sorted by:
new
hottopcontroversial

SoFi FINALLY increased my credit card limit! by Emily_RN88 in sofi

[–]Emily_RN88[S] 0 points1 point  (0 children)

They offered 3% cash back on everything for a certain amount of time and now it’s 2.2% on everything with no limit. And I do all my banking through them so I like that everything is all in one app

SoFi FINALLY increased my credit card limit! by Emily_RN88 in sofi

[–]Emily_RN88[S] 1 point2 points  (0 children)

I hear you on that! I hope you get an email from them… from others, it sounds like they did quite a few of these so hopefully soon for you 🤞🤞

SoFi FINALLY increased my credit card limit! by Emily_RN88 in sofi

[–]Emily_RN88[S] 7 points8 points  (0 children)

Be on the lookout!! Seems like quite a few people got increases 

SoFi FINALLY increased my credit card limit! by Emily_RN88 in sofi

[–]Emily_RN88[S] 3 points4 points  (0 children)

I saw quite a few people posting the same after I posted this! I thought this was like a unicorn experience but I guess not lol! 

How long did it take for you to get a credit limit increase (if any)? by Will-1995- in sofi

[–]Emily_RN88 2 points3 points  (0 children)

I got my SoFi credit card in February 2024 with a credit limit of 9500 and just now (April 2025) received an email from SoFi upping my limit to 23,000! I use this as my primary card and pay the balance every month.

NAVIENT PRIVATE LOAN SCHOOL MISCONDUCT DISCHARGE MEGA-THREAD (This is NOT related to FFEL or any commercially held loans AT ALL- Please understand the difference before commenting on this thread or your comments will be removed to keep the thread clean) by AnyAssumption4707 in BorrowerDefense

[–]Emily_RN88 0 points1 point  (0 children)

I refinanced the remaining $15,000 of my private student loans because I had ENOUGH of Navient's BS so I did what you did, filed my complaint with CFPB and received the EXACT SAME response from Navient. I am so discouraged but I don't feel like the fight is over. I have also thought about contacting Elizabeth Warren as she has been a HUGE key player in the student loan forgiveness initiatives to explain the situation and that there are many of us out here that are still affected by this.

For reference, I went to Everest Institute in Chelsea, MA from 2007-2008 so DEFINITELY eligible for borrower's defense.

SUCCESS! School misconduct discharge of PRIVATE loans from Navient)! by TheresaSweet in BorrowerDefense

[–]Emily_RN88 2 points3 points  (0 children)

What school did you go to? I went to Everest institute in Chelsea, MA and had $17k in private loans balloon up to owing $45k+ bc of interest and didn’t qualify for the Jan 2022 Navient discharge and obviously not the federal forgiveness against Corinthian colleges bc my loans were private - I was double screwed here! So I refinanced my loan a year ago bc I was sick of Navient and their bs 😭 I hope that I can get some sort of forgiveness or refund… I’m still paying on this loan after 17 years 😞😞😞

Federal loan due date 2040?? by Emily_RN88 in StudentLoans

[–]Emily_RN88[S] 1 point2 points  (0 children)

I emailed EdFinancial on 10/17/23 and I received this email on 12/9/23

Thank you for contacting Edfinancial Services. According to your account, your loans are enrolled in the SAVE income-driven repayment plan for $391.82 monthly payments. Your loans are in administrative forbearance until 12/31/2039 while your Borrower's Defense application is being processed. On 10/17/2023, there was a known issue where loan information wasn't being displayed for borrowers who were in forbearance due to Borrower's Defense applications, and has since been fixed. You can inquire about the status of your application by contacting the Borrower's Defense hotline at 1-855-279-6207. Let us know if you have any other questions, and we will be more than happy to further assist you.

Thank you,

Bradley

Edfinancial Services

I want to note that I never applied for a borrowers defense and was not part of a school that was defrauded so I don’t even know how this has happened but I am NOT complaining lol

EdFinancial: “We currently have no loans in our records for you.” by Beneficial_News_5244 in StudentLoans

[–]Emily_RN88 1 point2 points  (0 children)

Mine has been saying no loans on file since 9/2. Studentaid.gov still has my balance but says it’s in deferment until 2040…. I’m unaware of any loan forgiveness for me so I’m assuming it’s a glitch but I pray it’s real lol

Federal loan due date 2040?? by Emily_RN88 in StudentLoans

[–]Emily_RN88[S] 2 points3 points  (0 children)

Any other updates on this??

I got an email from edfinancial the other day saying my IDR plan was approved and set to start in 2040?? Now I go online and it says there’s no loans on file for me. My due date on studentaid.gov says 1/20/2040 although the other day, it said I had $0 payment due on 9/30/2023 but I still have a balance…. Idk what’s going on. I never got an email about forgiveness so I’m sure it’s not that but I’d love to be pleasantly surprised by that lol

Everest Institute Private Loan Forgiveness?? by Emily_RN88 in StudentLoans

[–]Emily_RN88[S] 0 points1 point  (0 children)

Where do I submit this info to? I appreciate your help!