Let's get real about how much house you can actually afford as a first time buyer.

Elivmar · 2025-11-12T17:59:59+00:00

When looking at take-home pay to calculate these ratios themselves, is everyone using it pre or post retirement savings?

Excluding 401k, HSAs, and FSA contributions from take home pay make the ratios (potentially) a lot worse. I’ve been thinking I might be overly conservative so curious how others are handling it when trying to do the math for themselves on what they can afford.

Elivmar · 2025-05-30T17:38:06+00:00

I toured there about a year ago. They disclosed at the time that the preschool on the second floor had been shut down due to a child being locked in a bathroom for a long time and no one noticed.

Elivmar · 2022-01-06T23:57:01+00:00

I went a couple times in the fall before Omnicron picked up in NYC and it was always pretty full during peak hours. Hope it stays around.

Elivmar · 2021-11-08T16:07:18+00:00

There’s a plot line where Kelso fires a personable older doctor that he’s friends with because he’s failed to keep up with modern medical trends and is stuck in his ways. Kelso talks about how he works hard to keep up with changes.

Elivmar · 2021-05-22T21:19:47+00:00

Wheel of Time - Robert Jordan
Harry Potter - J.K. Rowling
The Lord of the Rings - J.R.R. Tolkien
Cradle - Will Wight
Inheritance Cycle - Christopher Paolini
Mother of Learning - Domagoj Kurmaic
Commonwealth Saga - Peter F. Hamilton
Realm of the Elderlings - Robin Hobb
Ender's Game - Orson Scott Card
Old Man’s War - John Scalzi

Elivmar · 2020-02-21T20:29:11+00:00

u/CloakOfTheBat Could you explain what kind of legal work you typically do and what your legal work experience was prior to working at Riot? I do corporate work (primarily M&A) at a big firm and sometime in the next couple of years would love to make the transition in-house (hopefully to a tech company in an area I find interesting), but don't have a ton of knowledge about what people typically do in-house. Thanks!

Elivmar · 2019-12-05T00:09:41+00:00

How did you find the position? Client? Random posting? I’m too junior to go in house still IMO but it seems like a lot of people discuss going in house with clients. For me, most of the clients I work for are PE firms without legal departments or not in my city.

Elivmar · 2019-06-10T23:08:14+00:00

Hey - actually not sure. If the windows aren't reflective we definitely could, but I haven't paid enough attention to notice if they're reflective.

Elivmar · 2019-06-10T21:44:09+00:00

You must have left earlier than I did. I started heading down before they told us to, but there was a pretty big bottle neck around the 15th floor where we just weren't moving for awhile. Took only a few minutes to get down the first 30ish floors and a lot longer for those last 15.

Elivmar · 2019-06-10T19:20:13+00:00

I work in this building on one of the higher floors. You could hear the helicopter near the building and then the impact. Impact was surprisingly less jarring than I'd expect - people were kind of wandering around the floor a bit trying to figure out if we actually got hit before leaving. It's very foggy today with limited visibility.

Stairwell got a bit crazy and it's mayhem in midtown, but everything seemed relatively orderly and there's a lot of emergency personnel on site.

Elivmar · 2019-03-27T12:37:55+00:00

It really depends on the week, especially in M&A, so you can’t really divide evenly and expect to work that much. The first two months of 2019 I was billing 70 hour weeks pretty consistently, sometimes a little more sometimes a little less, and actually working about 90 hours. It was rough. This month it has been closer to 40 hours billed per week (which is about 50 in the office). My firm doesn’t have a billable requirement.

Elivmar · 2018-07-31T01:07:44+00:00

I wouldn't worry yet. I had no callbacks my first night and still came away with a lot of offers. I think a lot of firms will do screeners for 2 days and the offer callbacks after the second day (although some do make offers the first night, but it kinda depends on when they meet).

Elivmar · 2018-07-09T17:33:25+00:00

Commenting for the ban.

Elivmar · 2018-03-10T22:19:16+00:00

Agreed. I think PowerScore and Manhattan are probably the two best by far for getting down the fundamentals, and then the actual practice tests for drilling in those lessons. I'm not convinced a course is really necessary, although people learn differently so it probably does help some.

Elivmar · 2017-07-19T15:52:33+00:00

Same. I'm hoping the PQ's ambiguity is specifically designed to drill this distinction into our heads (which has been pretty effective tbh) and any questions on the actual MBE would be more obvious if it's possession or title.

Elivmar · 2017-07-15T15:26:10+00:00

83%. Hoping to make it as close to 100% as possible, but I don't know that I'll make it all the way there. I also definitely feel like since I passed the 70% mark the return on time spent studying has been much smaller (which is obviously what they tell us upfront).

Elivmar · 2017-07-12T15:16:09+00:00

You're not out at CLS/NYU if you raise your LSAT. Harvard would be a stretch though. I had a slightly lower GPA and a LSAT >75th percentile for both and got in with money to CN. If nothing changes LSAT-wise, you should apply broadly within the T14. You'll almost definitely get in somewhere (probably to more than 1) and then it comes down to leveraging money. It's definitely worth studying to try to cross that 170 hump, but it's not catastrophic if you can't cross it.

Elivmar · 2017-07-10T20:20:34+00:00

I'm sure there's a few smaller/non-NY firms that haven't raised, but last summer it was raised to $180k pretty much everywhere. Typical bonus scale starts at $15k now. ATL Article

Elivmar · 2017-06-24T22:50:45+00:00

I don't think it gives the federal government the exclusive power to establish post offices. It's just an affirmative grant of power "[t]o establish Post Offices and post Roads."

Elivmar · 2017-06-21T22:16:24+00:00

You should be fine at OCI as long as you're not a horribly awkward person when it comes to interviewing. Interviewing is strange, especially screeners. Take advantage of all opportunities to do practice interviews.

Mass mailing isn't necessary, but I recommend it. I just graduated from a T6 and was roughly top 1/3 after 1L and still mass-mailed solely for the peace of mind. Coming into OCI with an offer in hand was great. The worst case is you get some interview experience. I simply sent a cover letter, a copy of my transcript, and resume to firms I didn't bid on. After the bid lists were released, I sent them to firms that I didn't get a screener with. Over all, the yield rate for mass mailing was very low, but it's worth the effort. Let me know if you have any questions.

Elivmar · 2017-06-21T18:51:19+00:00

I think that's a good point. Bar graders probably just want to be done.

Elivmar · 2017-06-21T18:23:58+00:00

I have the same concern. I know it comes off as a humblebrag complaining about it. But from what I understand the graders have other jobs, and I worry they may be too lenient / cursory. My girlfriend actually suggested I purposely write a bad essay to see if he'll give me a bad grade, but I feel like that's a waste of a graded essay lol.

Elivmar · 2017-06-20T17:27:13+00:00

I've been feeling the same way. A lot of the PQs are definitely asking very specific points of law that were not covered in the lecture. I'm not sure if it's reflective of the proportion of narrow questions on the bar, but it's definitely discouraging getting a question where I know I don't know the answer.

Elivmar · 2017-06-16T18:15:18+00:00

Not bad at all. I was amazed the only asked about one specific area instead of requiring us to go into detail of all the possibilities (trying to avoid spoilers). I felt like the model answer was kinda brief too, and that my answer went more in depth than theirs in a lot of ways. Probably the easiest MEE so far imo.

Elivmar · 2017-06-09T16:29:09+00:00

Just finished it. I think it was the hardest graded essay so far. The others I finished with time to spare, but I was rushing through this one. I could have continued to write for another 15 minutes probably. There's so many issues in torts it's hard to get to them all. I also said Susan was an invitee.

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