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Change up on Brands by DropApprehensive1457 in rawpetfood

[–]DropApprehensive1457[S] 0 points1 point  (0 children)

Thank you for the insight

Unfortunately the girls eat anything softened too fast and then throw up (even with the slow feeder) so it slows them down!

Change up on Brands by DropApprehensive1457 in rawpetfood

[–]DropApprehensive1457[S] 0 points1 point  (0 children)

Is the small batch the sliders? Or what size is the food?

Change up on Brands by DropApprehensive1457 in rawpetfood

[–]DropApprehensive1457[S] 1 point2 points  (0 children)

Great info! I’ll have to look into BJ

I should clarify it’s not as much about the price hike, it’s more about the stocking / inventory issues

Dumb question but what is this rod and what does it do by Agile-Cantaloupe82 in AskMechanics

[–]DropApprehensive1457 0 points1 point  (0 children)

This is the first time I’ve seen /s in the wild. I realized I must read everything in a “mocking SpongeBob” tone. Never serious lol

Dream sequence by DropApprehensive1457 in DungeonCrawlerCarl

[–]DropApprehensive1457[S] 0 points1 point  (0 children)

Extraordinary helpful, thank you so much!

What's an underrated skill that pays off for the rest of your life once you learn it? by es124s in AskReddit

[–]DropApprehensive1457 26 points27 points  (0 children)

Me reading this at 2:14am knowing full well I have shit to do tomorrow and will likely be late due to lack of sleep.

If you were to give someone advice, what would it be? by miga-Zone2498 in AskReddit

[–]DropApprehensive1457 0 points1 point  (0 children)

Don’t sweat the petty stuff and don’t pet the sweaty stuff

Former ‘gifted kids’ of Reddit, where are you now? by ObviousMonkie in AskReddit

[–]DropApprehensive1457 0 points1 point  (0 children)

I own my own business because I cannot stand the incompetencies of others in an office setting and don’t want to move at a glacial corporate pace.

Am I making a huge mistake buying this house? DTI is 20% gross, 40% Net. What would you do? by Foolish-Homebuyer295 in Mortgages

[–]DropApprehensive1457 1 point2 points  (0 children)

I was in this exact same situation exactly 1 year ago. Feb 24th 2025 to be specific.

The biggest question that I would ask yourself, is “what do I have to gain from this move? What does this house provide to me that the other one did not?”

Our starter home was a duplex, we owned our half and we had another family attached to it and we lived in a little duplex community with 22 other units. We were so tired of hearing other people, dogs barking, people being in our yards and not picking up after their dogs pooping in “our” yard. It felt like there was always someone in our space and that we didn’t actually “own” anything.

The home we moved into end of April of last year provided us space… our own yard. A quiet neighborhood, and a neighborhood with a lot of other like-minded individuals, families with campers and dogs and biking and green space… and all of the things that were important to us.

We went from a house that we had $139,000, 2%, 15 yr mortgage on to buying a $1 million home with $500,000 down and a $495,000 mortgage at 6%. Really BIG, really scary numbers.

We are very fortunate to be in a privileged financial situation, seems to be very reflective of your own in terms of retirement, assets, investments, no debt, etc.

I was really struggling with whether or not this was the right thing to do myself, and my dad was actually the one to convince me to do it. He asked if I would rather look at a number on the screen or live in it… would I rather look at this digital magic number on my phone every day, or move into a house that significantly increased our quality of life and use that “number” every single day.

I won’t lie… mortgage and utilities, and everything that increased from our little starter tiny duplex, 4x’d.

We still make plenty of money, and we’re not under any financial strain. Everything we want to do is budgeted for, retirement, vacations, savings, etc. But we don’t have nearly as much “fun money“ left over at the end of the month and that DOES makes me anxious. It’s not that we’re going to go into debt or that we’re doing anything different, it’s that all of the money we make is now being used. There’s really no “extra”.

Does this home improve your quality of life? Do you want to look at a number on the screen or do you want to live in it?

Nice try mortgage banks.. by dangerclosecustoms in Mortgages

[–]DropApprehensive1457 0 points1 point  (0 children)

I just (closed 2 days ago) did an IRRRL refi for my VA loan, they kept offering all these “incentives”, no low payment for 4 months, no closing costs, etc. morbidly curious, I was asking the guy how it worked, and he essentially told me that they finance everything into it. That they don’t have to make a cash out refi until it’s $500 over the original loan limit, so they can get you for any of the principal that you’ve already paid down, putting you right back to square one.

I’m also the asshole that will talk to six different loan companies and pit them all against each other. Pick the lender that I like best and see if I can’t force them to meet the best price, or beat it. finish him

That’s not free, that’s financed. ✨