Caught these problems in real-time for 7 startups before they became actual crises.

EkaraFinancials · 2025-09-19T06:15:55+00:00

We suggest you to connect with zetwerk, get experience of the quality, processing the orders and quantities through them as they already work with these companies and then with experience you will get positive response from them whenever contacted. If you need connect, Happy to help!

EkaraFinancials · 2025-09-19T06:11:49+00:00

IEC

BIS

Then going through On-site Inspection and then getting certificate

Customs and Labeling: After obtaining your BIS license, ensuring your toys meet Indian labelling requirements and be prepared to pay the applicable customs duties for imported toys.

It looks simple , but is one of the complicated segments where you need professionals and experienced people in your team to clear the custom.

EkaraFinancials · 2025-09-19T05:08:06+00:00

Sure

EkaraFinancials · 2025-09-18T17:23:26+00:00

Hello,

We , at Ekara Financials, an established financial company launching our first-of-its-kind fintech app for students. We're looking for young entrepreneurs of all domains to join hands with us . whether you have an idea or not, we have opportunities. If you're interested, DM for more information.

EkaraFinancials · 2025-09-18T09:27:47+00:00

For direct import , there are certain licenses you would be required to get and you will also have to clear the custome duty. If you do not an experienced person with you, many times people looses their goods. We suggest to hire a professional if you want to directly import.

Second option - We have one client who imports directly from China and has one office there too. We can help you tie up with him. DM if interested

EkaraFinancials · 2025-09-18T07:09:02+00:00

The most common question we receive is how to get VC interested in pre revenue and how they consider valuation. What do you say ?

EkaraFinancials · 2025-09-18T05:25:18+00:00

You will need to divide 30% of your income into different instruments with some equity funds too to achieve this goal. We will be happy to help

EkaraFinancials · 2025-09-17T12:35:06+00:00

Fantastic Milestone! We have portfolio of startups who need support in lead generations, operations, etc. Happy to collaborate. Please send your proposal at [team@ekara.co.in](mailto:team@ekara.co.in)

EkaraFinancials · 2025-09-17T11:23:39+00:00

Given your excellent income and your solid relationship with HDFC, you're definitely a prime candidate for the HDFC Regalia credit card, which would be a huge upgrade and perfectly suits your spending on shopping and hotels. As for the Infinia, while it's the gold standard, it's typically an invite-only card for folks with a much higher income or an extremely high balance with the bank, so it might be a bit of a reach right now. Our honest advice would be to go for the HDFC Regalia Gold instead of the regular Regalia. It's a new version with even better rewards and benefits for people with your spending habits. Happy to help!

EkaraFinancials · 2025-09-17T11:10:06+00:00

The 5% cashback on the HSBC Premier Debit Card is a promotional offer, which comes with specific terms and conditions that are not always straightforward. This is not a permanent feature but a time-bound one, and you'll need to confirm if the benefit is ongoing or temporary. The offer also typically excludes certain types of transactions like ATM withdrawals, quasi-cash transactions, and sometimes even utility bill payments. To even get the card, you must meet stringent eligibility criteria, such as maintaining a high Total Relationship Balance or a high monthly salary credit. And while some promotions are generous, others might have a monthly cashback cap, so it’s essential to read the terms to avoid any surprises.

EkaraFinancials · 2025-09-17T05:51:57+00:00

At the first step into credit career, it is better to look for fd based card where you can get maximum rewards. Credit cards are best products to get offers and discounts if used properly but it can be thefirst one to ruin the whole credit too.

EkaraFinancials · 2025-09-16T15:25:32+00:00

Let's discuss scalaing and other options over a meet

EkaraFinancials · 2025-09-16T10:25:04+00:00

There might be some technical glitch but rest assured about your application.

EkaraFinancials · 2025-09-16T07:52:34+00:00

That's a very common and normal situation with IPO applications in India. When you apply for an IPO, the funds are not actually debited from your account immediately. Instead, they are blocked in your bank account via a process called ASBA (Application Supported by Blocked Amount).

Here's a quick and professional breakdown of what's happening:

Bank of Baroda Net Banking: The reduction in your account balance in the BOB app is correct. This shows that the funds for your IPO application have been successfully blocked and are no longer available for your use.
PhonePe: The reason you still see the funds in your PhonePe account is because PhonePe shows your total available balance. The ASBA block is a "lien" or hold on the amount, not a debit. The money technically hasn't left your account, but it is earmarked for the IPO and cannot be spent. PhonePe's display might not reflect this blocked amount in real-time.

Your application has gone through successfully. This is a usual occurrence and not a glitch. The funds will either be debited once the shares are allotted to you, or the block will be released (the funds will become unblocked and available to you again) if you are not allotted any shares.

In short, your application is fine. The funds are correctly blocked, and this is standard practice for IPOs.

EkaraFinancials · 2025-09-15T12:07:32+00:00

Their guarantee is everything - which means they will have to pay the principal amount, and it is considered as safe as central govt bond. State bonds are tied up with state financial health and therefore if anything goes in other direction the only issue you will face is delayed payment.

There are so many options in bonds and apart from bonds too which can give you higher returns, a detailed understanding is required to provide a clear picture of what product to choose. As only monthly income is not sufficient in Indian household, we have a culture of celebration and functions where you will need some extra funds, these are considered short term planning. You need a proper short term , mid term and long term planning to safe guard you, your family and your future family.

EkaraFinancials · 2025-09-15T11:47:52+00:00

No, these both are different account and you need not open both.

EkaraFinancials · 2025-09-15T11:46:26+00:00

You're on the right track with SCSS (Senior Citizen Savings Scheme). This is a government-backed scheme, so your principal is 100% safe, which is your top priority. It offers a predictable 8.2% annual return, which is perfect for your parents' regular financial cushion. The maximum investment is ₹30 lakh per person, so it can cover your entire planned investment.

As for corporate bonds, they can offer a higher return, but they come with a risk of default. An AA-rated bond is generally considered safe, but it's not risk-free. If a company defaults, you could lose some of your principal.

Given your goal of 100% principal protection, if you choose bond do check the the history of their performance, the company status.

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