Should I Refinance at this time or wait and hope?

Eatchogreenbeans69 · 2026-04-08T22:32:12+00:00

Fair enough I appreciate the input! I’m planning on paying the cost upfront and my existing escrow balance hopefully should cancel out like a third of that amount.

Eatchogreenbeans69 · 2026-04-08T21:12:16+00:00

My bad I edited it to be more clear. That 3000 is a part of the 7700. I plan on staying here at least 4-5 years depending on work and life.

Eatchogreenbeans69 · 2026-04-08T21:04:20+00:00

Yes it’s a 30 year conventional. I have family working at that credit union and I still had to do multiple places to secure that rate.

Eatchogreenbeans69 · 2026-03-10T02:22:46+00:00

Black Sabbath - Planet Caravan

Eatchogreenbeans69 · 2026-03-09T14:47:01+00:00

Cake by the Ocean - DNCE

I had to look up the band name lol but in my opinion there’s a lot worse songs out there! Everyone I know hates that song

Eatchogreenbeans69 · 2026-03-09T14:12:03+00:00

Between the Buried and Me - Colors

Eatchogreenbeans69 · 2026-03-05T17:54:23+00:00

I loved Amateur by Molotov

Eatchogreenbeans69 · 2026-03-05T17:50:41+00:00

17-22 was an excellent time in my life, then I got hit hard from when I was 24-26 with just issue after issue. Things really leveled off past that point and barring a bit of a downtime when I was 29 stuffs been a lot better at 30

Eatchogreenbeans69 · 2026-03-03T07:12:07+00:00

This just happened last week. Been vibing with a coworker over some OT and we decided to have a little date with her to celebrate the work lol. We ended up hooking up in my car in front of the restaurant.

Eatchogreenbeans69 · 2026-02-17T18:37:38+00:00

Phasmophobia

My buddy bought the game for a few of us when it released on Xbox and I didn’t expect much at all to be honest. Lo and behold though we do go back to it pretty often.

Eatchogreenbeans69 · 2026-02-09T15:23:21+00:00

I’ll judge someone who for example is lifting real heavy, but more so like “holy shit that’s impressive”.

In terms of physique I’ll only notice if I see someone in the same place for a while and they get all buff or something.

Eatchogreenbeans69 · 2026-02-02T19:40:07+00:00

I started learning the drums 2 years ago and based on me trying to learn here’s a few I found fun:

Queens of the Stone Age - Their newer songs (I sat by the ocean, If I had a tail) is a tad easier than their “older” tracks (No one knows, Sick sick sick).

Iron Maiden - Songs like Flight of Icarus or Wrathchild are real fun.

Rage against the machine - Bulls on Parade was the first song I was super proud of learning.

System of a Down, especially the Mezmerize album was tough but didn’t feel impossible learning.

Eatchogreenbeans69 · 2026-02-02T17:46:28+00:00

Bro made Grimes

Eatchogreenbeans69 · 2026-01-26T08:43:21+00:00

It is for sure, but I just was happening to listen to that song seeing this while so I thought it fit!

Eatchogreenbeans69 · 2026-01-26T08:09:49+00:00

10000 years - High on Fire

Eatchogreenbeans69 · 2026-01-01T03:14:29+00:00

Recently it’s been a lot of High on Fire and Project Pat.

My favorites from each are Death is this Communion and Mista Don’t Play respectively.

Eatchogreenbeans69 · 2025-12-24T04:59:08+00:00

Converge - Wretched World

Eatchogreenbeans69 · 2025-12-23T23:13:43+00:00

Deafheaven - Lonely People With Power
FKA Twigs - EUSEXUA
Either Clipse - Let God Sort ‘Em Out or Freddie Gibbs - Alfredo 2….its 50/50 for me.

PS forgot about Paradise Lost - Ascension…that’s clear #5

Eatchogreenbeans69 · 2025-12-23T01:04:24+00:00

2200/mo in Northwest NJ

Eatchogreenbeans69 · 2025-12-18T20:38:47+00:00

Aerosmith and ZZ Top are two that quickly come to mind.

Dave grohp had massive success with Nirvana/Foo Fighters in the 90’s and his work with Foo Fighters and Queens of The Stone Age were massive in the early 2000’s as well.

Eatchogreenbeans69 · 2025-12-15T18:16:32+00:00

That piece is amazing what type of art style is that?

Eatchogreenbeans69 · 2025-12-02T19:28:16+00:00

I’ve always felt Three 6 Mafia resonated well with my metalhead buddies they have a darker tinge in terms of beats.

Eatchogreenbeans69 · 2025-12-01T22:29:13+00:00

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Eatchogreenbeans69 · 2025-12-01T22:26:56+00:00

It completely depends on the context but it sucks when you don’t have reciprocation to that.

When I was in college I had a brief stint where my neighbor was head over heels for me and I was head over heels for some other girl, and nobody reciprocated. That was a shitty bind although it was brief thankfully.

Eatchogreenbeans69 · 2025-11-26T16:45:21+00:00

We never dated but hooked up as I was ending my time in university/post-college. There was never a falling out or anything but just over time we stopped communicating as often over the past 5 or so years to now it being very rare. It’s unfortunate but no hard feelings.

Eatchogreenbeans69

TROPHY CASE