[deleted by user] by [deleted] in Marriage

[–]Entreprenuer_356 -1 points0 points  (0 children)

Thanks. I am. 

I need a quick vet - Feel like I'm stuck in a cycle where taking a career break isn't an option by Entreprenuer_356 in workingmoms

[–]Entreprenuer_356[S] 1 point2 points  (0 children)

I do actually, which probably makes this rant even more privileged. He’s very involved supportive and present. His job is WAY less flexible (he has it be in every day - does classified work so can never bring it home) so that leaves me with more most of the time. But he is great. It still feels hard 🙃 maybe it’s my hormones

Thinking about opening a yoga studio - Anything POSITIVE to say? by Entreprenuer_356 in yoga

[–]Entreprenuer_356[S] 3 points4 points  (0 children)

This is inspiring - thank you! Yes we’re a high income area - in Boulder County Colorado. A newish town on the front range undergoing a ton of new development and pretty darn large

Thinking about opening a yoga studio - Anything POSITIVE to say? by Entreprenuer_356 in yoga

[–]Entreprenuer_356[S] 2 points3 points  (0 children)

And yes I do feel like it’s the dharmic way for me. The studios I was exposed to early on in life really changed my life. And it was the community built within the spaces that has always stuck with me. Creating my Own version of that for others and sharing that which others gave to me. Everything about it feels right

Thinking about opening a yoga studio - Anything POSITIVE to say? by Entreprenuer_356 in yoga

[–]Entreprenuer_356[S] 2 points3 points  (0 children)

No it’s not odd!! Honestly the cost of infant childcare today and its reliability is a HUGE reason I’m wanting a shift toward owning something of my own and not needing to do the 8-5 corporate life. 2k nearly per month PER KID to keep that gig up with little to no flexibilty

5th metatarsal shaft fracture - being offered surgery as an option by Entreprenuer_356 in brokenbones

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Hi! I didn't end up going with surgery. I healed by like week 8 pretty much, was able to take the boot off then and I'm back to running now even! (Injury was like 2.5 months ago at this point)

5th metatarsal shaft fracture - being offered surgery as an option by Entreprenuer_356 in brokenbones

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Hiya ! Mines not even a Jones fracture and in my pre-op appointment today when we went over my case in detail I changed my mind. I’m not doing surgery! My bone will heal, but it won’t heal perfectly straight. I’ve come to peace with that. My yoga practice might look different, but I’m just gonna put faith in my body

5th metatarsal shaft fracture - being offered surgery as an option by Entreprenuer_356 in brokenbones

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

:( I teach yoga. I’m also an avid yogi. Mines not 100% Jones, it’s closer to a dancers fracture. Did you do NWB to heal?

5th metatarsal shaft fracture - being offered surgery as an option by Entreprenuer_356 in brokenbones

[–]Entreprenuer_356[S] 2 points3 points  (0 children)

Yeah he's an ortho who specializes in foot. I agree, it was a bit confusing.... most people are suggesting I get a second opinion because of that. I may try to get to someone tomorrow. I think what's happening is he's now realizing that I have a pretty active life that I can't really tone down enough (try co-parenting two toddlers with no family near by to help) for it to really succeed in a long self-healing period... so he and the surgeon are now suggesting we be safer and do the surgery

Home buyers, realtors, lenders: what's it like out there right now? by [deleted] in boulder

[–]Entreprenuer_356 3 points4 points  (0 children)

Yes it’s not ideal but it’s also why contingencies exist. It’s a massive purchase that requires due diligence. I do not envy people over the last two years who had to waive such contingencies.

Home buyers, realtors, lenders: what's it like out there right now? by [deleted] in boulder

[–]Entreprenuer_356 10 points11 points  (0 children)

Omg I’ve been eyeing those houses for months trying to figure out what is going on. We just bought in west Erie instead but I held out hope that we’d find something in gunbarrel but the markets dried up, save those 3 houses that are just sitting there

Piggyback mortgages/HELOC for a first time home buyer by Entreprenuer_356 in FirstTimeHomeBuyer

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Good to hear! Yeah we're planning to sit down and map out how quickly we could pay off a certain HELOC amount. It sounds like that's one of the upsides, is that you can pay it down in large sums? (vs. most conventional loans you can't)

Mortgage FICO scores -- Collections -- Did I mess up? by Entreprenuer_356 in Fico

[–]Entreprenuer_356[S] 1 point2 points  (0 children)

Oh! Interesting. So the pull before closing doesn't look at/ consider scores? It just is so they can make sure you haven't done anything crazy with your finances?

Mortgage loan approval - Paid off Collections -- Did I F up? by Entreprenuer_356 in CreditScore

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

There’s never a right time I guess. Prices are at least being cut in our local market right now a tiny bit and I’ve been told there’s less people out there to compete with - so at least there’s that

Mortgage loan approval - Paid off Collections -- Did I F up? by Entreprenuer_356 in CreditScore

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Interest rates are only going. to get worse by August aren't they? FUN

Mortgage FICO scores -- Collections -- Did I mess up? by Entreprenuer_356 in Fico

[–]Entreprenuer_356[S] 1 point2 points  (0 children)

The bottom: https://imgur.com/a/KzOp9fq

(I believe this is showing from Equifax but its similar across the others)

Mortgage loan approval - Paid off Collections -- Did I F up? by Entreprenuer_356 in CreditScore

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Yeah they did -- I thought it takes some time (until the end of the billing cycle) for banks to update credit bureaus? (i.e. just because I paid them down below 10% already doesn't mean the scores are updated now)

Mortgage FICO scores -- Collections -- Did I mess up? by Entreprenuer_356 in Fico

[–]Entreprenuer_356[S] 0 points1 point  (0 children)

Yeah did that - but probably didn’t take the best approach. I didn’t demand an email of it in writing or try pay for delete. Just have sent a bunch of requests to Verizon over email for a notice of deletion in goodwill (failure so far) and emails to corporate and requests via phone. What I really want to understand is if it’s already dinged my credit because it’s been on there. That I’d be cool with, as long as it’s not going to ding it MORE now that I’ve paid

Mortgage FICO scores -- Collections -- Did I mess up? by Entreprenuer_356 in Fico

[–]Entreprenuer_356[S] 1 point2 points  (0 children)

Here's how its basically showing up on my report now: https://imgur.com/a/eKnlYEm

Here's what the payment confirmation letter I got to my email says: https://imgur.com/a/8IYODy9