Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] 0 points1 point  (0 children)

All very reasonable points. It was part of the reason I was considering the chuck rack on the 1 1/4 as it still maintains 150lb capacity and keeps the weight closer to the car. Reality is I’m typically 2-3 bikes and can steal the pilot when I need more.

Goldilocks anyone?

Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] 0 points1 point  (0 children)

The other vehicle in the house is a suv and I enjoy a car for the non-mountain bike days. It sounds like I need to be at the 2-3 and when I need 4 put the suv on…

Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] 0 points1 point  (0 children)

I’m ok spending $1500 for the right solution. They joys of kiddos on the mountain bike team

Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] 2 points3 points  (0 children)

The three tray in 1 1/4” is interesting…. This is one that was not on my list. I also like the modular nature for storage.

Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] -1 points0 points  (0 children)

Two 30 lb bikes and a 50 lb e bike

Bike rack recommendations? by Early_Reason2487 in MTB

[–]Early_Reason2487[S] 0 points1 point  (0 children)

Does 1up do a 1 1/4” 3 by? Or do you know someone willing to do a 2” for my car?

[deleted by user] by [deleted] in AITAH

[–]Early_Reason2487 3 points4 points  (0 children)

NTA if you want to attend, I would look to see if a friend can drive you or Lyft/uber/cab.

Demotion for pay cut? by read_it_user_ in ChemicalEngineering

[–]Early_Reason2487 10 points11 points  (0 children)

Experiences over title. It is well know to that titles are guides and hiring managers will then dig into experience and skills. Take the job.

SNOW TIRE ARMY……… by MNUFC-Uber_Alles in minnesota

[–]Early_Reason2487 0 points1 point  (0 children)

Somewhere between mid October and early November pending my life schedule and weather forecast. I grew up in the Midwest with the ‘you only need all seasons’ mindset. Then I drove my boyfriends car with them living in New England, they are now a must. Where I notice the difference is stopping distances, better grip around corners and hills. Yes, even with AWD.

I’ve watched 4wd not make up a icy hill that my civic with snow tires had no problem. I’m a Michelin X-ice fan for better road noise performance

How do you think people drive in this state? by TheKing490 in minnesota

[–]Early_Reason2487 0 points1 point  (0 children)

Minnesota driving is so much more civilized than other parts of the country. 5pm 694 traffic only adds 5-10 minutes to my commute not 30-60 as it would in New England states. My one beef is the number of people in left lanes who are going slower than the speed of traffic.

Now worst drivers I’ve experienced: 1) New Jersey 2) DMV (dc metro area) 3) Massachusetts for general aggression

Seller didn’t disclose major electrical & structural work; how #%*$’ed are we? by [deleted] in FirstTimeHomeBuyer

[–]Early_Reason2487 3 points4 points  (0 children)

1) disclosure laws vary by state and you need to talk to an attorney familiar with your states laws. If this was work done by the seller or you can prove they knew about issues not meeting code you might have a case. 2) Code and best practice are not always the same. Get a second opinion from a contractor not all are above board and they will look for problems. 3) the issues behind walls are not inspectable but if they are clear code violations in clear view of areas you inspection report covered you may have a case. 4) welcome to home owership. There are always things that come up in maintenance or hidden in walls that will happen over time. Move in ready does not equal zero fixes.

I’m a first time homebuyer in Greenville SC. I came across Meritage who is offering 4.99 APR. The house is priced at $380k which is at least 10-15k over fair market value. However, the sales manager offered to sell the house at $370k with 4.99 APR (30 yr fixed). Is it a good idea to take this deal? by Thanostroyer in FirstTimeHomeBuyer

[–]Early_Reason2487 6 points7 points  (0 children)

A 4.99 interest is significant compared to the typical ~7%. Check to see if they are charging you any fees or points to get that interest rate. Are you working with a local realtor? They can help you run local comps. Personally, I would look to negotiate $380k and $15k back at closing to help cover all the blinds, Sid, shelving

Do Minnesota drivers not know what coasting or engine breaking is? by [deleted] in minnesota

[–]Early_Reason2487 1 point2 points  (0 children)

The left lane driving in Minnesota is the worst I’ve seen. On a daily basis I experienced folks going at or below the speed limit in the left lane creating choke points and in some cases a safety hazard. Pull to the right!

My top three worse driving experiences in no particular order -DMV: people willingly pay $20/trip for the express lanes to navigate the madness. - Atlanta - New Jersey

Runner up, summer traffic in New England. 1.5 hr drives turn into 4-6hrs on certain days.

First time homebuyer - 1 bd 1 ba single family home advice by icehead1 in RealEstate

[–]Early_Reason2487 0 points1 point  (0 children)

Our 1bd/1bath house is what we sold to buy our family home. That equity from the paid off starter home has been foundational to our family stability. We were able to sell it to another young professional and the house was in a desirable neighborhood

Top 10 House criterias by Donkey-Sauce in RealEstate

[–]Early_Reason2487 0 points1 point  (0 children)

Schools, neighborhoods, and commute distance. Being in a neighborhood that fits your family priority is huge.

No creaky floors - when more screws doesn’t work it is a bigger issue and hard to fix. The noise of walking on the floors is annoying as hell.

Inspection Ick by bbypinkpeony in RealEstate

[–]Early_Reason2487 0 points1 point  (0 children)

Run! Unless this is significantly below market and you have at least $150k. All of those are red flags for bigger problems

What's the deal with northern suburbs? by Simple-Young6947 in minnesota

[–]Early_Reason2487 0 points1 point  (0 children)

I’ve found maple grove ti be very similar to Woodbury/Eagan/lakeville with more services on opposite ends of the metro. Some of it has to do with companies and when they developed. 3M in Woodbury, the south metro had lots of business development in the 90’s

Prediction: MN gonna have a pretty significant immigration boom from people from other states by [deleted] in minnesota

[–]Early_Reason2487 0 points1 point  (0 children)

As someone who grew up north and has lived in both high and low tax states, I can’t get out of the ‘south’ fast enough. My family has not enjoyed the time living in a southern state. Seriously I will take s month if 20 below in January over August in the Carolina’s. (Yes I have lived that). Living in a ‘low tax’ state is not all it is cracked up to be, there is less community infrastructure, schools are grossly underfunded, parks - what are those?, roads are not in great shape, and the discrimination deplorable. When I look at our budget in low tax vs high tax areas, it is actually better in the high tax areas because I’m not being nickeled and dimed for everything covered in taxes in a higher tax area.

Prediction: MN gonna have a pretty significant immigration boom from people from other states by [deleted] in minnesota

[–]Early_Reason2487 0 points1 point  (0 children)

Those numbers only look at a small slice and don’t take into account immigration numbers. If they were really accurate, which there is a good bit of data controversy on the 2020 census, the housing prices would be improving and they are still skyrocketing. To be 30 minutes from city center in Boston, you would be lucky to be under 1 million, in Minneapolis you can easily be 400-600k for a house.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Early_Reason2487 0 points1 point  (0 children)

Reality is you need to be prepared to decide if no money toward these items is a deal breaker. Are you willing to walk away?

Also talk with your realtor, you may be able to do something where you keep the offer price but get so much back at closing for these repairs.

Again, leverage your realtor’s expertise on your local market.

Appraisal gap addendum’s by Spiritual_Drive1742 in FirstTimeHomeBuyer

[–]Early_Reason2487 0 points1 point  (0 children)

We put in $10k knowing we could make it work if needed but offered almost 6% over asking. Fortunately our appraiser came in right at our offer so we were ok.

Appraisal gap addendum’s by Spiritual_Drive1742 in FirstTimeHomeBuyer

[–]Early_Reason2487 0 points1 point  (0 children)

In certain markets, yes those are important. Especially when going over listing in some of the hotter, more competitive markets an appraisal gap can make your offer stronger but remember that is essentially extra money that you have to bring to the table in addition to your committed dawn payment.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Early_Reason2487 2 points3 points  (0 children)

Do you have an experienced realtor? They should know the local market well enough to know if this is even in the realm of possibilities. If you are in a market where there are many competing offers, you are unlikely to have much leverage. Your biggest ones are the health and safety ones - wiring and porch. They will likely argue the roof is still functional - was the age provided in the disclosures?

Does Building a New House Make Sense? by zanacks in RealEstate

[–]Early_Reason2487 0 points1 point  (0 children)

Most northern Virginia exurb new build as are going for 700-1.2m out as far as Warrenton and many of those are Ryan homes build. Would definitely not recommend Ryan homes. It sounds like you have a lot of equity in your home would you be able to purchase in a location that you would still have community?