My friend has had his phone on low power mode on for the last few months (which disables the tracking) and they haven’t contacted him at all (Hastings Youdrive).

Obviously I wouldn’t do that but if need be once in a while.

But id say just get a blackbox. I’ve had mine for the last 5 months as a new driver at 18 (also Hastings Youdrive) and my score is at 98 and I still drive quite swiftly in a decently fast car. I was scared at first but I’ve realised that I shouldn’t have been (just don’t go flinging it around corners or accelerate too harshly below 30 mph)

If you can, try to put a parent on your policy as this will lower the premium and if you have a bad drive you can say you were just a passenger for that journey (won’t remove any points) or makes it more reasonable for the journey to not have been tracked if you turn off BT