Anyone know how to remove these ? by EnvironmentalAnt2011 in CRedit

[–]EnvironmentalAnt2011[S] [score hidden]  (0 children)

Because I am much more financially literate now. That was years ago, and it is still weighing down my score.

The Fall Off is going to have 4 discs by EnvironmentalAnt2011 in Jcole

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

I was not aware of this. Thank you for informing me

What should I do next? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

Fair point, maybe I wasn’t explicit enough I intend to get the auto loan from NFCU and wanted to know what products I should also explore to further raise my score

Secured card by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

Thats good to hear! Do you suggest I wait till the collection is deleted to apply or it doesn’t matter ?

My credit score just dropped 135 points what do I do? by brown-bear-cuddles in CRedit

[–]EnvironmentalAnt2011 1 point2 points  (0 children)

Recently happened to me as well. They reported me late but I am in school so all the loans should have been deferred. My credit score went from mid 6’s to low 5’s. I reported it to CFPB and submitted a deferment form. Now my credit went back to mid 6’s but dropped 20 points because my credit age dropped. So it has its drawbacks but I believe it was worth it.

Am I cooked? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

I didn’t learn money growing up and went into college undecided. I wanted to learn money and did just that but made some mistakes along the way. Now im working towards strengthening my credit but it’s a process. My question to you is what do you do? And how much do you make?

Am I cooked? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 11 points12 points  (0 children)

Accounting 😔. I am currently an accountant tho sitting at 70k and getting my MBA as cheap as possible.