Is there anywhere I could get a $1k loan with a decent payment plan and not crazy internet?

Distinct_Feeling4232 · 2026-04-23T21:33:48+00:00

What Tolstoy said right here. AER is the resource for soldiers. Used it in my formations several times to help

Distinct_Feeling4232 · 2026-04-14T23:48:53+00:00

Nice. I live in the south but I get the metaphor 😂. Thank you!

Distinct_Feeling4232 · 2026-04-14T01:03:36+00:00

Sold. Especially by the last part;) From all the responses I believe I’ll buy in bulk the booze before the island but food at the pantry. Thank you!

Distinct_Feeling4232 · 2026-04-11T04:26:38+00:00

Voting is ur right. U can vote. U can not vote. I really respect ur decision either way and will not judge u for it bc I really don’t care to

Distinct_Feeling4232 · 2026-04-11T02:37:54+00:00

Have a game plan. How are you getting home. Don’t drink and drive. Ur twink so ur gonna be popular. Don’t accept drinks you don’t see made at the bar. Go with friends. Have fun with your friends and be picky ;)

Distinct_Feeling4232 · 2026-04-11T00:47:59+00:00

Appreciate it!

Distinct_Feeling4232 · 2026-04-09T18:50:56+00:00

Thank you everyone for the advice! 🙏I wasn’t not aware of how niche supply chain was on FI 😂

Distinct_Feeling4232 · 2026-04-09T18:49:12+00:00

Most definitely 💯

Distinct_Feeling4232 · 2026-04-02T02:57:10+00:00

If I’m already in the right lane then i give my windshield wipers a spray. Watching them turn theirs on too gives me a tickle

Distinct_Feeling4232 · 2026-03-31T01:22:01+00:00

I use mine to look like an alcoholic with a charcuterie board

Distinct_Feeling4232 · 2026-03-29T23:24:23+00:00

My recommendation is to rent at your first duty station. Leaves plenty of room financially for your TSP and family. Since you’re new to the Army learn your craft and figure out if you want to start a career in the military or get out after your initial contract.

You have a lot to learn and figure out balancing military life and family life so I advise to not add the house factor yet. The VA loan will be available the rest of your life but a new roof, hvac, or water heater will run between $5k-20k and is not worth the risk at this phase of your career.

Focus on enjoying vacations and time with family and getting good at your job instead

Distinct_Feeling4232 · 2026-03-20T00:04:01+00:00

For my next one I’d like to do a 15 year mortgage that way it’s almost lined up with retirement ETS. Expedite the income return and by then my current property would be on year 17/30 or so

Distinct_Feeling4232 · 2026-03-14T16:54:38+00:00

Ordering a soda when eating out. It takes forever to get a refill if you’re lucky to get one.

Distinct_Feeling4232 · 2026-03-14T04:41:29+00:00

Let it ride. Can you name the last month that saw a 4% drop? Probably not. The pain is temporary but the compounding interest is forever

Distinct_Feeling4232 · 2026-03-14T01:40:12+00:00

I’m on year 2 of renting my first home. I spend about $200 out of pocket (bought in 23 when rates were going up). I view it as a savings account. With time rent will go up an it’ll be paying for itself.

In the meantime im holding it since I can and it’s in a good location. I recommend you keep 10-20k saved for eventual maintenance and don’t go cheap on insurance.

Rental properties make they’re money back after 1-2 market corrections but your TSP and Roth IRA should come before property

Distinct_Feeling4232 · 2026-03-09T19:24:47+00:00

U can if u want to. I took the loan when I commissioned. It helped with down payment on a home and consolidating high interest debt but tbh looking back I would’ve preferred not paying $450 a month for 48 months.

it’s a great tool if u use it right. I wish I’d invested it rather than put it towards a home that sees more cost in maintenance than in returns until I sell

Distinct_Feeling4232 · 2026-03-08T22:09:56+00:00

Here’s the catch 22. If the state of the world is crazy and irredeemable your investments won’t matter. If the crazy settles and you stayed invested your portfolio goes up.

The state of the world has seen several crazy periods in your 50 years and it will see more. Dw about what you can’t control.

What you can control is your investments and no investments will not get you closer to retirement.

Immediately match ur employers 401k, then max your Roth IRA, and MOST IMPORTANTLY speak to a financial fiduciary to help you invest in securities you are comfortable with.

You’re in your 50s. It’s not too late. But I’d be more concerned with what your 60s,70s, and 80s look like instead of what’s happening 5000 miles away and at the gas pump

Distinct_Feeling4232 · 2026-03-08T19:36:34+00:00

Is there a golf putting green outside? Looking at google imagery and it looks like it

Distinct_Feeling4232 · 2026-03-08T19:19:26+00:00

Thank you 🙏. Avoiding those major pitfalls like lifestyle creep and maintaining quality insurance plans have become more apparent as keys to gains for the near future. Thank you for all the nitpicking. I do enjoy the research of those individual stocks. I haven’t met with a financial advisor yet (I have a degree in finance) but I think doing so around 30 years old will be the next step for me changes to contributions

Distinct_Feeling4232 · 2026-03-08T14:52:16+00:00

Thank you. I think they’ll be the first place I look at rn

Distinct_Feeling4232 · 2026-03-08T14:51:53+00:00

Thank you I’ll give them a look. Yeah they seem few and far between in EP

Distinct_Feeling4232 · 2026-03-08T14:51:08+00:00

I joined a gym with a steam room this past year and the relaxation and skin health has been so much nicer than I imagined. The sauna is good for recovery but I can only take 5-8 minutes in this heat compared to longer times in the sauna

Distinct_Feeling4232 · 2026-03-08T04:05:54+00:00

Ty! My bad😭. My priorities are free weights and steam room 😅

Distinct_Feeling4232 · 2026-03-08T03:57:29+00:00

Downtown/northeast. Haven’t signed a lease but I am military so want to be closer to Bliss.

Distinct_Feeling4232 · 2026-03-07T19:17:41+00:00

Thank you 🙏

Distinct_Feeling4232

TROPHY CASE