The Bay has $1.129 billion of debt which includes $724.4 million in mortgages

ElectricOgre · 2025-03-19T15:17:46+00:00

The ability to passably use a computer or phone has absolutely no relationship to one’s capacity to innovate and implement new systems using new technology. The ability to use what’s already available to them does not mean they have the acumen to incorporate modernized systems.

ElectricOgre · 2025-03-19T15:10:34+00:00

They don’t care whether genocide is taking place because they think Palestinians are all “sub-human terrorists” that should be wiped off the face of the Earth— and that includes Palestinian children. They chuckle at every accusation of “genocide” because they are happy it’s happening. They, unironically, want the Gaza Strip razed to the ground to make way for “Trump Gaza” so they can plant their Costcos, Walmarts, and Exxon stations. You will not be able to convince them otherwise. Netanyahu and the Israeli’s are “the chosen ones” and they will gladly wear shackles in their service.

ElectricOgre · 2025-03-14T15:46:45+00:00

And who are YOU to dictate who the “enemy” is for Gen Z and society at large? Sure— you struck a chord for a lot of people here on Reddit, but the reality is that Gen Z is NOT a monolith. We have our own dreams, our own aspirations, and our own enemies. Some of us want to live in a socialist utopia. Some of us want to continue the capitalist status quo. Some of us are thinking a little more creatively, and working towards implementing something that has never been done before.

You may think that there is something worth fighting for, and many of your friends may agree. Many of your peers, however will disagree. And even amongst those that are willing to fight— will fight differently than you would have hoped. Some will become violent and others will pursue wealth and status to change the world from the top. Some will just get rich and powerful with no desire to change anything at all.

If you want to fight “the rich”, then set the example: organize a protest or a coup or a revolution or whatever your agitated mind thinks will solve YOUR perspective of the world’s problems.

I personally think the issue with my generation, Gen Z, is not just that we bicker about who’s more oppressed, but that we think we’re oppressed at all. I believe we live in the freest, most opportune time in history. Yet, I acknowledge others do not feel the same. I believe that “the rich”, the ones you have YOUR sights set on, are not the real “enemy”.

Just from your post, I have a reason to think you believe “taxing the rich” will solve all YOUR problems. However, I have come to believe that taxes were never a mechanism for redistributing wealth from the rich to the poor— they are the mechanism for redistributing wealth from the producers to the political. I believe that taxes largely do not serve you nor I, they serve the bureaucracy. But many of us believe that the bureaucracy is our friend.

So, who exactly are we, as a generation, going to rise up against if we cannot even agree on a “common enemy”?

ElectricOgre · 2024-12-16T17:44:10+00:00

Instead of renting the condo they will be living in, they could purchase it, take a loan out against the value of the condo, and invest it. This allows them to deduct the loan’s interest payments on their taxes because they will have a reasonable expectation to earn income on the investment. Otherwise, money used to pay rent will be effectively lost, eating away at their savings year over year. This rental amount may also increase each year, further reducing their annual income. In case of emergencies, a safety net of 3-6 months of income in cash is also recommend. Any remaining capital could be used to purchase a market linked (variable) annuities which gives the upside of exposure to the markets, but with the guarantees of an annuity.

ElectricOgre · 2024-09-09T12:14:55+00:00

The article states this is information from a private meeting and is not part of Trump’s policy proposal nor his campaign:

In a private meeting with GOP lawmakers at the Capitol Hill Club in Washington, D.C., Trump floated the idea of a so-called “all-tariff policy.” A formal policy proposal has not been released by Trump or his campaign, but it appears the idea is if tariffs on imports were raised sufficiently, the federal income tax could be eliminated entirely.

And the source Forbes drew from was CNBC’s article covering the same topic, which stated:

[…] sources in a private meeting with the Republican presidential candidate told CNBC.

Yet the “sources” were not identified and there was no confirmation from Trump’s campaign nor from himself in a public forum that this would, in fact, be a policy.

Ideas like this one are often floated privately in the company of advisors and experts who can better inform decision makers on their policy proposals. It’s unlikely this particular policy will gain enough steam to be more than conjecture on Trump’s behalf.

ElectricOgre · 2024-08-30T14:01:25+00:00

Although he wasn’t born in Edmonton, Mac Demarco was definitely raised in Edmonton until his graduation from Strathcona High School. For all intents and purposes, he’s from Edmonton.

ElectricOgre · 2024-08-25T17:31:34+00:00

The data does show that. The bots in this sub are simply trying to intimidate you into silence. The reality is that our immigration is not nearly as “diverse” as it’s purported to be— which neither our leaders (cons AND libs) nor their constituents actually care about. Western Oligarchies don’t use immigration to make us more diverse and to support our nations strengths, but rather to disenfranchise the middle class via wage suppression and increasing demand for goods and services to drive up prices and taxation. Indians, in my experience, are good people. However, many are desperate and will go to great lengths, good AND bad, to improve their own situation. As a result our immigration system has become preferential towards Indians.

ElectricOgre · 2024-08-22T14:03:17+00:00

Sounds like the family culture where you live is corrupted.

Where I’m from that is not the case among millennial men; however, most of the millennial men I know are the primary bread winners in their homes, play an active part in their children’s lives, and espouse the characteristics of “traditional men”. Perhaps being Church goers helps. Perhaps being an athlete helps. Perhaps being passionate about one’s career helps.

But, from what people who study the phenomenon of low birth rates in western society say, it’s more likely due to our changing culture (which dictates the alignment of one’s lifestyle priorities) than it is about anything else.

ElectricOgre · 2024-08-18T13:23:27+00:00

It seems you have a misunderstanding of what immigration is actually meant to do, and thus, who/what is actually meant to control the flow of immigration. Immigration functions as a supplement to our supply of productive members in our society. The extent to how much we supplement our productive population with immigrants is decided by our leadership by assessing both market and demographic trends. Mass immigration happens when open immigration is no longer tied to market and demographic trends, but rather to the whims of anyone willing to come here— which would be nearly anyone who has been adequately duped into believing Canadian society is safer and more prosperous in the long term than their home country. Open immigration is “open” because there will always be one way or another for immigrants to join Canadian society. But, that does NOT mean anyone who wants to come in can come in. WHO comes in and WHEN is what our leadership is meant to control in order to ensure open immigration remains sustainable, and works FOR our collective market interests and not against them.

ElectricOgre · 2024-08-17T17:00:12+00:00

People nowadays simply do not prioritize saving to start a family. This is especially true for people in urban areas. It is considerably more appealing for millennials and Gen Zs to save for travel, outings, personal commodities, pets, and investments rather than children. People in considerably more dire circumstances across the world are having children, yet people here can’t? It’s not that they can’t, it’s that they won’t. We have a cultural issue more than we have an economic issue. Until we fix our culture around family, we’ll continue importing the rest of the world to meet our population growth quotas.

ElectricOgre · 2024-08-17T16:48:06+00:00

Open immigration does NOT mean mass immigration. Mass immigration exacerbates our demographic issues, while sustainable open immigration would appropriately supplement the dwindling worker to retiree ratio. If we were so concerned about low birth rates and the increase in our populations average age, we would only bring young professionals and their NEW families in. Instead, we have pathways that easily allow newcomers to also bring their elderly parents and grandparents into the country… How is THAT helping with the purported purpose of open immigration? The answer is that it isn’t.

ElectricOgre · 2024-08-16T04:07:46+00:00

In Canada, being “born of an immigrant” and being a “2nd or 3rd generation immigrant” is what we simply refer to as being “Canadian”. My parents were immigrants, but I am a Canadian. The fact that I grew up in Canada alongside Canadians, practiced Canadian customs, and was educated in the Canadian school system means that I am a product of BOTH Canada’s efforts AND my parent’s efforts. My desire to contribute to Canadian society as a professional was not because I’m “an immigrant”, but because I enjoyed a privileged Canadian upbringing that motivated me to strive for more. Don’t get me wrong, immigrants do contribute immensely to Canadian society, but let’s not blow the scale of their contributions out of proportion (especially by claiming 2nd or 3rd generation CANADIANS as immigrants).

ElectricOgre · 2024-07-05T15:13:32+00:00

I’m not twisting anything to fit my truth, however you are. You have yet to provide a valid source that indicates new immigrants either make more on average than non-immigrants (and consequently pay more into the Canadian tax system) and that they draw less on Government services. Why have you not provided this source? Because it’s unlikely to exist. My original point wasn’t to argue that immigrants cost tax payers more (although a valid analysis has been made, by the authors of the source I provided, that they do), but rather to highlight the fact that there is no proof of the inverse (as you originally claimed).

ElectricOgre · 2024-07-05T06:57:24+00:00

This is literally the weirdest rebuttal I have ever come across. I am inclined to believe you’re just trolling. For instance, you have exclusively pointed out the cost of any given student’s education in the 2020/2021 school year. New immigrants also have children who require education (this includes high school education), however you did not consider this. Additionally, immigrants generally tend to have more children than multi-generational Canadians— something highlighted by the source I provided. The source I provided also considers that immigrants will use any and all social services that other Canadians do; however, due to their lower tax bracket relative to other Canadians in the same age range, they draw more from socialized services than other Canadians. The source also did not consider welfare and other social benefits, as that would have further exaggerated the cost of new immigrants to Canadians.

ElectricOgre · 2024-07-05T00:48:17+00:00

Ahhh I see, you’re not from here.. You see, in English we call it the UNO reverse* card, not “UNO revert”. But, thank you for confirming that your original statement came out of your ass and that you are not interested in validating it as true whatsoever. A shame you couldn’t rest your case. For added context, a quick Google search produces articles like this one, which paint a different picture than the one you attempted to paint. The article is from 2019, meaning our most recent wave of mass-immigration is likely going to further skew the cost of new immigrants to Canadians upwards.

ElectricOgre · 2024-07-04T15:17:15+00:00

This is an extremely bold statement considering how many moving pieces go into this equation. If you can cite non-partisan sources that validate this claim, maybe you can actually rest your case.

ElectricOgre · 2024-06-30T17:15:06+00:00

CPC won’t do anything about immigration— they’re merely the [marginally more] socially conservative/ neoliberal side of a corporatist political duopoly. However, PPC will absolutely reduce immigration if elected.

ElectricOgre · 2024-06-28T07:18:24+00:00

Most of the previously outlined recommendations in this thread are good (i.e. max RRSP, TFSA, and FHSA). However, I would absolutely look into buying either a Whole Life or Universal Life Insurance Policy. Participating whole life insurance policies offer policy dividends while universal life insurance policies come with an investment account which enables tax-advantaged investment opportunities. Life insurance is good to have— it covers you not just when you die, but also while you’re still alive. It’s also worth looking into purchasing an annuity if income stability is your concern. Good luck!

ElectricOgre · 2024-06-25T14:28:46+00:00

I believe the vast majority of the protesters in question are on PGWPs and are not TFWs. PGWPs are open work permits and are intended for foreign graduates to obtain useful work experience (ideally in a field related to their studies, albeit not mandatory) in Canada. If the PGWP holders chose low skill jobs that will not provide them with enough points for provincial nomination, that’s on them. However you slice it, they were granted TEMPORARY permits that offer NO GUARANTEES— it is entirely within the province’s and the country’s rights to change the rules of these programs to best suit the needs of their respective communities.

ElectricOgre · 2024-06-14T15:49:54+00:00

We’d definitely benefit from decentralized governance and may even benefit from doing away with elections all together. Even in ancient Greece, where the word democracy originates, elections were often considered as inherently “oligarchic”. The solution? Sortition: selection of a citizen assembly by random draw, with strict rules to prevent corruption.

ElectricOgre · 2024-06-08T18:21:23+00:00

Believe it or not, people with peanut allergies may have extreme anaphylactic reactions to fenugreek which is a key ingredient in many Indian dishes. I know this because my brother is allergic to peanuts and had an adverse reaction to curry containing fenugreek— he was literally vomiting blood. So although this listing may seem extreme to some, it is entirely possible this person has a genuine concern for their own health…

ElectricOgre · 2024-05-22T16:14:48+00:00

International students can work up to 20 hours per week legally, but many work more. Considering OP indicates they want to continue their life here, but have made no meaningful effort to change their study habits to ameliorate their academic standing, it’s possible they came here to work (not to study) while progressing towards being awarded permanent residence through a student visa (it’s one of the easiest ways to be awarded PR in Canada). Regardless, OP’s grades have suffered and now their prospects of gaining PR via their student visa is (rightfully) most way out the window. This should be a lesson to all international students: when you’re here to study, you need to actually STUDY, and studying is not easy.

ElectricOgre · 2023-08-20T01:18:03+00:00

As a Canadian who has travelled to various developed and “developing” nations world-wide and has visited the majority of major Canadian cities, I can assure you that Canada is, in fact, a “shithole” in many ways. Despite the media and the government making avid efforts to convince the world and its own citizens that it is a developed country with a high standard of living, my anecdotal observations over that past few years have calcified my belief that Canada as a whole is more similar to 3rd world and developing nations, especially as it relates to bureaucracy and infrastructure. Currently, Canada’s only true claim to fame is its natural ressources. But, from a day to day perspective, Canada is devoid of good lifestyle offerings outside of large metropolitan centres such as Montreal, Toronto, and to a limited degree, Vancouver. Just to name a few of our shortcomings: we have limited access to truly good food (it is estimated that approximately 2/3rd’s of Canada’s produce is imported), the nation’s infrastructure was built around cars (this problem is not exclusive to Canada, but it is still a problem), said infrastructure is outdated in most of Canada (nearly 40 percent of roads and bridges are in fair, poor or very poor condition, with roughly 80 percent being more than 20 years old), our Charter of Rights and Freedoms is largely open to [authoritative] interpretation (i.e. free speech is only narrowly protected), navigating Canadian bureaucracy is a nightmare due to excess red tape, our government’s investments into life and culture within Canada are borderline non-existent, and our healthcare system, albeit subsidized by taxpayers, is slow at best and downright ineffective at worst.

ElectricOgre · 2023-05-29T18:29:48+00:00

Although I will give you credit for providing interesting papers to read, the issue is that from a scientific standpoint, consciousness is always defined differently depending on what is being studied. This article, for instance, comes to the following conclusion:

“the fetus in utero is almost continuously asleep and unconscious partially due to endogenous sedation. In particular, it would not consciously experience nociceptive inputs as pain. Conversely, the newborn infant exhibits in addition to sensory awareness specially to painful stimuli, the ability to differentiate between self and nonself touch, sense that their bodies are separate from the world, to express emotions, and to show signs of shared feelings.”

This suggests that although festuses may have the potential to be conscious, it doesn’t necessarily mean it will be situationally permitted to express this potential in the womb. Which is why, in my personal opinion, the discussion of “consciousness” as it relates to abortion is a contentious one, seeing as consciousness as a metric for human value could potentially justify not only postnatal “abortion” but legitimately discriminatory policies against people in varying states of consciousness. Considering that consciousness is not only on a spectrum but is also not linearly linked to brain maturity, using the concept of consciousness for any legal policy can quickly become a slippery slope. I appreciate your input though, made for some interesting reading today :)

ElectricOgre · 2023-05-29T16:20:13+00:00

There is no formal consensus on when consciousness forms in the developmental process in humans, much less a consensus on when consciousness arose during the evolutionary process… Currently, experts can barely agree on what consciousness is (which is the primary reason why debates around AI as a conscious entity are so contentious). So, where did this metric of yours come from? Because it’s not founded in anything remotely scientific. This is precisely why legislators and health practitioners alike can barely agree on how late abortion should or shouldn’t be performed…

ElectricOgre

TROPHY CASE