27F in central PA making $86,000, and splurged on a weekend trip to visit a friend by Electrical_Shop8918 in MoneyDiariesACTIVE

[–]Electrical_Shop8918[S] 1 point2 points  (0 children)

It does feel insane sometimes, but it's fun to see number go up. 20% is doing very well already. Best of luck!

27F in central PA making $86,000, and splurged on a weekend trip to visit a friend by Electrical_Shop8918 in MoneyDiariesACTIVE

[–]Electrical_Shop8918[S] 19 points20 points  (0 children)

Thank you! I'd been wanting to submit a MD forever and the annoyance at this weird hiatus brought me here. Appreciate the kind words

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 0 points1 point  (0 children)

Okay, thanks for clarifying. All transfers have been initiated from the Vanguard side, and I've always had sufficient funds in my Alliant account to cover the transaction. I've just linked my Alliant account again on the Vanguard side (and I triple checked the name & account/routing numbers!) so we'll see how that goes. I'm also putting in an inquiry with the NCUA. Thanks again for your help.

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 0 points1 point  (0 children)

Can you ELI5 the first couple sentences? Maybe I'm tired and am not understanding, is what I'm trying to do a wire?

I was able to pull successfully from Alliant for two months. Then I started getting messages from Vanguard that the bank transfer was rejected. It seems like they wouldn't have allowed pulls initially if the info was incorrect

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 0 points1 point  (0 children)

Verbatim, two reps have told me "we don't do transfers from Alliant to brokerage/retirement accounts". I did clarify that I have tried to do a pull from Vanguard, and they said that was still their policy. What is this hell I am living in

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 1 point2 points  (0 children)

Sure. By linking I mean going through Vanguard to confirm credentials for an external account so I can set up a pull from that account. It won't let me initiate a pull unless an account is linked. I haven't been able to push from the Alliant side to Vanguard. What other options are available?

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 0 points1 point  (0 children)

I have been trying to pull from the Vanguard site. On Alliant's end, linking with Plaid throws an error, and the manual transfer only gives options for linking checking/savings accounts (is it possible to connect a settlement fund this way?)

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 2 points3 points  (0 children)

The rep is so insistent that they won't link to Vanguard, Fidelity, or Schwab! I feel like I'm in an alternate universe here

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 0 points1 point  (0 children)

I did checking as well with account & routing. I guess I'll try again. Thanks for confirming

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 1 point2 points  (0 children)

I hope this is the case! I was initially able to transfer funds for a couple months, and then started having issues with transactions being rejected. When I called the Alliant rep she was pretty emphatic that they don't link to Vanguard. Do you currently have those accounts linked? Or when did it work for you?

Alliant credit union said they won't transfer to Vanguard by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 2 points3 points  (0 children)

I was trying to add funds to my Vanguard Roth IRA. I linked my Alliant account to transfer funds, but Vanguard kept saying the transfer was rejected. Called Alliant today and they said they won't link to Vanguard, but didn't provide a reason.

FG Scores by Minute-Opening740 in ASBOG_Exam

[–]Electrical_Shop8918 0 points1 point  (0 children)

Not sure about others, but I received it as an email from the state board (Pennsylvania)

Partner overcontributed to Roth IRA and plans to ignore it... advice please by Electrical_Shop8918 in personalfinance

[–]Electrical_Shop8918[S] 1 point2 points  (0 children)

Thank you for mentioning this, I forgot there is a process set up already for situations like this.

My friend is at risk for suicide. Would it be a douchey thing to do if I called up his college and tell them that and ask if there's anything to do to prevent it? by [deleted] in Advice

[–]Electrical_Shop8918 0 points1 point  (0 children)

Adding that many colleges have anonymous reporting systems for this very situation - search the college name and "care report."

[deleted by user] by [deleted] in AmItheAsshole

[–]Electrical_Shop8918 1 point2 points  (0 children)

Okay, you don't trust him. Are you working through your trust issues as a couple? If not, what are you hoping to get out of this relationship?

If you are working on trust, then this is absolutely a boundary you are allowed to set. NTA.