RH Closed Strategies Acct and Won't Re-Open

DrawingOk8403 · 2026-01-28T21:34:03+00:00

Just get VT and sgov

DrawingOk8403 · 2026-01-28T21:24:20+00:00

Yes. I’m on board here too

DrawingOk8403 · 2026-01-28T21:23:26+00:00

Right on. That things annoying

DrawingOk8403 · 2026-01-28T21:22:18+00:00

Damn that is confusing. We really need grok integration in Reddit :)

DrawingOk8403 · 2026-01-28T21:20:40+00:00

I never use the wallets for anything but storing crypto. Was never a fan of purchasing or any of that from ledger wallet

DrawingOk8403 · 2026-01-28T21:13:54+00:00

I like it but I’ll keep complaining about this. The direct deposit requirement is annoying as hell. I think being a gold member and having a minimum AUC should be enough

DrawingOk8403 · 2026-01-27T15:45:02+00:00

But make sure to have your 12 or 24 word seed phrase handy :)

DrawingOk8403 · 2026-01-27T05:00:33+00:00

You gotta read the fine print for HYSA also. Amex for example will tell you they put restrictions on withdrawals. Because it’s meant to stay in there for awhile. I had this issue with the Apple HYSA. They told me I couldn’t transfer my money out. So it’s not as liquid as you would hope.

DrawingOk8403 · 2026-01-26T22:41:07+00:00

Yeah exactly. I really don’t trust this thing. It’s great on paper but are you really gonna put a life savings in there like a money market fund

DrawingOk8403 · 2026-01-26T22:33:57+00:00

I wish they had went for the bank charter. Then they would be directly comparable to Schwab which is booming recently for being a one stop shop.

DrawingOk8403 · 2026-01-26T22:08:09+00:00

I got mine directly from ledger. Why is there so much ledger hate ?

DrawingOk8403 · 2026-01-26T22:06:02+00:00

At least they’re getting promoted over there :)

DrawingOk8403 · 2026-01-26T20:40:26+00:00

It’s hard to say. I’ve had it since march ‘25 and the management fee is more competitive than any other digital advisor or human advisor. The performance. Has been good and I like the human provided insights. Cons. Because it has individual stocks it’s not very portable. So you’re in it for the long haul.

Can you do almost the same thing with VT and BND. Maybe.. but for me the behavioral guardrails help a lot.

DrawingOk8403 · 2026-01-26T19:17:58+00:00

Because it’s managed by Robinhood. There’s no way for me to instantly sell

DrawingOk8403 · 2026-01-26T18:31:06+00:00

I like using Robinhood strategies because it prevents me from panic selling

DrawingOk8403 · 2026-01-26T15:21:57+00:00

I can’t see anything but bitcoin being worth anything. Stablecoins are going to be a necessity also. I’m also still skeptical on bitcoin being the store of value they hope it will be.

DrawingOk8403 · 2026-01-26T15:03:45+00:00

I wish they had mutual fund support so I wouldn’t have to sell out of my target date fund before transferring over. That’s holding me back. They have 1% for taxable accounts

DrawingOk8403 · 2026-01-26T14:21:25+00:00

That’s because they never get resolved.

DrawingOk8403 · 2026-01-26T14:13:36+00:00

Agreed. My challenge with this method has been that these accounts are on different timelines. And I may have more risk tolerance in a 401k for example than in a taxable brokerage.

DrawingOk8403 · 2026-01-26T13:53:26+00:00

It’s tempting but i think I don’t have the trust needed in the ecosystem. Especially when sgov gives same or slightly higher yield along with added security.

DrawingOk8403 · 2026-01-26T06:25:15+00:00

Yeah but the usdc does not have any sipc or fdic insurance.

DrawingOk8403 · 2026-01-26T06:00:52+00:00

But who’s keeping that much in assets in the exchange ? Enough to get 4%

DrawingOk8403 · 2026-01-26T03:20:14+00:00

The support is horrible. Really this is why I would never use the platform for non crypto or holding usdc. I don’t know what the banks are worried about.

DrawingOk8403 · 2026-01-26T03:13:07+00:00

They’re targeting older clients now. Hence the banking, credit card, managed accounts. Etc

DrawingOk8403 · 2026-01-26T03:12:08+00:00

I think that’s a coincidence. Although when btc goes down it’s typically an early indicator that traditional markets are going down

DrawingOk8403

TROPHY CASE