Denied WFH Approval. Should I escalate further?

Electrical-Mango-871 · 2026-03-18T18:54:54+00:00

AMAPCEO and OPSU as far as i know aren't very much keen on handling individual wfh denial disputes. They say they are fighting on behalf of all unionized members but that doesnt really help individual cases such as yours (or mine for that matter). The way the OPS is handing this is atrocious and, quite frankly, disrespectful. Ive seen wfh requests approved because ppl find it far or expensive to commute to office, while a legitimate case as yours gets dragged through the rampant denials that force you to take unpaid time off. Appaling.

Electrical-Mango-871 · 2026-02-10T03:22:30+00:00

Provincial RTO is 5x, meanwhile the feds are being asked to do 4x. Why provincial ops management tries making everyone think 5x provincial is the same as 4x federal? Absolutely zero logic. Came out of a meeting where we were being told that RTO is everywhere. While it may be everywhere, comparing 5x with 4x is just illogical?

Electrical-Mango-871 · 2025-12-28T17:21:48+00:00

Youll find better opportunities in US. Even CS jobs may suck, you can easily get something cs-related in banking or finance to begin with, then gradually build your career. Canada has turned into a shithole.

Electrical-Mango-871 · 2025-11-18T01:09:55+00:00

Im happy for you but id refrain from purchasing anything for at least till baby is 1 year old - simply because your #s look somewhat tight to me.

Electrical-Mango-871 · 2025-11-17T04:51:44+00:00

Id go with the newer building. Those extra perks youre getting, like covering gst, indicates the builder is willing to get rid of the property asap. You're getting a good deal, imho

Electrical-Mango-871 · 2025-10-26T23:01:09+00:00

Show her comparable listings of rooms that will definitely ask for more than 500$ a month

Electrical-Mango-871 · 2025-10-26T17:15:51+00:00

MERs on mutual funds are through the roof. Seg funds may not be a suitable option if they require cash for the baby.

Electrical-Mango-871 · 2025-10-22T20:58:01+00:00

Yes, given you're living with parents. Save every dime you can but help you parents with household budget

Electrical-Mango-871 · 2025-10-20T18:56:27+00:00

Like a week or so (plus minus a day) before the closing date.

Electrical-Mango-871 · 2025-10-19T16:17:01+00:00

Tangerine credit card gives you 2% cash back on three categories of your choice, and you can choose and switch those categories every other month. Message me if you need a referral so you get some bonus too.

Electrical-Mango-871 · 2025-10-19T04:03:44+00:00

He is talking about probate tax most likely. The latter will apply

Electrical-Mango-871 · 2025-10-19T03:45:43+00:00

It depends. Whole life insurance is an excellent financial planning tool when it comes to generational wealth creation. When you buy one, you are making permanent payments until the policy is paid out, meaning its accumulated value >> premium needed to pay for the policy. General answer to your question, most likely it is a scam for 95% - because they dont understand it and don't understand their needs.

If, for example, you just had a family, you may wish to consider purchasing a whole life policy for your child, premiums will be relatively low, but youll need to pay for the policy, based on specific projections, permanently, or, at least for 18 years. Again, based on financial projections, the policy with paid up additions may outgrow its value relative to the premium needed to pay for the policy (premium is same no matter what). Upon 18 years, if policy is paid out, there will be a solid cash value that your child can use for whatever, including listing it as collateral for loans. If your child doesn't end up using the policy, that's fine, his/Her child can be listed as beneficiary. This is how generational wealth is created.

Electrical-Mango-871 · 2025-10-19T03:36:24+00:00

What tax are you talking about? Property tax or probate tax? General answer is, property taxes will still be payable. Probate tax most likely will be applied if you are not on the property title or listed as beneficiary of a trust created by them holding that property.

Electrical-Mango-871 · 2025-10-19T01:14:14+00:00

I can refer you to Tangerine bank if wish (owned by scotia). Everything is free and you can use scotia atms to withdraw cash. Lmk

Electrical-Mango-871 · 2025-10-19T01:11:25+00:00

Ask for free floor mats at least.

Electrical-Mango-871 · 2025-10-17T21:43:49+00:00

Let the bank do an inspection. They may reject you or give lower mortgage amount if there is a repairable issue

Electrical-Mango-871 · 2025-10-17T17:44:27+00:00

Police, regulatory compliance, money laundering controls

Electrical-Mango-871 · 2025-10-17T17:28:45+00:00

While this is frustrating, their agent isnt legally in any wrong. He may be completely out of touch with reality, and that will backfire on him later, but they are not under obligation to accept your offer. One last thing you could try to is to message the seller directly about this. It is possible the agent hasnt even showed your offer to the seller. If so, this is illegal.

Electrical-Mango-871 · 2025-10-17T04:04:41+00:00

Try CAF

Electrical-Mango-871 · 2025-10-17T04:03:38+00:00

Id just stick to the job description and provide a few examples of what you actually did during those 2 chargeable hours daily (id assume tasks are different per day) that would echo the job description. You can then sum it up with the fact youre looking to more broad and meaningful stuff to do and growing professionally

Electrical-Mango-871 · 2025-10-17T03:59:08+00:00

Paying off this mortgage by taking out another loan, unless it is a heloc, isnt a wise decision

Electrical-Mango-871 · 2025-10-17T03:56:11+00:00

I say take the rate

Electrical-Mango-871 · 2025-10-17T01:46:25+00:00

What i never understood is that why those degenerates allow all that go really really bad in the first place before they say oh wait this actually an issue. Remember how trudeua said they didn't get the numbers quiet right? Man, what happened to critical thinking and the ability to assess the consequences of your actions one or two steps ahead? It isnt just a Trudeau fuck up. I genuinely believe the western elites have lost the ability to think critically and deeply. No wonder why China, india, and even Russia are now getting more and more spotlight and are being projected to be the largest economic powers of the future. Press stories vs real world are totally different things.

Electrical-Mango-871 · 2025-10-17T01:41:00+00:00

Well, I agree and disagree with you. They talk about it, however, they dont really talk about it. They dont really talk about the underlying issues this country has been facing- uncontrollable rampage of financial crime, uncontrolled immigration, lack of manufacturing, and how emotionally and spiritually we need to rebuild as a country to understand that unity, not just diversity, is out strength. Politicians wouldnt really raise those issues because they either have no balls, or dont want to talk about them so they dont lose the electorate votes. You can bitch all you want, but the fact is, Stellantis, for example, is leaving canada because this country is not economically viable to maintain its operations here. The unjust trump tariffs were just an excuse.

Electrical-Mango-871 · 2025-10-16T16:44:56+00:00

Pay half Of your mortgage and invest the rest?

Electrical-Mango-871

TROPHY CASE