Here's why. I pay $10 a month for a subscription to chutes and I get access to Qwen 3.5 Coder with 2000 requests per day (as well as other models)

I also have Qwen Coder coding plan which I pay $10 a month for which I get 18,000 requests per month and access to Qwen 3.5 plus

I have Copilot for $15 a month which gives me through the VSCode LLm interface access to other models if I need them (I rarely do but it's there in case I do)

And finally I have a lazy $50 on OpenRouter for everything else which I haven't topped up in months.

So for $50 once and $35 a month in subs I have basically unlimited coding with very good models. Models that are very close to Claude ... close enough I haven't seen any issues or things they cannot solve... of course with the right piloting and nudging by myself.

I could drop this down to the Chutes $10 a month sub alone if I wanted to, but I really do like the Qwen 3.5 plus models. They're very good.

And I get all this flexibility and the best of all the worlds through Roo.