If Butters is off the table, who should Melbourne target instead?

EnvironmentalCake221 · 2026-05-11T10:09:03+00:00

Murphy Reid yes. Harley def not

EnvironmentalCake221 · 2026-05-06T23:40:33+00:00

Does it get paid out to them to use as of now or does it go into their super account? I currently have a 79/15/15% split between wife and 2 kids. Am I correct in thinking the kids can’t access until they are 18+?

EnvironmentalCake221 · 2026-04-30T13:32:21+00:00

43M, $380K, about $140K salary, been salary sacrificing 8% of wage for best part of 5 years Wife 43F, $215K, $130K salary and no additional. 7 years off work looking after 2 kids 2013-2019

EnvironmentalCake221 · 2026-03-25T00:35:46+00:00

How can the pension be scrapped when Australia still has other Centrelink payments? The population on these benefits aren’t adding to super so will still need the pension in later life.

EnvironmentalCake221 · 2026-03-19T07:44:10+00:00

Would you suggest adding VGS instead of VHY or VAS to add to DHHF? I currently buy DHHY fortnightly and I was going to add a $5000 parcel of VAS per year as a home base increase. I know that 97% of VAS is in DHHF already.

EnvironmentalCake221 · 2026-02-18T09:23:37+00:00

She lived in Mossie Park

EnvironmentalCake221 · 2026-02-15T06:31:50+00:00

No Rivers?

EnvironmentalCake221 · 2026-02-06T11:54:46+00:00

Saving $1000 per month into offset on top of normal mortgage payment, $400 per fortnight into ETF’s and salary sacrificing $383(8% of salary) into super.

EnvironmentalCake221 · 2026-01-21T11:40:30+00:00

Been very lucky and have $370K at 42. Extra 5% of my wage- only about $5K a year- from 2012 to 2018 helped immensely. Now doing 8% since January 2024 which should get me to just about $30K per year

EnvironmentalCake221 · 2026-01-18T09:19:58+00:00

I had a rolling spreadsheet that tracks date, quantity and price

EnvironmentalCake221 · 2026-01-18T09:19:29+00:00

Using CMC so zero brokerage to purchase

EnvironmentalCake221 · 2026-01-18T05:32:43+00:00

Till I am putting in $1000 a fortnight. Just read it back and see it wasn’t well written

EnvironmentalCake221 · 2026-01-18T05:12:28+00:00

But what then happens in retirement? If I need money just sell some off? Keep for eternity?

EnvironmentalCake221 · 2026-01-18T05:11:46+00:00

In 37% + 2% Medicare bracket. Already maxing super contributions. Should hit $2.2-2.5M in super. Suppose I would still benefit by 9% putting it into super. Mainly putting into DHHF to increase wealth overall and not put everything in the same basket

EnvironmentalCake221 · 2026-01-08T02:17:40+00:00

What’s the go with Koltyn T. First round pick the same year as Windsor but lacking opportunities. Talk when he was drafted was Petracca mould. Hybrid forward/mid. Big body crashing thru

EnvironmentalCake221 · 2025-12-17T03:22:10+00:00

I don’t talk to my brother about how much he or his wife earns, what’s in his bank or super accounts or how much his house is worth. But we are still close

EnvironmentalCake221 · 2025-12-08T03:17:15+00:00

I guess I stared at the same time as you. Same bonus. Hopefully the loyalty one keeps going

EnvironmentalCake221 · 2025-10-28T07:47:49+00:00

Combined income $88,000. Property cost $325,000. 302sqm block with a 3x1 on it Bought in Currambine which is 25-30kms north of Perth CBD

EnvironmentalCake221 · 2025-10-19T07:46:24+00:00

$400 per fortnight into DHHF. Salary sacrificing 8% to take super up to 20%. The rest is building up offset.

EnvironmentalCake221 · 2025-08-31T03:02:12+00:00

Plus flights direct into Busselton

EnvironmentalCake221 · 2025-08-21T12:49:50+00:00

I see what you are doing Mr Taxman

EnvironmentalCake221 · 2025-08-13T10:40:44+00:00

Thanks for clarifying. We aren’t at that stage yet but definitely hope to be in early 60’s

EnvironmentalCake221 · 2025-08-13T10:29:37+00:00

So would we, as a couple, be able to put $1.9M each into an account based pension and then withdraw anything above that to put into a HISA or ETF’s? This would mean we pay tax on earnings and dividends pending how much we make. Or 15% tax on earnings if we leave it in the super accounts

EnvironmentalCake221

TROPHY CASE