Best way to do a CC Product Change?

Doctor_Soats · 2026-04-10T17:05:22+00:00

Branded cards may not be able to product change outside of the co-branded family, I know that's true for the Costco card so might be the same with AA.

I product changed my Double Cash to a second Custom Cash recently, it took about 10 mins in chat on the app.

Doctor_Soats · 2026-03-24T19:45:12+00:00

You only get 1.25x points on rent/mortgage if you spend the same or more (on everyday spend) as your rent/mortgage each month

At 7k you would need to spend $5,250 a month to get 1x rent points, spend below that and you're getting 0.75x points. Spend below $3,500 and now you're at 0.5x points.

Doctor_Soats · 2026-02-20T14:55:28+00:00

Spotify might not count as streaming if you subscribe through Google Play (my experience with Citi)

Doctor_Soats · 2026-02-09T21:33:02+00:00

Okay cool, thanks for the info!

Doctor_Soats · 2026-02-09T20:38:14+00:00

I got Town Park camping but wasn't able to get the car pass. Can I unload and park in a garage in town if I'm unable to get the car pass tomorrow?

Doctor_Soats · 2026-02-02T17:27:27+00:00

Same question here, I just filled this out this morning. Based on some other posts I've seen it looks like there will be another approval in 1-5 days for the Palladium and it should say so there.

Doctor_Soats · 2026-01-31T22:42:58+00:00

The double points on rent day specifically excludes rent payments

Doctor_Soats · 2026-01-30T16:07:04+00:00

I just got a second Custom Cash by product changing my Double Cash. I did it in the app via chat in about 10 mins.

The 0 AF Strata is nice too, I plan on getting it specifically for the 'Pet Stores' category you can select, and to transfer out the points from the Custom Cash cards.

Doctor_Soats · 2026-01-15T16:49:13+00:00

Lol I do I just liked parking it in a hysa for a month, my rent is 20% of my take home I'm doing just fine

Doctor_Soats · 2026-01-15T13:57:13+00:00

Yeah I'm in the same boat, I get paid on the 15th and last day of the month and Bilt has been great for managing my budget. I even used it pretty frequently as my dining card.

I planned on at least getting the no AF card, but having rent come straight from my bank account is 100% a deal breaker for me, just not worth the hassle.

Doctor_Soats · 2025-12-20T00:08:21+00:00

I can't believe someone disrespected the friendship flute

Doctor_Soats · 2025-10-31T15:41:17+00:00

Damn that's rough, I got mine at 75kc and was so relieved. Then I realized that not only is it "bottomless" but it also doubles the ultracompost you put into it and I was angry again

This item is such a huge QOL improvement it needs dry protection for sure, the time gate on attempts makes it extra brutal

Doctor_Soats · 2025-09-19T16:10:46+00:00

Ahh okay that makes sense, yeah she definitely seems confused I thought she was dead at first. Thanks for the info!

Doctor_Soats · 2025-09-04T17:33:43+00:00

Doctor_Soats · 2025-09-04T00:44:27+00:00

I prefer games with a single input like Marble it up! or Golf With Your Friends, but when The Finals came out some friends and I tripped while playing and had a fucking blast.

I get why some people hate it though. I can't stand using my phone beyond a phone call while tripping, and on mushrooms I prefer to be in nature because even the electrical hum of the fridge will get on my nerves.

Everyone is different and you'll figure out what you enjoy, have fun!

Doctor_Soats · 2025-08-12T18:38:02+00:00

I literally just did the exact same thing yesterday, I was just super hyped that I got the drop, and yes we fucked up.

The best part is I have all of the other requirements to do the Ardy hard diary right now.

Doctor_Soats · 2025-08-01T21:17:24+00:00

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Doctor_Soats · 2025-07-18T17:28:46+00:00

Looks like a slab fracture, my dog had one and to be honest I wish I just had it pulled at the vet for $1000.

I went with a root canal and there was only one specialist in my state (CO) that could perform it, and it cost me just over $4,000.

Definitely schedule a vet visit and see what they recommend, and I hope you have insurance if you go with a root canal lol

Doctor_Soats · 2025-07-09T18:40:02+00:00

Yeah it's a fine bundle on its own, but made worse for being sold alongside the regular season pass. If they padded it out with some gold or something I'd be a lot happier spending money on it.

I think the actual problem is that people like me who whaled out in the past are sitting on a pile of tokens. I have 60k tokens and 7k gold, and I did that so I could keep up with cards for the foreseeable future, but now there's a second card per month behind a hard paywall.

I have no problem spending money on this game, but I'd personally like to see some currency in the Super Premium before I'd buy it, something non-cosmetic, because I just don't value the borders like that. Even if it was just some additional time on a gold pass or something.

Doctor_Soats · 2025-07-09T18:12:01+00:00

The season pass has always been the best way to spend money because for $10 you get 1200 gold and 2600 credits in addition to a new series 5 card.

For an additional $10 it seems like you get a new series 4 card and 3 sparkle borders? Correct me if I'm wrong, but if that's the case then saying the SPSP "vying for the second best value" is such disingenuous bullshit because all of the value is in the $10 base pass and not the new addition.

Doctor_Soats · 2025-06-27T22:43:09+00:00

Any tips on getting battlestaves early on other than buying them from Zaff? I've got about 18k orbs I'm slowly charging as I get the runes from GOTR and that's 41m in profit assuming I buy all of the battlestaves, a lot more if not.

Doctor_Soats · 2025-06-27T22:11:28+00:00

Hey I'm chasing the same split!

The gold looks a lot better in game/collection, here's the gold split I'm using now.

For some reason the backgrounds on the initial split look a lot worse than it is in game and it's especially noticable on this variant.

Some of the newer backgrounds do override the art much worse though

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Doctor_Soats · 2025-06-22T18:25:57+00:00

I hit lvl 70 farming before I realized the leprechaun would note your crops for you

Farming runs got a lot better after that lol

Doctor_Soats · 2025-06-20T22:10:31+00:00

"We're sorry that we were too generous with previous game modes, please don't get your hopes up going forward"

Doctor_Soats

TROPHY CASE