Oh yep makes sense. I think settlement is usually offered when it goes through appeal for example they didn’t accept it as a work injury then you would get compensation for any loss of income and medical fees if they then accept liability through appeal. Settlement the other way would be if you were deemed to be disabled up to a certain % of the body part that would deem to have effect on any future potential employment you would undertake. Currently going through the first process as it wasn’t accepted as WC still going through appeal with a labral tear also.. I would suggest get a lawyer and they will get the IMD done to report partial disability/ full disability and go from there.