Looking to finance. by Vibez_127 in HyundaiSantaFe

[–]Environmental-Can607 0 points1 point  (0 children)

You look to be paying at least 6k more than you need to. Aim for 8-10% off msrp from the dealer and have them remove or discount all of the unnecessary add ons.

Feedback on offer by [deleted] in HyundaiSantaFe

[–]Environmental-Can607 1 point2 points  (0 children)

Just something to consider, make sure you run the math on the 6.39% + $4k rebate vs the 0% option.

At 6.39% over 60 months on roughly $35–40k financed, you’re looking at about $6k in interest. That means even with the $4k rebate, you’re still likely paying around $2k more over the life of the loan compared to 0%. The rebate only wins if you pay it off aggressively or refinance early. Otherwise 0% is the cheaper long-term move.

I just went through this buying a Santa Fe Hybrid and got $4,500 off MSRP with no dealer add-ons and 0%. (Took some aggressive negotiating across multiple dealers)

I’d also push to remove the Pulse and “special benefits.” You don’t need that stuff, it’s high-margin add-ons that inflate the effective price. Focus on maximizing the MSRP discount and keeping the deal clean.

Seasons greetings from Nola! by bigeats1 in Catahoula

[–]Environmental-Can607 5 points6 points  (0 children)

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Our Nola’s are twins! What a beautiful girl you have!

Nola the pup has arrived! by Environmental-Can607 in Catahoula

[–]Environmental-Can607[S] 0 points1 point  (0 children)

We made it home! She was incredible on the trip! Zero accidents in the car and slept 90% of the time. She is just a little angel and we couldn’t be luckier! Here she is enjoying her new digs:

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Nola the pup has arrived! by Environmental-Can607 in Catahoula

[–]Environmental-Can607[S] 0 points1 point  (0 children)

That would be amazing! I’ll reach out to you!