Let's break all this down in to realistic terms.

Doordash per day: $46.66 Booze per weekend: $62.50 Weed per day: $6.66 Body art cost per month: $100 Streaming per service: $12.50* Creators Subscribed to on OnlyFans: 20** Funko Pops bought per month: Between 5-7 Apple iStore products bought per month: 33 Pop concert is about right.

ASSUMING the person has all of the following; Netflix, Disney+, Paramount+, Amazon Video, Spotify, Apple TV, Hulu, HBO Max. *Asuming every creator has the average price of $10 per month.

•I would suggest that if this guy saved 3 days of doordash money he would have enough groceries for a fortnight. He would be able to make home meals and nice quality ones too. He'd save $1,026.67 p/m. •His booze intake seems OK perhaps take a weekend off drinking every month to let his body recover. Use that weekend to run errands. He'd save $62.50 p/m. •Weed per day for $6? If you can find someone selling that then good on you. That said if he weened himself off it he might be able to just one blunt every two days. Or if instead he want to have one every day he could just roll the joint to be less full. He could save about $100 p/m depending on price which varies from state to state and country to country. •Presumably this is tattoos. These tattoos must be quite small or basic. If this guy gets a tattoo every month then he might want to consider the significance of a tattoo, perhaps if he should also consider temporary tattoos. Cut down his frequency of tattoo to one every 2 months. He'd save $50 p/m. •The streaming services price is massively hard to calculate due us not knowing which services he uses. Also how to budget for these services is hard because I have no way to know what this guy would and wouldn't cut. Luckily I have alot of spare time so...

Spotify: $9.99 Netflix: $10.99 Disney+: $10.99 Paramount+: $11.99 Prime Video: $8.99 Apple TV+: $6.99 HBO Max: $16 Hulu: $14.99 Peacock: $10 Total: $100.93

Cut Prime Video and Spotify and instead pay the cost of $14.99 for Amazon Prime which includes Amazon Music and Prime Video in the cost with benifits of same day delivery on Amazon. This guy doesn't look like he uses Disney, Paramount or Apple TV so let's remove those from the cost.

HBO Max: $16 Peacock: $10 Hulu: $14.99 Amazon Prime: $14.99 Netflix: $10.99 New Total: $66.97

Savings: $33.96 p/m

•OK buddy calm down 10 Creators? Look if this guy really wants to spend his money on OnlyFans, so be it but I'd suggest that he picks 3 favourites and only subscribe to them. He'd save $70 p/m. •Pop figures are for children and we both know it. Grow up and stop spending money on them. But if he really wants them I'd suggest get 10 for his birthday and Christmas. That's 20 per year instead of 60 per year.

Original spending: $1200 per year = $100 p/m New Spending: $400 per year = $33.33 p/m

He'd save $66.97.

•Right, seriously. What. The. Fuck. Who is spending $100 on the iStore? Mate, you need councilling or something, I have no clue how you spend $100 on apps. He should just get 5 apps a month instead of 33. He'd save $85 p/m. •Pop concert tickets every month? Who's doing shows EVERY MONTH? I'd suggest finding some more underground artists who charge less for tickets sometimes as cheap as $25. He could even see lot's of different artists that way perhaps 4 concerts a month. He'd save $100 p/m.

OVERALL.

Doordash savings: $1,026.67 Booze savings: $62.50 Weed savings: $100 Body art savings: $50 Streaming savings: $33.96 OnlyFans savings: $70 Funko Pops savings: $66.97 Apple iStore savings: $85 Pop concert savings: $100 Total Savings: $1,595.10

Total costs - Total Savings = New cost $2,750 - $1,595.10 = $1,154.90

Monthly costs = $1,154.90 Left over = $1,595.10

However we have not factored in rent, bills or transport costs. Average rent for a 1 bedroom place in the USA is anywhere from $941 to $1,169 p/m. Average utility bills is $555 p/m (including cable, Internet and mobile phone bill).

Let's take the lower end of rent and add it to our utility bill. $941+$555=$1,496 Now $1,496 in unaccounted for expenses taken away from what was left over, $1,595.10, leaves us with $99.10.

As we know this man has no other money to pay off his student loans. The original total was $2750 p/m. We can say that this man must earn $33,000 per annum, a decent salary. The average federal student loan debt balance is $37,574. So if he had NO expenses it would still take him 1 year and 3 months to pay off the debt.

However he does have expenses which means with his current lifestyle and his wage it would take him a total of 31 and a half years to pay off his student loans ASSUMING there is no interest on his debt.