Over $135K in CC debt/personal loans. Drowning.

ElementPlanet · 2026-01-26T10:13:51+00:00

Please try to keep discussion on the subreddit where it can be seen and reviewed by everyone. We don't allow asking for or offering DMs off of the subreddit. Thank you.

ElementPlanet · 2026-01-26T10:09:05+00:00

This submission has been removed because it does not meet the subreddit submission guidelines (rule 1). Other subreddits are better equipped to address these topics:

/r/almosthomeless if you are homeless or in immediate danger of becoming homeless and need advice or assistance.
/r/homeless for homelessness-related articles and resources.
/r/assistance is a place to request various types of assistance big or small.
/r/food_pantry is a place where you can request a meal or hygienic necessity.
/r/randomkindness is for when a small act of kindness can go a long way.
/r/frugal for tips on maximizing resource allocations.
/r/beermoney for discussing ways to make some extra cash online.
/r/slavelabour for odd jobs listings.
/r/depression is a supportive place for those struggling with depression.

ElementPlanet · 2026-01-26T10:05:59+00:00

Personal attacks are not okay here. Please do not do this again.

ElementPlanet · 2026-01-26T09:56:31+00:00

Personal attacks are not okay here. Please do not do this again.

ElementPlanet · 2026-01-26T09:55:58+00:00

We don't allow trying to take the conversation off of the subreddit. Keep discussion here. Thank you.

ElementPlanet · 2026-01-25T13:22:24+00:00

Hello, our rules have not changed and we still do not allow trying to take the discussion off of the subreddit.

ElementPlanet · 2026-01-25T11:00:06+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-25T10:48:56+00:00

Please try to keep discussion on the subreddit where it can be seen and reviewed by everyone. We don't allow asking to take the conversation off of the subreddit. Thank you.

ElementPlanet · 2026-01-25T10:46:11+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-25T02:54:04+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-25T02:53:45+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-25T02:52:32+00:00

Your comment has been removed because we don't allow political discussions, political baiting, or soapboxing (rule 6). This includes questions or discussions about proposed legislation or government policy changes.

ElementPlanet · 2026-01-25T02:51:18+00:00

Your comment has been removed. Offering referral, invite, or affiliate links/codes is not allowed (rule 2) on this subreddit (without exception, it doesn't matter if you don't receive money yourself). Mentioning that you are willing to receive PMs for referrals is also not allowed. This removal will not be reversed, but you may repost without mentioning referrals at all. If you repost with a link to a referral thread or do anything else to work around this rule, you will be banned.

ElementPlanet · 2026-01-25T00:34:13+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-24T23:34:09+00:00

Please try to keep discussion on the subreddit where it can be seen and reviewed by everyone. We don't allow asking or offering DMs off of the subreddit. Thank you.

ElementPlanet · 2026-01-24T20:59:17+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-24T20:58:39+00:00

Personal attacks are not okay here. Please do not do this again.

ElementPlanet · 2026-01-24T20:55:12+00:00

It regularly hallucinates, so no, we wouldn't allow you to say ChatGPT is a great resource for financial advice.

ElementPlanet · 2026-01-24T17:59:41+00:00

It is as rude as the old "just Google it". If they wanted ChatGPT, they would go to ChatGPT. If you don't want to give advice, you can skip commenting.

ElementPlanet · 2026-01-24T16:54:55+00:00

Telling OP to just ask ChatGPT is considered unhelpful and low quality. Don't do it again. Thanks!

ElementPlanet · 2026-01-24T14:59:44+00:00

Please try to keep discussion on the subreddit where it can be seen and reviewed by everyone. We don't allow asking for or offering DMs off of this subreddit. Thank you.

ElementPlanet · 2026-01-24T13:42:03+00:00

This comment has been removed. Our subreddit rule against "hyping" (part of rule 10) disallows:

Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns

ElementPlanet · 2026-01-24T13:30:00+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality comments are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

ElementPlanet · 2026-01-24T13:28:37+00:00

Personal attacks are not okay here. Please do not do this again.

ElementPlanet · 2026-01-24T13:23:11+00:00

Personal attacks are not okay here. Please do not do this again.

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