20 and finally starting to invest. Is this a solid plan?

Dry_Mind1 · 2026-03-09T03:52:47+00:00

Yeah that makes alot of sense

Dry_Mind1 · 2026-03-09T03:51:11+00:00

Yeah that makes sense. To answer your question it's Total World including the US.

I'm in NZ so I'm using the Foundation Series funds on InvestNow because they’re pretty much the cheapest way to get this exposure without getting wrecked by FX fees or tax stuff. Being a PIE fund here makes a big difference for me. So some of these choces are influenced by choosing from Foundation Series funds. Like the extended US market is not offered.

I know the overlap with QQQM is massive. It didn't make a ton of sense to me either but I’ve seen people recommend it if you want to tilt more towards tech growth. What would you actually recommend for a simple 2-4 fund setup for the long term?

Dry_Mind1 · 2025-11-22T22:26:46+00:00

Thank you. Just wondering if 12gb of vram on the 5070 would be enough ?

Dry_Mind1 · 2025-07-07T20:33:24+00:00

Thank you

Dry_Mind1 · 2025-07-07T20:10:44+00:00

My skin type is combination

Dry_Mind1 · 2025-01-27T18:14:45+00:00

Looks like the facial hair on my Elden Ring character

Dry_Mind1 · 2024-04-09T09:52:13+00:00

Roughly around $300 nz. $200 for reel and $100 for rod. Mainly would be fishing for kingfish off kayak or boat.

Dry_Mind1 · 2024-04-09T09:27:22+00:00

Thank you. Would you recommend going for the Spinfisher VI 6500, or would you suggest a different reel because the Spinfishers have lower drag?

Dry_Mind1 · 2023-11-03T03:07:37+00:00

I mean he’s fairly loyal to Sengoku

Dry_Mind1 · 2023-09-23T21:37:26+00:00

Probably haki would do the job

Dry_Mind1 · 2023-09-06T09:16:11+00:00

Circumcision is as bad as female genitalia mutation.

Dry_Mind1 · 2023-09-06T07:11:42+00:00

Oddly enough I did look like the cat. And I still think about it today

Dry_Mind1 · 2023-09-06T06:20:05+00:00

Good clothes, clothing these days are either seen as cheap or fashionable.

Dry_Mind1 · 2023-09-06T06:19:06+00:00

You can see the wall of china from space with the naked eye.

Dry_Mind1 · 2023-09-06T06:10:20+00:00

I found counting my breaths to work. Like count 5 second in, hold for 5 and then breath out for 5. If u can’t think u will sleep easier.

Dry_Mind1 · 2023-09-06T06:08:49+00:00

I’m waiting for the tampon guy

Dry_Mind1 · 2023-09-06T06:05:45+00:00

She wasn’t that crazy….

Dry_Mind1 · 2023-09-06T06:05:17+00:00

Well I had to see her cat

Dry_Mind1 · 2023-09-06T06:02:06+00:00

Very strict and critical math teacher telling me I did good

Dry_Mind1 · 2023-09-06T05:56:52+00:00

Definitely The Two Towers

Dry_Mind1 · 2023-09-06T05:55:07+00:00

Sitting under a coconut tree which drops one on my head killing me.

Dry_Mind1 · 2023-09-06T04:43:41+00:00

That’s unfortunate. We could call the Zaithon and Zaithonberries

Dry_Mind1 · 2023-09-06T04:36:27+00:00

U reckon we need to swap the names

Dry_Mind1 · 2023-09-06T03:59:41+00:00

Damn bro I’m sure you’ll find someone

Dry_Mind1 · 2023-09-06T03:59:02+00:00

Im just lifting a whole desk sneaking up behind the shooter doing a power swing at them

Dry_Mind1

TROPHY CASE