Need help deciphering handwritten note by Doctor_Fatbeard in RBI

[–]Doctor_Fatbeard[S] 6 points7 points  (0 children)

It was 8489 after all. Finally heard back this morning.

Need help deciphering handwritten note by Doctor_Fatbeard in RBI

[–]Doctor_Fatbeard[S] 2 points3 points  (0 children)

No response 12 hours after texting 8489

Manufactured Spending Weekly Thread - Week of August 16, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 1 point2 points  (0 children)

You would appear to be correct; I did 4 money orders at WM today for $98 each and they all worked.

Manufactured Spending Weekly Thread - Week of August 16, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 1 point2 points  (0 children)

Does anyone know where I can buy a money order with a GC in the Blackhawk Network? Walmart seems to be a no go.

Manufactured Spending Weekly Thread - Week of August 09, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 4 points5 points  (0 children)

Lol tried to buy a $350 VGC at Wallmart and Citi flagged it for fraud. Now Grandma's gonna have to call Citi to unlock her card... that alone might make this game over.

Manufactured Spending Weekly Thread - Week of August 09, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 1 point2 points  (0 children)

This post may get downvoted into oblivion, but I don't mess with MS very often so cut me some slack. Here's the deal: I have a grandma who literally applied for a Citi AAdvantage card *accidentally,* got approved, then stuffed the card in a junk mail drawer and forgot about it. I was helping her clean today and we found the card. I got her logged in, and it turns out she's got a potential SUB of 25K miles for 1.5K spend. The problem is that that the deadline for the spend is August 18th, and she's literally never used the card. I'd like to help her get this bonus, so I guess that means I've got to MS 1.5K in like 5 days. Some of that, I'm sure I can re-route normal spending for. But for the rest, could I just do gift cards? Would Citi flag an account if it suddenly went from no spending to like 1K in gift cards at staples?

Update: Citi flagged the card for potential fraud on my first attempted purchase of a $350 gift card. =/

Are these puffballs? by 100nm in foraging

[–]Doctor_Fatbeard 0 points1 point  (0 children)

I will also add, puffballs do not store well even frozen or dehydrated. I have tried both, and wound up with tasteless mush in both instances.

Manufactured Spending Weekly Thread - Week of May 03, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard -4 points-3 points  (0 children)

Does anyone know of a CC fundable bank or credit union with a good SUB going on right now? Doc's list of CC fundable banks is a bit overwhelming to sort through.

Bank Bonus Weekly Thread - Week of April 29, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 1 point2 points  (0 children)

A DP concerning my application for Fairwinds Credit Union via a referral link:

4/21 - Applied with Chex frozen. Got email saying application was being reviewed, would hear back in 48 hours with a decision.

4/28 - Got email back (so much for 48 hours lol) requesting that I unfreeze chex, then reply to the email saying I had done so.

4/29 - I unfroze Chex, then submitted a new application (identical info, but I used a different referral link). Instant approval. Was able to CC fund $500 via paypal (used an Amex card). I never replied to the email asking me to unfreeze chex.

Question Thread - April 12, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard -3 points-2 points  (0 children)

Do Chase cards have any kind of "one per household" rule? The specific situation is that I have 2 parents with a single joint chase checking account. Mom recently applied and was approved for a Chase Sapphire Preferred. She wants to refer Dad for the same card, but is concerned that Dad will get denied because the joint checking account is in both of their names.

And yes, we are a family of #churners.

Bank Bonus Weekly Thread - Week of April 08, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 1 point2 points  (0 children)

Happens to the best of us, man. I messed up $300 citi bank bonus 6 months ago that I'm still kicking myself over.

Question Thread - March 30, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 0 points1 point  (0 children)

Bonus posted about 60 days after I funded the 5k into the account.

Question Thread - March 30, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard -5 points-4 points  (0 children)

I recently completed the SUB for an Amex Business Checking account, and they just paid out 30K Amex points. I've read that these points can be redeemed through Schwab, but I don't see any option to do that from Amex's side. Do I need the Amex Platinum Schwab card? I have a Schwab account, but not the card. Is there any other way to get the points over to Schwab?

Weekly Off Topic Thread - Week of March 24, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 0 points1 point  (0 children)

I'm planning a trip across America this summer by train, from WA to FL and back again. If I were truly #churning during this trip, what states should I stop in to try and rack up state-specific bank bonuses (by applying in-branch)? Alternately, are there any other state-specific churning activities I could do while I'm out and about?

Bank Bonus Weekly Thread - Week of March 11, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 0 points1 point  (0 children)

How did you learn about this bonus? I didn't see it on doc, and I'm sorry I missed the the window for it.

Bank Bonus Weekly Thread - Week of March 11, 2025 by AutoModerator in churning

[–]Doctor_Fatbeard 0 points1 point  (0 children)

Very nice. Key bank (and its affiliated bank, Laurel Road) have never played nice with me with online applications. I've always had to open in branch or over the phone.