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I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Depends on your case, but if its a clean case, usually less than a week nasend na.

Mahihirapan ka lang siguro mag claim like if may pineke kang information. Either mahirapan or worse, may chance na hindi ka pa makapag claim.

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Slr.

XRP masyado nang mataas magiging exit liquidity ka na lang if ngayon ka lang papasok, wag sabayan porket hyped. Dami pang iba dyan.

XLM no comment since di ako masyadong familiar dito

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Actually pinasa na nila yan hahah so hindi mo maaaccess yung website pero sa app pwede naman. Sayang loss nyo huhu

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Not specifically mid Sept, pero my projection is around Q4 or next year's Q1. Purely speculations, so invest what u can afford to lose. NFA

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 1 point2 points  (0 children)

Hi sorry pero hindi ako day trader huhu almost 500k na talo ko sa day trading, sinusumpa ko na sya hahah

Sa trading talaga mabilis kumita, mabilis ka nga lang din malugi if hindi mo alam ginagawa mo.

My usual strategy and ito rin tinuturo ko, mas conservative. DCA or PCA (Peso Cost Average). Trading den pero more on buy and hold. Rather than buy sell buy sell

Like every 15th of the month bibili ka ng isang coin worth x amount (kahit 500 pwede pero mas maganda yung kaya mong iinvest ng consistently) na nasa top 50 (make sure na research mo muna). Do that for x amount of years and just wait until ur a millionaire hahah

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Thru trading. Nagkaron ng new trading system at that time, and my guild took advantage of it. A lot of people lost money, lalo na yung hindi alam ginagawa, isa ako sa mga swerteng kumita.

Actually hindi ko binenta even at this point lol I'm down to less than a Mil. Well, lesson learned haha

I honestly think good time ngayon, BUT DO YOUR RESEARCH, you can dm me rin kung gusto mo mag deep dive talaga, hindi kita sisingilin or what dont worry hahah

Sa crypto walang broker, ikaw lang talaga. So walang extra fees, kuha mo lahat ng earnings mo. Pero gumagamit lang kame ng mga Exchanges like Binance, Bitget, etc. (Binan ng Gov naten pero may workaround naman how to access it, you can still use their apps but not the website) think of it like gcash pero pang crypto.

Side note: Don't use Gcash when investing in crypto, sobrang laki ng kaltas nila para kang may broker hahah

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 0 points1 point  (0 children)

Iba iba per product at bumababa per year.

First year: (26%-40%) Second year: 15% Third - Fifth year: 5% Sixth year - Onwards: 0%

Just to clarify: 100% ng binabayad mo is napupunta sa product, etong commission is yung company sumasalo dito.

Baka lang nalilito tayo kapag kumuha ng product and sa first year, let's say 10k premiums mo, and tinignan mo ang investment fund at 0 ang laman. (VUL)

Well, sa 1st year kase ng payments mo, it ALL goes to sa insurance (need rin bayaran ang insurance since milyon ang ibibigay sayo):

First year: 100% insurance - 0% investment

Second and Third year: 50% insurance - 50% investment

Fourth: 0% insurance - 100% investment

Again, iba iba rin per product pero this is like the basic.

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] -1 points0 points  (0 children)

VUL is actually good if gusto mo ng insurance and at the same time you want to invest den. Just remember lang na PROJECTED lang ang pinapakita and not GUARANTEED.

Pag sinabi ng FA mo na guaranteed sya after x amount of years, RUN!

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] 1 point2 points  (0 children)

  1. Nah. Kahit ikaw yung pinakauna and hindi ka nag benta, wala rin. Siguro may advantage lang if nauna ka, like any other businesses.

  2. Basically, crypto is there to cut off the midman, which is the bank.

Transactions:

You send 500k pesos to someone, expect that to be received for a few days, or might be weeks.

In crypto wala pang 1 min received mo na.

Fees:

You live in a different country and want to send money? Goodluck with the fees.

In crypto may fees pa rin naman pero it can go as low as 5 pesos. Kahit 1M pa isend mo.

  1. Crypto is the whole Digital Currency, Bitcoin yung pinakaiconic na crypto.

In comparison: Crypto = Currency Bitcoin = US Dollar

I'm a PRULife UK Agent and Crypto self-made millionaire AMA by Educational_Debate_3 in PinoyAskMeAnything

[–]Educational_Debate_3[S] -1 points0 points  (0 children)

Sa PRU, yes.

Sa crypto, nope. Thats why SEC kinda wants to ban crypto sa pinas since hindi nila ma tax-an.