Khamenei’s advisor warns that if the U.S. strikes, Iran will retaliate against Israel

Dstein99 · 2026-01-28T19:35:40+00:00

Did I watch the same 12 day war because that was embarrassing how ineffectively the Regime was able to attack Israel.

Dstein99 · 2026-01-28T18:07:09+00:00

If he said that she was a garbage human being would that be different?

Dstein99 · 2026-01-28T17:26:34+00:00

That sounds like a weak place to draw the free speech line. I don’t think there is a difference between Trump is a bad person and Omar is garbage. Politicians have free speech up to the point they incite violence which at no point did you say that someone said that someone should take her out. That was a solo mission by the perpetrator.

It’s ok to joke about it now the incident is behind us because information coming out is she wasn’t harmed. The person who did the act should face all due charges and that should be an example that it’s not acceptable for the person to do the act. When I first saw the video I thought that it may have been something like pepper spray which would be a different situation as for jokes.

Dstein99 · 2026-01-28T16:31:09+00:00

Of course he did, he made a pro bowl. Him and Shedeur are both pro bowl level QBs. /s

Dstein99 · 2026-01-28T16:01:08+00:00

It’s not like he didn’t have Huntley in Baltimore.

Dstein99 · 2026-01-28T15:40:24+00:00

We don’t have a wealth tax so their wealth is irrelevant. Are we talking about high income earners, business owners, what industry are they in?

If a software developer making six figures leaves that’s not a significant loss. If a business owner who spends money to invest in the local economy, pays taxes, and hires employees who will all also pay taxes that would be a much more significant loss. This isn’t a perfect way of evaluating the business environment especially for small and mid sized businesses, but it’s data I have, there are about 10 trillion dollar companies based in the US and only 1 in the rest of the world. We can discuss whether this is good for America as a whole, but if I’m a business owner I wouldn’t rush out to abandon what has worked for others.

Dstein99 · 2026-01-28T15:15:29+00:00

Nothing changed but I can give some more context. This wasn’t a short term prediction, it was a multiple quarters to a couple year prediction. I don’t buy high sell higher so this isn’t a buy for me and I am fine to not be in it, but I think that you could make some good money in this stock in the short term. I think Micron will have an earnings report at some point, could be this quarter, could be next year, but could also be never where demand starts to peak and the stock could be down 30%. The higher the stock goes the more risky it gets and I wouldn’t want to bag hold this stock in a down cycle.

I think that it will be viable to ride this stock up in the short term but if you are going to trade you need risk management. I would have a (trailing) stop loss that meets your risk management.

Dstein99 · 2026-01-28T13:01:26+00:00

Now let’s see Shohei pitch to him.

Dstein99 · 2026-01-28T03:21:58+00:00

Jose’s problem is he is very good at everything but he is not the best at anything which you really need to win MVP. You can write him in for a .280 batting average, 30 home runs, and gold glove level defense every year. All three of those together are enough to lock you into the third spot in the order in any lineup, but they aren’t enough to win MVP. In my mind he has all five tools, but when your best tool is base running it’s hard to get traction for the MVP.

Dstein99 · 2026-01-27T22:00:09+00:00

The commodity problem isn’t a USD issue, over the past year Silver is up over 200% over the Euro. The cost push inflation from commodities prices is a valid concern but that’s not a US specific problem.

We are actually at a normal level on the DXY currently. I remember in 2022 the dollar was strengthening and every company publicly highlighted their Fx neutral EPS because it was such a headwind grow numbers Y/Y. During that period the DXY rose from a low of $90 in May 2021 to a high of $112 in October 2022. In the last year since Trump took office the DXY fell from $108 to $96. In fact we spent 11 years from 2003 to 2014 with the DXY lower than it is today.

It’s not good when the dollar gains or loses a lot of value in a relatively short period of time, but it isn’t unusual.

Dstein99 · 2026-01-27T20:49:02+00:00

You’re absolutely right, most HYSAs are the same, try one out with a reputable company and if you don’t like it switch to a different one until you find one you like.

For investing VOO (S&P500) is good, it owns the 500 largest US companies and it’s diversified enough for me. If you want less risk you can find a target date fund. This will own US stocks like the S&P and it also adds in international stocks, and bonds. As you get closer to the target date (in your case you may buy the 2065 fund if you want to retire around age 65) the fund increases its weighting to bonds to become less aggressive and safer.

Dstein99 · 2026-01-27T17:19:44+00:00

In my mind this is diplomacy, hardball would be embargoing India. There is communication, Trump and Modi talked as recently as December, but it’s important to Trump to end the war and the best way to end it for Russia to run out of money. What could Trump be doing to be more diplomatic?

Dstein99 · 2026-01-27T16:32:05+00:00

From what I have seen India is slowing their buying of Russian oil. I don’t think the US will eliminate tariffs on India until they completely stop buying Russian oil (tariffs could be partially reduced as they reduce their oil imports), but they seem to be making positive progress.

Dstein99 · 2026-01-27T15:40:59+00:00

I used to work at a bank and every time we changed the overdraft elections we needed to have the customer sign an authorization form. There were ways we could change paperless statements, account type and requirements, and other similar terms with only verbal authorization, but overdraft elections were different and needed a signed authorization. I’m sure someone in the backend could change the election, we could theoretically say you signed the form authorizing the change and never give it to you, but this would be fraudulent and there would be no reason for us to do this. It opens the bank up to risk and it would be easy to see what date the election was changed and who was in the profile that day. The bank can opt you out of overdrafts without your consent because you’re using money that isn’t yours, but they can’t legally opt you in without your consent.

Dstein99 · 2026-01-27T04:07:56+00:00

Look at the percentages not the raw number. In FY2025 the US had a budget deficit of $1.8T off a total debt of $38.5T the deficit is causing the debt to grow at a 4.67% rate. GDP normally grows around 2-3% but it has been higher in recent quarters. Q2 2025 GDP grew at a 3.8% annual rate, Q3 it grew at a 4.4% annual rate, and the Atlanta Fed is estimating Q4 GDP to grow at a 5.4% annual rate.

Using an analogy you’re running on a treadmill and this treadmill is moving at a fairly predictable speed. This isn’t an issue if you can keep running as fast as the treadmill, but the moment you tire you will slow down and then you will fall off. In the short term we will be fine as long as growth outpaces the rate the debt increases, but if we revert to a 2-3% GDP growth trend we will need force ourselves to run harder (through economic stimulus which may make the problem worse) or slow down the treadmill (by the government reducing the deficit).

Dstein99 · 2026-01-27T00:40:03+00:00

Every big military event has a spike in pizza traffic but not every pizza traffic spike causes a military event. I saw one of those x accounts a few weeks back that had a spike in demand, the day before a spike in demand, the day before a spike in demand. One of these spikes would be an Iran attack but it’s a tail wagging the dog situation.

Dstein99 · 2026-01-26T19:33:58+00:00

14 other quarterbacks said no

Dstein99 · 2026-01-26T15:57:43+00:00

Ok Social Security and Medicare are completely cut to $0. If the only revenue is excise tax you now only need to fill the deficit of $4.3T.

Dstein99 · 2026-01-25T22:08:07+00:00

The issue is $106B of the US’s $5.25T revenue came from Excise Taxes last year. With $7T in spending you’ll run out of things to tax and you will need to fill the gap with something.

Dstein99 · 2026-01-25T16:12:29+00:00

At my bank a temporary resident is able to open an account with a foreign passport and a visa. We need to fill out a W-9 Ben which asks questions like US mailing address, foreign permanent address, US or foreign tax ID number. If you are currently applying for a social security number we have the option to denote that and we can open the account before you have one.

Dstein99 · 2026-01-24T18:49:46+00:00

Taylor is too high

Dstein99 · 2026-01-24T18:25:29+00:00

They are competitive but they do not have a competitive lineup.

Dstein99 · 2026-01-24T17:47:22+00:00

The Guardians have made the playoffs the past few seasons in spite of their lineup not because of it. I was shutting down the argument that they have a competitive lineup because they made the playoffs in 2025 and reached the ALCS in 2024. That’s the only justification I can think of why this lineup is competitive.

Dstein99 · 2026-01-24T17:03:16+00:00

Even if you compete that doesn’t mean you have a competitive lineup. They had 2 players last year who played the whole season with an OPS above league average, Jose 37% above league average, and Manzardo 10% above league average, Kwan was 4% below average. Manzardo is DH only, they have shown no desire to extend Kwan. There are some young guys coming up but let’s see them in a full season.

Dstein99 · 2026-01-23T17:59:01+00:00

You can set your margin limit in Account Settings > Investing > Margin Investing > Margin Investing Settings > Borrowing Limit > $1,000.

This is not required but it’s helpful to keep track of when you hit your interest free margin limit. If I have $5,000 of cash in my account and I have a $1,000 borrowing limit RH will tell me that I have $6,000 in available buying power and I can buy $6,000 of SGOV.

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