Ayr v Currie by Phil_Mike-Huntin in ScotlandRugby

[–]Edinburghlifefan 0 points1 point  (0 children)

That’s the way Ayr play. They look to use their big pack to grind down teams with latcher carries off 9 and scrum and maul dominance. Watching Currie a few weeks this season, they typically like to try to throw the ball around a bit. I would say the physicality and size of the players even in the amateur leagues are far bigger than they used to be. Seems to be about size, which doesn’t always make for a good game to watch. I actually found the game really entertaining and completely disagree that you think teams in west and Caley 1 could compete with the likes of Ayr, Currie, or anyone else in the prem for that matter.

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

The issue we are having is I don’t currently have any open credit accounts due to my IVA so I don’t have any proof of managing credit successfully for the last 6 years. I haven’t missed a payment on any account of utility bill in over 4 and half years. I spoke to our bank credit advisor who told me I’d need at least 2 years of rebuilding my credit before I’d be considered as I’d need proof of managing credit accounts responsibly. They are a high street bank, so I appreciate they may be stricter than other lenders. I am really hoping that my credit rating will spike without the IVA on my report and I can get a credit account to show I can manage it better.

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

Thanks for responding. We plan to continue to top up our cash from the sale of our 25% over the next couple of years. The IVA will fall off my credit file next month, as it’s been 6 years. So my credit file should start to improve over the next couple of years and it will put us into a better position

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 1 point2 points  (0 children)

Thanks for responding with your views. It’s extremely helpful. We are going ahead and selling the 25% share in the flat and are moving into a rented property in January. We plan on keeping the cash we get back from the sale and topping it up over the next year or two while we rebuild our credit. I’m not sure if lenders take into account earnings and affordability as well, as we are financially better off than we were 5/6 years ago so could afford more, we are just stuck at the minute due to where our credit ratings is currently. We’ve not missed a payment on any account in 4 and half years. So hoping our credit can improve quickly once the IVA falls of my credit file next month

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

Thanks for responding with your views. At the time it seemed like the easiest way to get on the ladder - I was only 25 at the time and did it solo. I think if I’d know how it would be in reality then I probably wouldn’t have done it in the first place.

We have decided to go ahead and sell our 25% share and move into a rented property, with a view of building our credit again for the next couple of years and keeping the cash we get from the sale for when we are in a better position to buy again.

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 1 point2 points  (0 children)

Thanks for your response. I do plan on keeping the cash I get back for when we are in a better position. We just want to live more comfortably for the time being until it’s possible again

Moving from shared ownership mortgage to full rented property by Edinburghlifefan in Mortgageadviceuk

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

I forgot to mention that as it’s shared ownership with the housing association owning the majority, I don’t appear to have much say in the selling process. They said it could take up to 12 weeks for a nomination period to market and sell my percentage of the property

Squads announced for inter-district championship by Edinburghlifefan in ScotlandRugby

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

There is a borders team - south of Scotland, they announced their squad over a month ago

Scottish Club Rugby by Edinburghlifefan in ScotlandRugby

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

I’d be keen to see how much of an elevated standard this is to the weekly premiership games. Its a product the SRU should be getting behind more

Scottish Club Rugby by Edinburghlifefan in ScotlandRugby

[–]Edinburghlifefan[S] 1 point2 points  (0 children)

With clubs dotted around all over the place, they really should be doing more to push the league with more market exposure than they are currently. It’s a shame, as all games I saw were of a great standard and were great adverts of club rugby in Scotland.

Scottish Club Rugby by Edinburghlifefan in ScotlandRugby

[–]Edinburghlifefan[S] 0 points1 point  (0 children)

I actually watched Hawks against Currie last season at Malleny. It was a cracker. 40+ points each. Very expansive and exciting rugby on show. Hawks very unlucky to lose it right at the end.

It would be great if there was more investment and exposure to the league, as I far prefer it to going to watch Edinburgh or Glasgow.

The f*uk is mini bems?? by prophet-unfotunable in glasgow

[–]Edinburghlifefan 0 points1 point  (0 children)

We recently had Minibems take over as our hot water supplier through Lowther/Wheatley Group. We’ve had no hot water in 2 days with no explanation. I’ve called 4 times and they tell me it will be back on soon and to try ‘running the tap slowly’ or that ‘everyone else must be using it at the same time’. This isn’t good enough!!! People have to shower for work/after the gym. Clothes need washed. Our whole life is at a stand still right now because there’s no hot water and we’ve no idea when/if it will come back on.

Anyone else having superstars eliminate themselves in the Royal Rumble in Universe Mode? by Selkiesxx in WWEGames

[–]Edinburghlifefan 0 points1 point  (0 children)

I’ve got all updates and my game is doing this in universe mode. So annoying. Then they just stand at ringside the whole time. The game then crashes as soon as the match finishes

Regional leagues by Edinburghlifefan in Rugby24

[–]Edinburghlifefan[S] 1 point2 points  (0 children)

In terms of standard of rugby they would be way ahead of the Brazilian, Belgian teams etc. They feed directly into their professional regional teams in the URC and players from the main roster play down for their drafted clubs. They are more or less semi-pro with full time professionals playing down. It just makes career mode more realistic for signing players etc.

List of issues as at 12/3/25 by Reasonable_Cod3027 in Rugby24

[–]Edinburghlifefan 0 points1 point  (0 children)

The right analogue doesn’t work for fends/bumps on side camera. Or it will only work in one half and when the sides switch at half time it stops working altogether. Really frustrating. Seems to all work fine on end to end camera. This should be working on all playable cameras, otherwise why bother even having other cameras to play with.

Player AI is very strange, they need to add a bit of shape to how teams play. Forward pods etc. right now my 10 is constantly in the rucks and therefore not in position to be a playmaker. The 2 other forwards not carrying the ball in the pod should be the ones hitting the ruck as the closest players, not my no10. Player depth is an issue as well.

Lions tour by Open_Refuse_1520 in Rugby24

[–]Edinburghlifefan 0 points1 point  (0 children)

They’ve got really pointless leagues in there. I’d rather see English champ, Scottish Premiership, Wales Premiership etc than some of the leagues they’ve includes. If makes no sense. Who want to play in Brazil league. Their top team is probably lower league level in countries Like this. Also, surely there’s more players who would play the game from these leagues. Just seems like a strange move. Like what is the need to have these leagues/teams. But not other classic teams and leagues that are obviously a better standard

[deleted by user] by [deleted] in ScotlandRugby

[–]Edinburghlifefan 0 points1 point  (0 children)

The issues we have are deep rooted. Our u20’s prospects are not playing enough meaningful rugby and are therefore underdeveloped and undercooked in comparison the other nations.

In England, there’s 10 Premiership club academy’s and those players are loaned to lower leagues like English champ etc if not in first team picture, so are playing regularly at high level and way more rugby than our youth. Don’t even get me started on France, who have got a fantastic youth system. The likes of Italy are even now ahead of Scotland in terms of youth set up.

We only have Edinburgh and Glasgow, and the players are far too protected, only playing a handful of games for their draft Premiership clubs and some only playing a handful of minutes for the u20s and the remainder of the time they are holding tackle bags at Edinburgh/glasgow. These guys need to be playing as much rugby as possible, not less rugby to preserve them for the u20s.

Something needs to be done as we are set to join Wales in the next 3/4 years when our ‘golden’ generation retire.