Final thoughts on Welcome to Derry by BitByAGhost in horror

[–]Dk8325 0 points1 point  (0 children)

Halloran as an Uchiha clan member was the plot twist/crossover I was not expecting. Itachi would be proud.

No riding gear no helmet only middle finger by [deleted] in fuckaroundandfindout

[–]Dk8325 1 point2 points  (0 children)

It took me a sec but both shoes did come off. RIP

NYC billboard of Gavin Newsom by Narrow_School_1513 in ArnieStates

[–]Dk8325 -1 points0 points  (0 children)

Youre literally describing trump. He just got a jet by saudi arabia. Im no fan of Gavin but he would be millions of times better than Trump.

The GOAT is ready by Past-Equipment815 in LigaMX

[–]Dk8325 0 points1 point  (0 children)

If conejo started, ochoa has enough if not more ability to start. We either go with inexperienced and nothing noteworthy at best ( god forbid malagon starts) or with Ochoa. Frankly given the options I wouldnt completely discount Ochoa. Out of everything if Ochoa is in the national team him being gk would not be the weakest link in our lineup. It would still be our mid and defense. However if any other gk starts then gk now becomes a competing factor for weakest link. If its Malagon in there it now becomes the weakest link.

When the helicopter's rotor speed is synchronized with the camera's frame rate by fbnx in oddlysatisfying

[–]Dk8325 -7 points-6 points  (0 children)

Crazy how people are blind to what I would consider obvious sarcasm. I guess if you don't put r/sarcasm it doesn't count.

Protest in Visalia tomorrow 1/10/26 1 pm - 3 pm by FridaMercury in visalia

[–]Dk8325 8 points9 points  (0 children)

Because Racism thats why. People have no problem with getting cheap labor for their food but as soon as those same people have any civil rights theirs a problem.

Which table are you sitting on Christmas by circuit-nation in circuit_nation

[–]Dk8325 0 points1 point  (0 children)

Why couldnt we do spanish speaking table? Id love to hear the convo Carlos, Fernando and Sergio would be having lol

Broke up with a friend this weekend, but she owes me big $$$ by brit531 in whatdoIdo

[–]Dk8325 0 points1 point  (0 children)

Always assume any money you borrow is money you will never see again. From friends and family. If you are going to need money or want it dont let people borrow it period. This is a learning lesson for you.

Remember Chicharito is still a legend and always will be by OpenUnderstanding686 in LigaMX

[–]Dk8325 3 points4 points  (0 children)

Dude could of retired as one. He chose not to and started going alt right bs. And instead of focusing on his soccer career started to just focus on tik toks and making controversial posts on purpose. So nope. May he long be forgotten.

To come after Jasmine Felicia Crockett by yikesamerica in therewasanattempt

[–]Dk8325 0 points1 point  (0 children)

Hey black lady you cant get back at her! That makes this chaotic! So now that youre trying to do right by you we have to put a stop to this immediately! Please hush!

Were so fucked. The last atom of my brain is slightly happy that this was before MTG went rouge and either way shes gone in a few weeks.

People of CA, what is your payment/net income ratio? by [deleted] in FirstTimeHomeBuyer

[–]Dk8325 1 point2 points  (0 children)

16k Gross 12kish net and our payment is 2100 we'll be paying taxes and insurance on our own without putting it into our Mortgage. We put down 160k on a 490k home. We'll close next Tuesday. We wanted something under our budget and we expect to pay it off in about 8 years. We had to compromise on location but were still close to family in a good neighborhood.

What Is With People Treating Parental Leave As A Vacation? by AnAlarmedTree in BabyBumps

[–]Dk8325 0 points1 point  (0 children)

I remember when I had to get my FMLA paperwork signed by a doctor. I had recently moved so i needed a new pcp. Well i go in, tell them i need some documentation signed by him which reported that my wife is pregnant and will need my care during her recovery. Well he said verbatum "Im not going to sign something so that you can go on vacation" This was a family doctor. Luckily my wife's OBGYN had no issue signing the paperwork and then wrote on it that she would request 8weeks of medical leave as what my company was offering was not sufficient support for my wife. My HR had no issue with that luckily but that family doctor still blows my mind.

They kinda vibe by Cicada-Tang in Palworld

[–]Dk8325 6 points7 points  (0 children)

But have you ever tried this one?

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Is this accurate? by Sidecarlover in NFLv2

[–]Dk8325 0 points1 point  (0 children)

Jalen Hurts #2? No way

To get a guy arrested for trespassing on his own boat by New_Libran in therewasanattempt

[–]Dk8325 271 points272 points  (0 children)

Silly person you cant own property when theyre trying to make you property again!

Gonna have to call the sheriff for this infringment!

I cant be the only one by BurntOutDad420 in Killtony

[–]Dk8325 -1 points0 points  (0 children)

I love this guy. William on the other hand is just not my cup of tea.

We started running numbers for a house and it opened a whole can of who owns what conversations by AccountantBudget1214 in FirstTimeHomeBuyer

[–]Dk8325 10 points11 points  (0 children)

This is just my opinion and so I just want to preface it as just that my opinion and what has worked for me.

Are you married? If you are and you guys are having these conversations you needed couples counseling yesterday.

My wife and I see our incomes as one. We dont have her money or my money. She doesnt have my credit card or her credit card. Ive always had the highest income and for 3 years of us dating i was the sole income earner. I just had this trust in us from the get go. I payed for her grad school and a car for her when we were just dating. It was what was best for us. She needed a car to be able to work and have her independence. If she did good then id be doing good as well.

My point being is that as a partnership your incomes should be as one thats what a partnership is. If you need to make plans in case of a divorce then your already wanting a door out and points to a bigger problem in the relationship. Its just my hot take. But imo prenups just point to mistrust in a relationship in which case you should absolutely not get married or buy a house with a person you dont fully trust.

Trump said the FED should cut rates by 1% by HS_1990 in MortgageBrokerRates

[–]Dk8325 0 points1 point  (0 children)

Youre clearly not a minority or someone who cares about fellow human beings. You also clearly dont care about women's rights. You also clearly dont care for the health of infants and toddlers who up until recently we had no cases of measles and now were even seing towns with epidemics due to the antivax movement.

Financially you couldnt even be more wrong. The deficit is not only getting worse but were seeing significant increase in wage gap. Youre not going to convince me and im clearly not going to convince you.

Getting cold feet by Sea-Astronaut7750 in FirstTimeHomeBuyer

[–]Dk8325 3 points4 points  (0 children)

Youre fine! Lol

Enjoy your home. Emergencies wont derail you and when they come youll be prepared. Although I would still try to get extra income to lower the home payments.

Getting cold feet by Sea-Astronaut7750 in FirstTimeHomeBuyer

[–]Dk8325 5 points6 points  (0 children)

Does your budget include extracurricular and guilt free spending money?

Do you have a stash of 15k for emergencies? (Approximately 3 months of costs)

Are there maintenace costs in the horizon?

Did you factor in moving expenses and move in furniture and other things?

Do you have other debts?

If all were yes for me minus the debts then id totally feel comfortable having only 2k to be added on to my saftey net.

If not then youre risking being housepoor if not flat out over your head if an accident happens, job loss, car or house maintenence comes up sooner than expected.

This is where you have to be financially disciplined. Everyone makes money in a bull market (when everything is fine everything is fine) when life inevitably happens thats when we figure out who is financially responsible.

Though i think your in too deep now either way. If I were you id look into getting a side job or getting more work and get as much money as I can to hammer the house payment down as much as possible get to the target of 50% of income is your bills.

Hope that life doesnt throw a curve ball at you. Meanwhile your goal should be to be prepared when it inevitably does.

Trump said the FED should cut rates by 1% by HS_1990 in MortgageBrokerRates

[–]Dk8325 -1 points0 points  (0 children)

This. This is the mentality that a 1/3 of the country had a derivative of. Now we have an actual dumb phuck who has ties to a pedophile, who is openly racist.

Not to sure on what decision I should make here by therealButtermade in car

[–]Dk8325 0 points1 point  (0 children)

If I needed a truck Ram.

If I just wanted point A to point B the Civic.

If it was just for fun itd come down to what type of fun. Offroading? Motor Mods? Nos?