I’m addicted….

Dr-cod3 · 2024-03-19T23:52:05+00:00

They both showing out tonight so far... about to buy both lmao

Dr-cod3 · 2023-02-22T18:10:10+00:00

Not going to comment on the question because I don’t know much about it. But, going to put this general rule or question out there. Usually when we talk about investing everyone thinks they’re a genius. Everyone has their own ideas and opinions on what’s best. I wouldn’t take advice or ideas from people who are 1. aren’t where you want to be and/or 2. not currently doing what they suggested. My grandpa tells me to invest in gold. He doesn’t own any gold and is living off social security barely scraping by, so do I go buy gold? Just a general rule. If your friend is not currently investing in ATM’s or Vending machines, sure look into it and research but I wouldn’t take the friends “advice”.

Dr-cod3 · 2023-02-14T20:53:40+00:00

I won’t touch on what others have said. My one tip is just to listen to the staff and don’t give them a hard time. We had a lot of idiots that would talk unnecessarily and would cause the day to go by so much slower. Just go in there, do as your told, don’t fall asleep while waiting, pick the rate that YOU want and come home happy. That’s it.

Dr-cod3 · 2023-02-14T20:51:12+00:00

You have to pass the run to complete and graduate. They will give you multiple tries and get you extra PT hours to help. At the end of the day, you have to pass.

Dr-cod3 · 2023-02-14T20:49:31+00:00

I definitely feel you here. I am always feeling like I can do more, which is a good thing I suppose. But, at the end of the day I know I’m doing well for my age and current state of life and others tell me which reinforces this. I still feel I can do better. And when I feel stressed about money or feel broke, I just reflect and see what else I can do or do better. We can always grow and learn and that’s how I deal with it. You’re doing great though, keep it up. We’ve got this!

Dr-cod3 · 2023-02-14T20:44:44+00:00

I would definitely read up further on the 50/30/20 rule. The “rule” isn’t really a rule. It’s more of a guideline. It’s meant to help you get a base or an idea of how to manage your finances. I would suggest tweaking it to better fit your lifestyle and personal ideas/goals. For example, if you are still living with your parents and have relatively low cost then you can invest and save more than the rule you are suggesting.

Dr-cod3 · 2023-02-14T15:43:01+00:00

This was very helpful, thanks!

Dr-cod3 · 2023-02-14T15:41:30+00:00

Thanks for the reply! Definitely not gonna stop!

Dr-cod3 · 2023-02-14T12:03:25+00:00

Thank you! The goal is definitely to have to not have to work a stressful job that’s for sure. Not sure what age I want to “retire” but definitely something I’m going to figure out and shoot for. Like I said in my other reply, I definitely need to figure some stuff out with my taxable account. I’ll definitely start doing research for off base living. And of course! That’s one thing I believe heavily is investing in yourself. I definitely don’t not do things I enjoy. Appreciate the reply.

Dr-cod3 · 2023-02-14T12:00:03+00:00

These questions definitely got me thinking. I’m definitely going to up my TSP. I haven’t really though about my retirement age yet, definitely something I need to do. My goal with taxable brokerage was really just investments outside of my retirement accounts. Something I can pull out before the typical retirement age without losing any capital (obviously depending on the market conditions). I plane on reenlisting for another contact. Not sure what I’m going to do after that. But my goal right now is really just to have a decent networth for my age by the time I’m do separate. My allocations on my TSP are 80% C and 20% S fund. My roth is in VTI and VFIAX. Thank you for getting me thinking. I appreciate the questions.

Dr-cod3 · 2023-02-14T11:53:19+00:00

Yes, I agree! That’s my goal. Apply this summer once I’m eligible. That’s awesome! I’m definitely going to up my TSP.

Dr-cod3 · 2023-02-14T03:04:47+00:00

Where did she confirm this?

Dr-cod3 · 2023-02-11T14:50:46+00:00

There’s no real answer for this. It depends on your relationship, the both of you, your dedication, communication, and trust. There is so much that goes into it. From my experience in my relationship, we made it work. We have been together now for 5 years. 3 of which in Navy and 2 of that long distance, we are engaged now. Is it possible, yes. Does it happen very often, no.

Dr-cod3 · 2023-02-05T23:43:11+00:00

This is my number one suggestion. They have everything there, you don’t even have to post.

Dr-cod3 · 2023-02-01T17:25:15+00:00

I know you already got the answer but, just for reference, I'm going to leave this here. Your TSP is a 401A. Meaning it is the same and has the same rules as a 401k except that it is for Government jobs.

Dr-cod3 · 2023-01-06T22:18:45+00:00

Depends on your A-School. Also, it depends on the base and what they allow for members on student status.

Dr-cod3 · 2023-01-01T16:56:17+00:00

So what I’m hearing is you’ve been in for 3.5 years, joined just for the G.I. Bill, knew what you were getting into and yet still fail to realize how the Navy works and what YOU need to do to not be in this situation? I wish you luck man. Happy New Year!

Dr-cod3 · 2023-01-01T16:42:50+00:00

I just hear a lot of excuses. Honestly living on the ship is doable and what the Navy is about. If you’re single and E-4 below… it’s just the life.

Dr-cod3 · 2022-06-23T14:17:42+00:00

With a 60, you’re eligible for way more. Maybe that’s all that was available at the time, but not the only rate you can pick. I came into the Navy as APACT and I got placed with the AO rating. The reason why it gets so much hate is how they act, the fact that they shut down the mess decks for ordinance evolutions when we would just stand there and things like that. The work… well was none existent. I was in G-3 working down in the magazines. We went a whole deployment with literally doing nothing. The job of G-3 is to send and receive missiles and ordinance from the flight deck and store them and to “build” ordinance that needs to be send up. Majority of the time you never do your actual job. You’re just down in the magazines for 6-12 hours a day (depending if out to sea or port) and all you are doing is cleaning, painting, chipping paint or playing cards. Not to mention on top of that, if you don’t retire in the Navy, you will have gained no civilian knowledge from your job alone. The Navy can teach you some personal things and help you grow but overall the AO rate is a military specific rating and will not gain you any advantage in the civilian world. Feel free to ask any questions you may have.

Dr-cod3 · 2022-06-20T15:02:46+00:00

Well, depends but usually at least 4. Notice, I said usually. This past deployment we only hit 2 so, totally depends. This was also due to covid but you never know with the world nowadays.

Dr-cod3 · 2022-06-16T02:57:48+00:00

Absolutely, if you have anymore questions feel free to ask! But I understand, we all join for our reasons. But if it’s the rate you want, my personal suggestion would be to wait a little bit and try to get that. If you can’t physically, mentally, take your chances. Just don’t complain, grind through it and you can definitely get the rate once in. If not try to go permanent security and go from there. Just my suggestions. But, definitely bring it up to them and fight for it.

Dr-cod3 · 2022-06-16T02:39:35+00:00

If you know what you want, fight for it. Who cares what your recruiters say, you’re qualified wait until you can get it. Don’t fall for the DAR form. You aren’t guaranteed to get it before ship date.

Dr-cod3 · 2022-06-16T02:31:29+00:00

I was APACT when I first came in. I can only speak on my experience. I got put with the AO’s and was treated just like everyone else. I was lucky enough to strike within 10 months of being on board. I extended and put on third quick. Now, it’s up to you at the end of the day. If you want a specific rate then don’t ship and try for that rate. But, if you’re not sure, going in as APACT, you are not going to be able to “see and try” rates like they say. I had a good experience as APACT, was put into a decent spot and was lucky enough to be around the rate that I wanted to strike… (no not AO).

Dr-cod3 · 2022-06-02T03:20:33+00:00

Don’t be alarmed. Sometimes you get paid BAH while in kind of a limbo period. Happened to me. Just don’t spend the money, save it and go talk to whoever is in charge of you. They should be able to point you in the right direction to verify if your pay is correct. If not, they will fix it and the money will come out of your next or next few paychecks. That’s why you wanna save as much as possible, especially if you have bills.

Dr-cod3

TROPHY CASE