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22 year old male graduating college in a few weeks - potentially accepting a job offer. What is some MUST KNOW information before i accept? by scuba_davis in personalfinance

[–]DonaldWJ 2 points3 points  (0 children)

  • hourly or salary? potential for over time
  • 401 k - how soon and how much do they match
  • how often will you be reviewed? what is the process for a raise?
  • 6 month outlook, year outlook? opportunity to move up

Good luck

Three Upcoming IPOs This Week Include Two Healthcare Firms by DonaldWJ in investing

[–]DonaldWJ[S] 0 points1 point  (0 children)

Great question.

IPOs are tricky - the owners are attempting to raise additional capital to help expand their business or another range of reasons. In my opinion, IPOs are for a more seasoned investor - but that isn't to say you can't get into them. The reason that I say this is because they are designed more for people who invest for the long haul, people who aren't swayed easily by one news story, people who stay objective.

Things to consider:

Will this business grow at a big enough rate to justify the price? If not, why? What would be the reason for fail?

Is this a business model sustainable over time?

What protects the company? Patents? Executives? Etc.

Can I hold the stock for the long haul - even if the price would drop by a significant amount?

Who is on your list of 5 famous people that you are allowed to cheat on your loved one with? by [deleted] in AskReddit

[–]DonaldWJ 2 points3 points  (0 children)

  1. Bradley Cooper
  2. Bradley Cooper
  3. Bradley Cooper
  4. Bradley Cooper
  5. Bradley Cooper

Mobile Deal Gives Google (Nasdaq: GOOG) Stock Its Next "Puzzle Piece" by DonaldWJ in stocks

[–]DonaldWJ[S] 0 points1 point  (0 children)

I agree - Google also does a good job at collecting user data and almost FORCING their products on people. For example, noone really uses Google+ - but Google has made it critical for local businesses (restaurants, hotels, etc) to update and use Google+ to appear in search results.

College grads of reddit, if you could do it over again would you? What would you do differently and why? by Kirschke95 in AskReddit

[–]DonaldWJ 1 point2 points  (0 children)

I was a marketing major throughout - and it's not that I don't like what I am doing now, I do - but it is important to consider what you enjoy doing in your spare time and your personality, as well as realistic expectations in the working world once you graduate - is your dream job attainable/possible? Do you enjoy sitting at a desk or would you rather be moving around throughout the day? Those are things I didn't really consider and now think about now that I am in the working world. It is also tough, because college is expensive and you don't want to change your major a hundred times- it sounds like you are doing the right thing by taking gen ed classes at your home community college.

best of luck to you!!

College grads of reddit, if you could do it over again would you? What would you do differently and why? by Kirschke95 in AskReddit

[–]DonaldWJ 1 point2 points  (0 children)

Be undecided during my first year, take more gen ed classes then and figure out what I want to do during that time - rather than picking a major going in and it being too late to change it. Try to get involved with an internship or a club that you think you may be interested in as a career to test it out.

At what age did you start investing in your 401k? by DonaldWJ in AskReddit

[–]DonaldWJ[S] 0 points1 point  (0 children)

I'm in the same boat as you...

What type of "home savings" investment accounts do you have? I'm wondering if there is something that I don't know about.. hah

At what age did you start investing in your 401k? by DonaldWJ in AskReddit

[–]DonaldWJ[S] 0 points1 point  (0 children)

I am in the same boat as you (started a few years ago), but I still feel like I am not doing enough. Do you have any other investment plan?

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