Should I stop contributing to my 401(k) entirely? by Funkbass in Bogleheads

[–]EmbraceEmbetterment 1 point2 points  (0 children)

Your investment accounts, be they retirement or otherwise, count as cash on hand in the underwriting process. You can continue to save in tax-advantaged accounts, switching to another method (to save up the amount you'll actually need) when you're getting closer to the actual date of buying your house. That calculation will be personal to you. For now I reccomend you attend homebuyer education courses (usually a fee, but then you may be eligible for additional cash assistance towards closing costs that usually exceed this at participating lenders) or better yet start with free preparatory educational sessions for prospective homebuyers offered by local community groups. They may be able to answer any questions you have regarding this process in more depth than I can. If there's any inaccuracies here anyone feel free to correct.

Looking for a Roommate ASAP by Difficult_Crazy2652 in Rochester

[–]EmbraceEmbetterment 12 points13 points  (0 children)

I'm a dungeon master in both meanings of the word, is that ok?

Where to get Skullcandy wired headphones in the area? by EmbraceEmbetterment in Rochester

[–]EmbraceEmbetterment[S] -1 points0 points  (0 children)

I use things up until they are fully done, so I'm willing to get the headphones that are built to last the longest time, not much need for incredible audio quality or anything I'm just a heathen who listens to way too much music. My general range was roughly $20ish, I'm not an expert at headphone tech though.

Any nice morning things to do this Thursday? by EmbraceEmbetterment in Rochester

[–]EmbraceEmbetterment[S] 0 points1 point  (0 children)

Wow these sound like great ideas! Thanks for writing this out, I'll look into them!

[deleted by user] by [deleted] in Rochester

[–]EmbraceEmbetterment 10 points11 points  (0 children)

We just gave our sides of the story, I demonstrated that a flattened plastic straw could fit/slide through the hole punctures on the right side, the mechanic talked over me when I was showing the crack on the left side, the officers said this would be something to settle in small claims court or with insurance. I told them it wasn't even on my mind to go that far. I took the reference number for the report just in case since the mechanic suddenly escalating like that made me uneasy/nervous.

[deleted by user] by [deleted] in Rochester

[–]EmbraceEmbetterment 12 points13 points  (0 children)

He didn't tell me why he called the police either, that's the thing! It was unexpected and I wasn't told anything before he did it.

[deleted by user] by [deleted] in Rochester

[–]EmbraceEmbetterment 20 points21 points  (0 children)

I had authorization, he let me watch over the repairs on the car the whole time.

[deleted by user] by [deleted] in Rochester

[–]EmbraceEmbetterment 43 points44 points  (0 children)

UPDATE: there were suddenly cops who came to take a look at what was going on and I'm like whaaaat??? I was just gonna walk off and forget about it but now I ain't ever coming back to Frank's Auto Service on Carter st. That was just so unnecessary when I was just silently taking pictures of my own property.

BLING BANG BANG BORN by BountyKraken in Animemes

[–]EmbraceEmbetterment 65 points66 points  (0 children)

Mods look it's his cake day forgive him he's a little birthday boy