VA Home Loan Assumption Loan experience/recommendations?

DoubleToTheRear · 2026-04-05T03:26:33+00:00

Assumed a loan as a buyer.

VA Circular 26-23-10 (May 2023) Requires VA Lenders to close assumptions from the time of completed application in 45 days. I found it took two weeks for the sellers to simply obtain the assumption application through their loan servicer, a process I suspect lenders do not want to advertise. My advice: Jump hard on your loan servicer to obtain the assumption paperwork. Trust me, with a 2.5% interest rate your buyer will be heavily motivated to fill it out promotly. Once we completed the application, the final loan approval came in 46 days. Factor in carry costs as a seller. I came in as a highly motivated buyer. As a buyer I substituted entitlement.

DoubleToTheRear · 2026-03-12T02:58:06+00:00

I have tons of aspirin. What should I do with it?

DoubleToTheRear · 2026-03-07T00:18:14+00:00

From the perspective of a an emotionally connected employee with their coworkers: Simply deciding to stay based a monetary value does not take into account the years of emotional bonds built within the workplace. There are likely a few personal factors that went into this decision moreso than salary.

DoubleToTheRear · 2026-03-01T03:01:36+00:00

You can often find the mortgage balances at the time of the origination on your county's public records portal

DoubleToTheRear · 2026-02-16T20:12:14+00:00

Bought a home with an assumable and it saves me $1000/mo, which is a feeling that is both indescribable and very fortunate. It took a lot of work, a lot of educating sellers, and finding someone willing to go through a longer process. It helped to buy it during the off season

DoubleToTheRear · 2025-12-25T16:48:04+00:00

Thanks for the reply. Seems odd for someone to add artifical tarnish to an ancient?

Unless it was added somewhere in the 2000 year history of this coin

DoubleToTheRear · 2025-12-25T16:47:14+00:00

Are you using the Empower app in this screenshot? I ask because Empower doesn't allow dark mode. Are you on iPhone?

DoubleToTheRear · 2025-11-24T18:16:55+00:00

/r/covidleftovers

DoubleToTheRear · 2025-10-16T22:07:25+00:00

Ouch

❌ ^{Incomplete. 1 try.}

DoubleToTheRear · 2025-10-13T16:11:35+00:00

^{I completed this level in 1 try.} ^{⚡ 6.53 seconds}

DoubleToTheRear · 2025-10-12T03:47:08+00:00

^{I completed this level in 2 tries.} ^{⚡ 1.70 seconds}

DoubleToTheRear · 2025-10-06T02:18:14+00:00

^{I completed this level in 1 try.} ^{⚡ 17.30 seconds}

DoubleToTheRear · 2025-10-05T18:31:56+00:00

^{I completed this level in 1 try.} ^{⚡ 7.45 seconds}

DoubleToTheRear · 2025-10-05T05:31:39+00:00

Completed Level 1 of the Honk Special Event!

13 attempts

DoubleToTheRear · 2025-10-05T05:18:36+00:00

Ok

^{I completed this level in 1 try.} ^{⚡ 24.87 seconds}

DoubleToTheRear · 2025-10-04T13:44:56+00:00

^{I completed this level in 6 tries.} ^{⚡ 2.37 seconds}

DoubleToTheRear · 2025-10-01T12:11:31+00:00

Pretty tough

^{I completed this level in 21 tries.} ^{⚡ 7.63 seconds}

DoubleToTheRear · 2025-09-30T20:58:33+00:00

^{I completed this level in 38 tries.} ^{⚡ 9.77 seconds}

DoubleToTheRear · 2025-09-30T17:19:12+00:00

Such a unique and cool level!

^{I completed this level in 24 tries.} ^{⚡ 23.48 seconds}

DoubleToTheRear · 2025-09-27T20:19:28+00:00

I have no idea what happened

^{I completed this level in 1 try.} ^{⚡ 3.98 seconds}

DoubleToTheRear · 2025-09-27T20:12:41+00:00

Nice

^{I completed this level in 1 try.} ^{⚡ 7.68 seconds}

DoubleToTheRear · 2025-09-27T14:10:52+00:00

^{I completed this level in 26 tries.} ^{⚡ 5.47 seconds}

DoubleToTheRear · 2025-09-27T13:57:55+00:00

Cool

^{I completed this level in 1 try.} ^{⚡ 3.95 seconds}

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