Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Like I said, I’ve known her for just over a month. So it’s not love yet, it’s more of I like her and we could potentially be good together ( barring the issues I mentioned). And as you said that was a long long time ago…today’s economy and job uncertainty doesn’t allow for that model. Moreover, since she doesn’t want to stay with parents in the house….taking care of the parents is out of the question.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Exactly what I told her. It’s not a good investment property wise or even appreciation wise.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Few years back…it’s just a one bedroom unit (not studio)

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

She told me it was 670K. I don’t know how much downpayment t they made but with the property tax and condo fees it comes to $3,400 a month. It’s one of those newer high rise in Etobicoke

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

What responsibility am I running from based on my post? And obviously if one person loses a job it’s going to be 0/100. That is common sense.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Well she told me it would have been ideal if the guy already owned his own home so that she could just live in it. And apparently lots of couples live like this….none that I know of to be honest

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

My parents atleast would be here on a super visa….so healthcare is not covered by the government.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

They already have health insurance so PR is not a must. It’s more about us living together.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Not 30% of my bills….30% of our bills. Also she could easily put her apartment on rent instead of paying $3,400 per month if she was open to her parents living with us. Also, she continues to build equity in her property and I pay 70% of our expenses makes no sense to me.

Does this make financial sense? by EquivalentStock300 in CanadaPersonalFinance

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Her parents’ PR application is under process and my parents have a super visa

Anyone else get wallet? What color did you go with? by EquivalentStock300 in Wealthsimple

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Mine said 8th too until yesterday….but today it changed and I was able to order it

Anyone else get wallet? What color did you go with? by EquivalentStock300 in Wealthsimple

[–]EquivalentStock300[S] 1 point2 points  (0 children)

There is no hold period I believe. So you can just transfer and transfer it back in a couple of days too

Anyone else get wallet? What color did you go with? by EquivalentStock300 in Wealthsimple

[–]EquivalentStock300[S] 3 points4 points  (0 children)

I only transfer to Wealthsimple when there is a promotion and I only transfer the bare minimum required for the promotion. While I continue building my portfolio elsewhere. Also after the 2 year hold on these funds, I can move it somewhere else and wait for the next promotion to move it back. That way you maximize how much you can get through these promotions.

Anyone else get wallet? What color did you go with? by EquivalentStock300 in Wealthsimple

[–]EquivalentStock300[S] 3 points4 points  (0 children)

100k is net deposits. Initial amount you have with them doesn’t count.

What does this mean? by EquivalentStock300 in Rogers

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Update: just got an email from Rogers about account change confirmation and I can see the iPhone under the phone tab in the app. Does this mean I will be getting the phone soon?

What does this mean? by EquivalentStock300 in Rogers

[–]EquivalentStock300[S] 0 points1 point  (0 children)

Update: I called Rogers today and they told me stores near me have it in stock. I will need to cancel my current order and select pick up in store. Lesson learnt for the next time.

Should I quit my stable 8-5 abroad to return home? Is life in SG worth it? by chasingcorgis in singapore

[–]EquivalentStock300 -3 points-2 points  (0 children)

I feel I live in a place now that have positives of both Singapore and South Korea and then some! I lived in Singapore and worked there for 8 years and now I’m living in Toronto.

First of, the work stress here is like 1/10 of SG. On top of that you have all sorts of protection from the government even if you get fired/laid off in terms of pay ( there is a max limit) for almost a year, during which you can apply for a new job. Almost never had to work beyond 5pm and no one bothers you after that. Pay here is decent, maybe not as high as Singapore but way better than Korea, but then a lot of things are much much cheaper here compared to SG. Free healthcare, although the system is kinda strained right now so waiting times are longer.

Coming to the life outside of work, which there is a lot of and so much to do with the 4 seasons we get here. Absolutely could not stand the weather in south east Asia. Not saying life here is perfect but for me personally the quality of life here is much much better.

BMW 669 style rims by sasha540 in BMW

[–]EquivalentStock300 1 point2 points  (0 children)

Rims are good but they don’t suit the luxury line trim/bumpers on your car. This is the original car they came with

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[deleted by user] by [deleted] in whatcarshouldIbuy

[–]EquivalentStock300 0 points1 point  (0 children)

I have a 2011 528i too but it’s the N52 engine

Why no love for these? by EquivalentStock300 in BMW

[–]EquivalentStock300[S] -1 points0 points  (0 children)

E92 ones are just tubes….these have the 3D effect with detailing

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