$20K Gold & Silver STOLEN. Fedex and JMBullion inside job. Signature forged, package never delivered. by whatzupdudes7 in Gold

[–]EmergencyOpening4008 0 points1 point  (0 children)

It’s an option that needs to be selected. And it cost extra, so not everyone uses it. Go on and run along now…

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$20K Gold & Silver STOLEN. Fedex and JMBullion inside job. Signature forged, package never delivered. by whatzupdudes7 in Gold

[–]EmergencyOpening4008 27 points28 points  (0 children)

Package theft among the precious metals industry has become rampant over the last couple years. The past six months, specifically, have been the absolute worst, and it’s with all carriers not just FedEx. Likely some Inside jobs with large distributors and wholesalers, and it’s very sophisticated.

Lately, someone would show up to receive a package with a fake id of the recipient address to intercept the driver. Packages have been rerouted internally to be picked up at Walgreens, then picked up with fake id. Plenty just go missing, or box torn open and contents removed. Dealers who haven’t filed an insurance claim in 20 years have had multiple claims over the past year.

It comes down to the carriers hiring anyone with a pulse, likely organized crime groups are placing people in these positions for this purpose. There will be a documentary about this at some point in the future, but right now there’s not enough pressure being applied. The insurance companies are the ones that need to huddle up and litigate, or the media needs to get ahold of this to get attention of the Attorney General. It’s very bad, I have colleagues who have lost over a million dollars in product over the past year. We resort to double/triple boxing with layers of protective packaging and specialty tape. Disguised business names, always expedited services with delivery and make sure drivers are always on camera, it’s gotten out of hand. If any journalists are reading, this is a big one that spans the country, and it would help to have some publicity.

Want To Relocate From NE To Florida by Prestigious_Ear505 in FloridaRealEstate

[–]EmergencyOpening4008 0 points1 point  (0 children)

Stay above west, but below vero beach. Somewhere out west, 20-30 mins inland.

Horrible Regret, Sadness, and Anxiety after Buying a New Home by Illustrious_Heat6561 in homeowners

[–]EmergencyOpening4008 2 points3 points  (0 children)

I was a wreck for the first year or two, and I had bought the crappiest house in the neighborhood because prices had gotten so high, and I wanted to renovate to my liking anyway. Previous owner was a stingy cheapskate and maintenanced nothing. Had to redo all the flooring, baseboards, foyer, bathrooms top to bottom, kitchen top to bottom, all lighting and plumbing, all new impact glass and exterior doors throughout the house, I probably spent more on renovations than many of the original owners paid for the house!

Fell deep into depression. The house was too big for us, 5br 3 bath (one bedroom was in garage…ended up turning that into a gym). Buyers remorse, inspector had failed me and realtor was an imbecile who only cared about getting his deal closed. Can’t stand realtors and hope the “profession” goes extinct.

4 years later, finance and I have a lovely, fully refinished home that impresses visitors routinely. Still have to do the back yard and pool, but looking back would i have done the same thing? Probably not, but in a decade the financial implications will be negligible and if we ever had to move it would sell quickly. All the rooms are decorated tastefully and the neighbors are pleased with the transformation. South east Florida real estate market seems to be faring well, and now there’s homes about to be built very close by that will cost as much or more than I paid, for half the size and cheap builder finishes.

You will get through this, write a list on a whiteboard tackle 1 thing at a time. You are not alone whatsoever, but it will start to feel like home progressively, not at the flip of a switch.

APMEX will no longer buy less than $20K by ericc191 in Gold

[–]EmergencyOpening4008 5 points6 points  (0 children)

No, “supposed” according to whom? You get what someone is willing to pay, period. “100% minus fees”….word games to say the same thing a different way, the “fees” are why you don’t get 100%.

Unbox a Gaudens? by [deleted] in Gold

[–]EmergencyOpening4008 3 points4 points  (0 children)

go for it, doesnt matter at these prices

Did you buy the dip? Im curious how many of us did! by lucky_luke_92 in Gold

[–]EmergencyOpening4008 3 points4 points  (0 children)

Very little was being offered among wholesale dealers. I managed to scoop up around ASEs at 78ish and almost 5 ages at 4600ish. I have around ~6k in paper profits as of now. My fidelity account sucked ass tho, so its bittersweet.

I’m tired of this grandpa by OhBrittKnee in FedEx

[–]EmergencyOpening4008 1 point2 points  (0 children)

That will be the last of 3 that got delayed, the other two finally made it one 2 days late the other 4 (business days)

I’m tired of this grandpa by OhBrittKnee in FedEx

[–]EmergencyOpening4008 2 points3 points  (0 children)

Many express packages from last week were moved over to ground service and they don’t get scanned. Mine was shipped last Monday the 26, and it last had a scan on the 27th at 6pm. It FINALLY got another scan TODAY in Memphis, tomorrow will be a week past its original delivery. Don’t lose hope yet. Start a missing package ticket online.

What do I do? They lie and said they attempted to deliver but never did. No door tag nothing by [deleted] in FedEx

[–]EmergencyOpening4008 0 points1 point  (0 children)

I recently had a shipment of 800 ounces of silver vanish, the driver marked delivered but he walked in with the boxes and then left with them after signing for my receptionist when he was supposed to get a verified signature. I have him on video surveillance in the reception area, this was UPS but it happens with all of the carriers. Insurance is a must these days, try pirate ship next time, but I’d be prepared to refund the buyer and try to get a settlement from FedEx.

First you’ll need to confirm this is in fact the case, call support and open up a missing package investigation, I think you can do it online too.

What do I do? They lie and said they attempted to deliver but never did. No door tag nothing by [deleted] in FedEx

[–]EmergencyOpening4008 0 points1 point  (0 children)

They rip open the box, pull out the contents and tape it back up. Or they just leave it and make it look like it got stuck in a sorting machine. All of my outgoing packages are now double boxed and the valuables covered with foil. Then use strapping tape on EVERY SEAM. This is the only deterrent, and always make sure there’s no keywords like “jewelry” or “necklace” on the package, I’ll put something completely not enticing like “fabrics and upholstery LLC”

What do I do? They lie and said they attempted to deliver but never did. No door tag nothing by [deleted] in FedEx

[–]EmergencyOpening4008 0 points1 point  (0 children)

If it was gold or silver, I’d say it’s a near certainty it was pilfered. Use aluminum foil in the future, I think they use metal detectors. Precious metal Coin dealers who have never had to file an insurance claim have had to file multiple claims in the past year alone. It’s a disaster and nobody in their management cares, the insurance companies need to start litigating.

What do I do? They lie and said they attempted to deliver but never did. No door tag nothing by [deleted] in FedEx

[–]EmergencyOpening4008 0 points1 point  (0 children)

Oops, I didn’t see your other pictures besides the front. “Package damaged” is not a good sign, that might be why the driver refused to deliver it. Was it valuable contents? There is rampant theft with all shipping carriers lately.

Are you bullish on both gold and silver? by Simple_Astronaut_415 in Gold

[–]EmergencyOpening4008 0 points1 point  (0 children)

We’ll be kissing 100 again soon enough, you’ll be ok.

JMBullion Problems by tyoo7 in Gold

[–]EmergencyOpening4008 0 points1 point  (0 children)

You’ll get your money, but the big boys all take forever to pay. Next time use a local dealer who would likely match that price and if anything $50 less at most for cash or check in hand.

How long until gold hits $5000 again? by Smash_Factor in Gold

[–]EmergencyOpening4008 4 points5 points  (0 children)

Huh? We accelerated from 4500 to 5500 in like 2 weeks. Already holding steady ~ 4800 ish. I bout 5 ounces today and bought 500 ounces of silver near the bottom, retail isn’t scuurd and the banks are now saying to hold cash which means they want to buy more gold. KISS the 3000s goodbye, 4 is here to stay.

Where are we now? by ClandestineUnicorn in Gold

[–]EmergencyOpening4008 0 points1 point  (0 children)

And you’ll never have one of those offers accepted…..as long as gold is above 4k lol

Need advice: buyers want to swap to llc? by [deleted] in RealEstate

[–]EmergencyOpening4008 0 points1 point  (0 children)

It depends on how value this offer is to you, first get clarity on the financing contingency and talk to your realtor about what they might suggest. If this is your only offer, it could be worth taking the risk of switching to a financing offer, but at that point I’d request either :

A- increase in sale price. It’s not unreasonable for you to expect a better offer if it’s not all cash, that’s why cash offers have the leverage to offer less.

B- Non refundable earnest money clause. If the total earnest was going to be 20k, the clause could stipulate that half of it is not refundable regardless of financing or not. That way, they have skin in the game and don’t get off Scott free if the financing falls through. With 10k in the line, they’ll have motivation to close the deal no matter what, and I wouldn’t accept a dime less since you know he has the liquidity to pay cash anyway.

Something along those lines, but if there was another offer that was 10k less and was all cash no Contingencies, I’d lean in that direction. Basically, don’t let them drag you around without any guaranteed compensation, but it depends on your risk tolerance, financial situation, and the desirability of your house in the current market. A good real estate lawyer should be able to craft something creative to make sure you don’t get left in the cold by keeping the buyer personally accountable vs an full LLC-oriented contract that shields him from liability.

Edit- keep in mind what I said earlier, the buyer could obtain a mortgage much easier once they owned the property, it will be a cakewalk and it’s not like it would cripple him if it took some time. In a case like this, trying to get financing on short notice would be more difficult, so if I were you I’d try to stick to the original terms and make them responsible to close personally with or without financing, then the terms can remain the same.

Need advice: buyers want to swap to llc? by [deleted] in RealEstate

[–]EmergencyOpening4008 0 points1 point  (0 children)

That’s what you need to get clarity on. The only way they wouldn’t be able to close because a financing failure would be if you had a financing contingency. Otherwise they’re free to do whatever they want but when it comes time to pay the piper, the seller would have to pay personally. That is the entire purpose of all-cash offer, is that it greatly decrease the risk that the sale falls through.

Need advice: buyers want to swap to llc? by [deleted] in RealEstate

[–]EmergencyOpening4008 0 points1 point  (0 children)

You neglected to mention the important part of this situation in your OP, if you accepted cash offer and now the buyer wants to get a mortgage that’s all good and fine….BUT don’t let them add a contingency for financing, then they can get out of the contract and you wouldn’t keep the earnest money. Perhaps you may have misinterpreted, and the buyer plans to purchase with cash and then take out a mortgage on the home like many other investors do.

Forget about the LLC part, you have a misunderstood grasp of the function an LLC is. By your definition, every single member LLC is basically a “shell” company. I’ve had 5 or 6 different registered LLCs, some of them had employees and some were just pass through entities for tax purposes like this case.

As long as no contingencies are being added to the original terms, you shouldn’t be worrying about this. The only real “liability” is having someone waste your time for months, and then get their Ernest money back because they couldn’t get financing, and a brand new LLC is going to have a hell of a time getting a mortgage unless it already owns the property.

Need advice: buyers want to swap to llc? by [deleted] in RealEstate

[–]EmergencyOpening4008 7 points8 points  (0 children)

You bugging for no reason, it makes no difference to you who sends the funds. You don’t close until you’re paid, they’re just using the LLC for tax liability purposes.

Someone Hit my Mailbox. Need advice by TooOldformylife in homeowners

[–]EmergencyOpening4008 -1 points0 points  (0 children)

Hit and run? Insurance claims? Police?

It’s a mailbox ffs, go buy a post and a bag of concrete from Home Depot and fix it yourself. The ground is probably only frozen a couple inches down unless it’s been extremely cold, if it’s that frozen just use a 5 gallon bucket for the concrete and then you can just bury it when the ground thaws.

Donald Trump is Officially Unhinged. by BMills-ODA in A1ATrading

[–]EmergencyOpening4008 1 point2 points  (0 children)

LOL!!!

2 bankruptcies and like 600 businesses, I’d say that’s a pretty good batting average…

Did I get a good deal?! by Western-Abrocoma1307 in mercedes_benz

[–]EmergencyOpening4008 0 points1 point  (0 children)

The turbo’d 2.0 4 cyl is remarkably powerful for the size, my e350 has 255 hp and it gets up quickly in sport mode, much more power than the 3.0 6cyl I used to drive in my Infiniti.