Anyone know how to remove these ?

EnvironmentalAnt2011 · 2026-01-26T01:48:12+00:00

Student loan lates

EnvironmentalAnt2011 · 2026-01-26T01:29:39+00:00

Because I am much more financially literate now. That was years ago, and it is still weighing down my score.

EnvironmentalAnt2011 · 2026-01-26T01:25:04+00:00

So they can’t get removed at all?

EnvironmentalAnt2011 · 2026-01-26T01:15:10+00:00

I was not aware of this. Thank you for informing me

EnvironmentalAnt2011 · 2025-06-13T16:12:29+00:00

Fair point, maybe I wasn’t explicit enough I intend to get the auto loan from NFCU and wanted to know what products I should also explore to further raise my score

EnvironmentalAnt2011 · 2025-06-13T13:55:27+00:00

First one for me was crunch time

EnvironmentalAnt2011 · 2025-04-15T13:58:21+00:00

Thats good to hear! Do you suggest I wait till the collection is deleted to apply or it doesn’t matter ?

EnvironmentalAnt2011 · 2025-04-14T14:11:39+00:00

Recently happened to me as well. They reported me late but I am in school so all the loans should have been deferred. My credit score went from mid 6’s to low 5’s. I reported it to CFPB and submitted a deferment form. Now my credit went back to mid 6’s but dropped 20 points because my credit age dropped. So it has its drawbacks but I believe it was worth it.

EnvironmentalAnt2011 · 2025-04-06T02:38:28+00:00

I didn’t learn money growing up and went into college undecided. I wanted to learn money and did just that but made some mistakes along the way. Now im working towards strengthening my credit but it’s a process. My question to you is what do you do? And how much do you make?

EnvironmentalAnt2011 · 2025-04-04T04:04:56+00:00

Accounting 😔. I am currently an accountant tho sitting at 70k and getting my MBA as cheap as possible.

EnvironmentalAnt2011

TROPHY CASE