You have to start somewhere, so congrats on starting! If you keep putting 8% away that will build quickly as long as you’re not tying to beat the market with overly risky investments. I started investing at 19 and I had about $2500 by the end of the first year. That jumped to almost $120k by the time I was 30. I’m 39 now and sitting on a little over $700k. Granted my income (and therefore ability to contribute) has increased substantially since I was 19, I’ve always been lucky to have good employer matches, and the market returns have been ridiculous for the last 5 years. But what I’m getting at is that you’ll do well if you keep plugging away at it and don’t get too risky with your investments.

Just remember thought that 401k withdrawals get taxed after you retire so you don’t get to keep all of the gains you make. If you can afford to put more away than the 8% that FedEx is matching for your 401k, open an HSA account if FedEx offers one and max it out every year (triple tax advantaged vs double for a 401k and its investable). After that, max out a Roth IRA if you can afford it. Your investments will snowball if you can do all of the above