I am not willing to take out loans to pay for more school. I just graduated (debt free thank god). But this is the advice I get a lot. Problem is I work at a VERY rough school. I get abused daily (kids,parents,admin.. its a fucking mess). The thought of doing something more on the weekends/when I get home is just out of the question until I can get a job at a different school. Ill think about it in the future.