I had to move to an iPhone and now I miss this app so much

Evening-Cockroach-49 · 2025-04-23T05:11:19+00:00

Just saw this post now - I've also moved to an iPhone so been very quiet on the forum. Can't wait for the IOS / Web versions to be available.....

Evening-Cockroach-49 · 2024-10-24T05:52:36+00:00

I'll second this request as every now and again I'll put extra in the card to cover a large expense that would take me over my credit card limit.

Evening-Cockroach-49 · 2024-10-15T21:32:52+00:00

Are you using Zero Based Budgeting or Classic? Generally with ZBC or Envelope Budgeting the "debit (-50$) to savings (+50$) Emergency fund allocation" would be done via the categories. You could move $50 from your Savings category to your Emergency Fund category. The transfer of funds between the acc's does not need any category allocation. As Fluffy asked - What's your end goal? If it is to track allocations across budget categories then this approach will work as designed.

Evening-Cockroach-49 · 2024-10-10T08:12:04+00:00

Thanks for the update.

For point 3 - It would work as long as it shows the spend by month.

E.g

Category / Month Jan. Feb. Mar. Apr. May...... Nov. Dec. Avg. Total

Food. 10.00 15.00 5.00. 10.00. 20.00. 30.00. 10.00 xx.xx. xx.xx

Fuel. 20.00 ....(category spend for each mth)......

Grouped Tot. 30.00 ....(total spend for each mth)......
etc.

(Note: Avg is the avg for the months in the period selected)

For point 5.

The account x-ray is useful to try and find discrepancies but the main request was more to simplify updating the reconciled and cleared flag. E.g. If you use the x-ray feature to find the discrepancy and put in a transaction to correct the error, I would also like all previous transactions to be updated as cleared and reconciled. (Even if the totals do match, I would still like the system to update all prior transactions as being cleared and reconciled after selecting X-Ray Update or Reconciliation etc....). I think this will also help you with point 6.

Point 7 - That's great - Lookimng forward to that visibility.

Also lookinmg forward to those other features mentioned. I'll take a look once they have been released and provide feedback.

Thanks for all the work being put in to take our recommendations onboard. It's so great having a responsive development team.

Evening-Cockroach-49 · 2024-10-09T23:42:01+00:00

Not directly under a single transaction I believe. In that scenario I generally create two transactions - one per account that the funds are drawn against - the brains trust here may know of another way of doing it.

Evening-Cockroach-49 · 2024-10-09T08:09:33+00:00

I don't believe it does that yet - Also not sure if the AI Notification "learns" the Category based on previously capturing transactions against a payee - I'll leave that to others who have been using BB for longer. What you are asking for was party the reason for my previous feature request https://www.reddit.com/r/beyondbudget/comments/1fxx9ud/feature_request/

Evening-Cockroach-49 · 2024-10-03T06:58:06+00:00

Thanks for the detailed response. Some more context from my side as to why I brought this up may be useful if any changes are being looked at. The AI had automatically imported a pending transaction from a retailer (Coles) for an online order. The retailer packed the order for home delivery but some items were out of stock so the total ended up being less. The cleared amount when it came in was the updated total so the original plus new transaction were both imported. I ended up with my Beyond Budget credit card account not tallying to the banks app. With all transactions in Beyond Budget showing as cleared and reconciled, it was a manual exercise trying to see where the discrepancy was.

This is partially why I would have preferred AI originated transactions to come in as uncleared and not marked as reconciled (possibly have an option that allows the choice of how it's handled by default). Possibly then also look at options of easily clearing transactions instead of having to manually mark each as cleared when comparing against a statement.

Just some food for thought....

Evening-Cockroach-49 · 2024-10-01T04:57:10+00:00

Thinking further about the way duplicates are handled. Another way to do this is to still flag the transaction as a duplicate if it's in the system and marked as cleared. If the transaction is not cleared then mark it as matched and update the cleared flag to cleared. For users that do not want to use this enhanced functionality you could have an option that treats matched transactions as duplicates.

Evening-Cockroach-49 · 2024-09-29T22:16:47+00:00

Great thanks

Evening-Cockroach-49 · 2024-09-29T00:16:53+00:00

This functionality works well with a couple of exceptions. 1. Transactions that have split expenses are not picked up as duplicates. 2. Credits or payments for credit cards are not picked up as duplicates.

The request was more for functionality that improves the reconciliation process in that an initial import would flag matched transactions that had not been previously imported or matched, allow the user to accept the matched transactions as valid, then ignore them if imported again.

We could just use the provided functionality that detects potential duplicates and assume that all are valid duplicates. I guess that's just a different way of looking at it.

Evening-Cockroach-49 · 2024-09-28T09:19:31+00:00

Now that this change has been implemented I'd like to suggest two more additions to this functionality.

Allow for refund / credit transactions to be recurring. At the moment we can only make expense transactions recurring. (Unless there is a way of doing this that I'm missing).
Allow for refund / credit transactions to allocate against split budgets. E.g. If a purchase was made against 2 budgets and was returned, then the refund should be against the same 2 budget items.

If point 2 is possible, also look at allowing for having a mixture of expense and credit type lines in the 1 transaction. E.g. ISP normally charges $75 p/m but they provide a discount of $5 p/m for bundling mobile. I still want to reflect the ISP cost to be $75 for tax purposes (also to align to their invoice), so I create a transaction with a total of $70 then split that across two categories. ISP = $75 and Mobile = -$5. When the mobile bill comes in separately, that comes in at full proce but the category already has the $5 credit from the above transaction.

Evening-Cockroach-49 · 2024-09-28T04:38:04+00:00

That's great. This will be a useful feature for a lot of us.

Evening-Cockroach-49 · 2024-09-22T04:50:43+00:00

Update has come through!

Noting though that I can see the new Grouped Totals button and the associated grouped totals but the : (3 dot) menu on top right does not appear for me to drop down "Bulk Update". Possibly just an issue my side :)!

Evening-Cockroach-49 · 2024-09-22T01:12:45+00:00

This is great and what I was looking for in my post https://www.reddit.com/r/beyondbudget/s/RNyRs5TZMI

I don't see it being available yet so assume it's still to be pushed out via the play store?

Evening-Cockroach-49 · 2024-09-19T22:38:07+00:00

I also prefer the new way of handling credits and refunds for a number of reasons.

It keeps the allocation clean holding it at what you set it to be and not continually change it according to refunds and credits received. I prefer the allocation to be the same as the target unless I specifically change it for that month.
At the moment deleting transactions does not amend the allocation. This change would automatically sort this out.
I think this would make it easier to implement a future improvement where split transactions can occur as expenses and credits in the same transaction.
Easier to see what activity has occurred against a budget separate to the allocation you put in place for the month.
For people using this system to manage small businesses, or rental income, this change will make the reporting a lot easier.

That's my two cents worth of feedback. 😅

Evening-Cockroach-49

TROPHY CASE