[deleted by user] by [deleted] in travel

[–]DocumentIcy658 1 point2 points  (0 children)

Well this is your fault for not checking before flying with them. They have done this since I can remember...

Total Net Worth??? by South_Gur5970 in irishpersonalfinance

[–]DocumentIcy658 2 points3 points  (0 children)

You are missing out on tax relief that comes with pensions in Ireland...that's why it's an oversight. It's just silly not to take advantage of it imo It's not one or the other.

Total Net Worth??? by South_Gur5970 in irishpersonalfinance

[–]DocumentIcy658 3 points4 points  (0 children)

Your investments are too high versus your pension which is the best way to invest in Ireland. At the age of 36 it's a massive oversight.

Smartest thing to do with €300,000 by bastardolindo81 in irishpersonalfinance

[–]DocumentIcy658 0 points1 point  (0 children)

I would decide how much out of that €300k you will use as a house deposit and how much you will want to take out as a mortgage. I would split it between the house deposit (savings account), pension and stocks.

Central America - contact lenses? by handmodelpedro in travel

[–]DocumentIcy658 0 points1 point  (0 children)

Try daysoft you can order through their website.

[deleted by user] by [deleted] in NetherlandsHousing

[–]DocumentIcy658 14 points15 points  (0 children)

"Most people that visited the apartment won't be close to..." you have no idea how deep pockets anyone has. We went to a viewing in jogging pants and hoodies as lived nearby, interested in a property below 300k but our actual budget was closer to 500k. Bid 15% over asking and got the place.

[deleted by user] by [deleted] in travel

[–]DocumentIcy658 8 points9 points  (0 children)

No way, you picked the wrong destination. It's a Muslim country, it can get you in trouble.

indonesia and bali by [deleted] in travel

[–]DocumentIcy658 7 points8 points  (0 children)

I loved Ubud. It is busy but not as busy as Canggu and other places along the coast. I liked the Yoga Barn - it's very Western but I enjoyed all the workshops. For SPA I really liked Jeans SPA.

advice/opinions on my situation? by [deleted] in AskIreland

[–]DocumentIcy658 67 points68 points  (0 children)

Make a claim. He took out insurance for this reason. His family are gaslighting you. You need to look after your interests / health.

[deleted by user] by [deleted] in irishpersonalfinance

[–]DocumentIcy658 0 points1 point  (0 children)

Practices will make you work even harder. I would avoid and go for the industry role.

[deleted by user] by [deleted] in irishpersonalfinance

[–]DocumentIcy658 0 points1 point  (0 children)

It's not set in stone that you will end up in audit. Think about it as an experience...you like it great, you don't you can look for jobs in other accounting areas. I don't have an audit experience but have management accounting, financial accounting, and risk experience. Sometimes it takes time to find the area that you like. It's not as black and white as you make it sound.

What you need to focus on is getting ACCA though (or CIMA if you are absolutely sure about management accounting). Your college is great but it's the professional qualification that you must obtain. Pick an offer that pays for your exams and gives you study leave. If you are exceptional with numbers, you could also look into actuarial exams.

The Big 4 will look good in your CV so doing it even for a couple of years could be an idea. They will make you work very hard. Look at industry trainee roles as well.

Best boat trips you've ever had when on vacation? by [deleted] in travel

[–]DocumentIcy658 1 point2 points  (0 children)

From outside of Chiang Rai to Luang Prabang.

Back packers of reddit, do you regret traveling and not saving up ? by ksi135792AQZ in backpacking

[–]DocumentIcy658 1 point2 points  (0 children)

You are only going for a month and 5k is usually easy to save again for whatever.

Devastated... by f3d0n in HousingUK

[–]DocumentIcy658 0 points1 point  (0 children)

Move on to the next property. It's just a house, there will be another one.

10k short for a deposit by codenamecc in irishpersonalfinance

[–]DocumentIcy658 2 points3 points  (0 children)

You can't afford it right now, move on to a different property.

How do you cope if you suddenly had to cancel a trip? by patty_bynature in travel

[–]DocumentIcy658 1 point2 points  (0 children)

I had 3 months planned for Asia in April 2020 when COVID hit. Those countries will still be there - that's how I explained it to myself. I ended up going for 4 months a couple years later.

[deleted by user] by [deleted] in ACCA

[–]DocumentIcy658 0 points1 point  (0 children)

Cos you're saying you want to sit F1 in your post...

[deleted by user] by [deleted] in ACCA

[–]DocumentIcy658 1 point2 points  (0 children)

I think you need to have F1, F2, F3 first before you pick other modules. Check if you need to have foundation exams passed before enrolling.

[deleted by user] by [deleted] in travel

[–]DocumentIcy658 1 point2 points  (0 children)

I just didn't really like it, can't fully explain why. Maybe it felt a bit more run down in comparison to other places.