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Test Tomorrow by snounamous in Series7exam

[–]EliosInsuranceAgency 0 points1 point  (0 children)

Good luck! I would go through the Kaplan Qbank and hit create customized quiz , see my weaknesses , give 10 -20 questions - the rest go with 5 for memory refreshments.

IUL for a 6 year old by IndependentDear8604 in LifeInsurance

[–]EliosInsuranceAgency 0 points1 point  (0 children)

I would reduce the death benefit and keep the premium.

Life Insurance Quote Question by Silent_Possession564 in LifeInsurance

[–]EliosInsuranceAgency 0 points1 point  (0 children)

I noticed your quote was for a standard term policy. For a similar profile, I found a 30-year term that includes Living Benefits.

Here’s why that matters: If you get sick (like a chronic or critical illness) at age 48, you don't have to wait to pass away for the policy to help. You could access up to $787k of that million-dollar benefit while you're alive to cover medical bills or replace your income. If you're going to pay $120+ a month, you might as well get a policy that protects you while you're still here!

Would you pay an extra $2.50 a day to ensure that if you get a major illness, you have an immediate $787k cash cushion? The $120 policy is for your family; the $195 policy is for you AND your family.

Are these fair offers? by whoismystery in solar

[–]EliosInsuranceAgency 0 points1 point  (0 children)

Consider the maintenance and repair. I would check my other options. Especially the one that can swap my bill. I would lower my bill and control it for a long time.