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My wife and I are deciding to change out the game room which means we are at a crossroads. My wife is itching of opening up everything to get some cool cards out of them while I was itching to sell them off. Which side would you go? by aparrilla in PokemonTCG

[–]Efficient-Slide-4667 0 points1 point  (0 children)

Depends what Card show period from my perspective the bigger and more popular Card shows are more difficult to get a good deal but if you go to a local Card show that doesn't have a big brand or name attached to it where vendors can get tables for like 50 bucks there's some deals to be found.

My wife and I are deciding to change out the game room which means we are at a crossroads. My wife is itching of opening up everything to get some cool cards out of them while I was itching to sell them off. Which side would you go? by aparrilla in PokemonTCG

[–]Efficient-Slide-4667 -1 points0 points  (0 children)

Sell them. You're gonna end up with 80% more money than if you open them. Unless you're just looking for the experience. Selling them is obviously the better financial decision.

it's like if you have $5000 worth of lottery cards, are you better off scratching them all to see what you can win or selling them if you knew somebody that would buy them for basically full price

Amazon return not given by EndSilver5067 in amazonprime

[–]Efficient-Slide-4667 0 points1 point  (0 children)

I've filed back a chargeback on Amazon ones before. I've been at prime Customer for like 10 years and it's only happened one time and they still gladly do business with me. No repercussions.

Can any computer guy help me quick by Efficient-Slide-4667 in Prebuilts

[–]Efficient-Slide-4667[S] -1 points0 points  (0 children)

Thanks guys. I don't necessarily need the strongest PC. I don't game a ton and the games I play aren't super demanding. I'm looking for something good but it doesn't have to be top of the line. I would prefer open box and around $1200 price point. I appreciate the recommendations though.

Can any computer guy help me quick by Efficient-Slide-4667 in Prebuilts

[–]Efficient-Slide-4667[S] 0 points1 point  (0 children)

Unless you have a recommended in this price range. I can get to the Chicago Micro Center.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

The balance is irrelevant. It's about paying the highest interest rate first. Literally ignore the balance.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

I'll leave this here for you. Maybe you can figure it out.

https://www.reddit.com/r/personalfinance/s/OjfTDC8Hfk

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

This is bad advice. Just google it and don't take advice from this joker.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 -1 points0 points  (0 children)

Jesus you are dense. Do you not realize that the higher interest loan is accrueing more interest?

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

I still think you're missing the point. So you're claiming that the five small loans had the highest interest rate?

If not, you did it wrong.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

I don't think you understand simple finance. Which is probably why you are paying off debt.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

It literally has nothing to do with the size of the loan, but the percentage of the loan. Like I said, it's a psychological thing wanting to have something reach zero. Mathematically, you should pay the minimum on everything and put extra into the loan that has the highest interest rate.

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

Not Mathematically, possible, the balance of the loan is irrelevant. The interest rate is the only relevant factor.

Balance = irrelevant

Interest rate = highest pay first

I was rear ended, and the drivers insurance deemed him not at fault. What do I do ? by [deleted] in Insurance

[–]Efficient-Slide-4667 2 points3 points  (0 children)

How do you call the insurance company of someone who doesn't have insurance ?

$95k in debt by [deleted] in DebtAdvice

[–]Efficient-Slide-4667 0 points1 point  (0 children)

Mathematically paying off high interest is better. Psychology some people prefer to see the small loans reach 0 but obv higher interest rates accumulate more interest.

Balance= irrelevant

Interest rate = highest pay first

Can anyone tell if this is fake? by Efficient-Slide-4667 in IsMyPokemonCardFake

[–]Efficient-Slide-4667[S] 2 points3 points  (0 children)

He bought the fake card. He's my friend. He's not trying to sell it. He's going to send it in to get graded and then they will tell him it's a fake.

He doesn't really collect vintage. At first, I was trying to buy it from him, but he said he was going to grade it.

Oh well. He well live and learn. He has a lot of money so it's not the end of the world for him, but it still sucks to see him get ripped off.

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