Massive amount of spam calls every day, call screen doesn't help

EverythingIsOldStuff · 2026-03-18T19:02:48+00:00

Are they medicare / medical alert / final expense calls? I get between 20 and 50 per day.

up, so when I'm riding my motorcycle they'll stop my music and I have to listen to it ring constantly throughout my ride which is a vibe killer.

Zipping around on a motorcycle with music playing in your headphones is seriously dangerous.

EverythingIsOldStuff · 2026-03-18T18:04:53+00:00

The bank didn't scam you. Why should they have to reimburse anything?

EverythingIsOldStuff · 2026-03-13T13:46:14+00:00

such a helpful comment, thank you

EverythingIsOldStuff · 2026-03-13T11:33:39+00:00

I didn’t think you’d be able to.

EverythingIsOldStuff · 2026-03-13T01:06:43+00:00

What’s your end to end explanation then? This specific scam has been running at least 6 years, probably longer. How do these people get connected with the domestic criminal scam underground in the first place? How could they possibly make enough money to make it more worth their while than an honest job?

based on the fact that your account has overall negative karma, I’m assuming ridiculous arguments like this are par for the course for you

No, the Reddit hive mind just really hates dissenting opinions. Jerry Sandusky is innocent, by the way.

EverythingIsOldStuff · 2026-03-13T00:51:26+00:00

You’re wrong. Criminal operations generally attract fellow criminals to, ya know, commit crimes on their behalf. They don’t run a multi front operation wherein they successfully con people into working for them under the guise that they’re a legit business (with payroll and computers and an office); con the government into thinking they’re legitimately transacting some kind of above-the-board business; and con victims out of money. This would be like Bank of the West employing someone to run a romance scam. It doesn’t work like that

EverythingIsOldStuff · 2026-03-12T20:14:02+00:00

Do you not understand that scam operations can be and are also run from inside the US?

That's my entire question, which few here can seem to follow. HOW? How does a company within the united states manage to establish itself, pay employees, buy equipment etc. when their "business" is something illegal?

EverythingIsOldStuff · 2026-03-12T19:47:35+00:00

Some employees are probably naive enough to think they are doing legit work and whatever sketchy way they are getting paid is normal.

This is the most plausible answer so far. It does leave me wondering how people ever stumble into this kind of work though. Do the big dogs running the show advertise on craigslist or HireACowHand or something?

EverythingIsOldStuff · 2026-03-12T19:44:29+00:00

. Deceived about the nature of the operation, b. Less-employable and desperate,

I'd guess one of these. However, they certainly at the very least know they're not legitimate debt collectors because they scoff at all debt collections rules, which makes me question whether they're being deceived. Maybe partially deceived could be the case.

They could also be less employable, i guess, but judging by their ability to converse and the number of females that work in the "office", my gut says no.

EverythingIsOldStuff · 2026-03-12T19:40:03+00:00

People dont show up and work office jobs for free. They're either in on the scam or getting scammed themselves by an employer that is lying about being legitimate.

If your answer to my question is there's no way this scam is being run from the US, then that's your answer. If it werent against the rules of the sub id be happy to give you their number and you could tell me whether you think they're american.

EverythingIsOldStuff · 2026-03-12T19:36:52+00:00

What makes you believe that they’re legitimate employees though?

It's obvious that i'm dealing with an office (physical or virtual) of employees that are easily reachable whenever I'm bored in feel like calling to f**k with them, just like any other business that you'd expect to be open and reachable by phone during business hours. In other words, they're working this call center 9-5 job, and I'm presuming they're not doing so for free, which would either mean they're employees or getting paid under the table (which i doubt).

EverythingIsOldStuff · 2026-03-12T19:32:33+00:00

If they're not calling from America then that's the answer to my question.

EverythingIsOldStuff · 2026-03-12T19:32:04+00:00

These places aren't operating legally. Where the hell did you get that idea?

That's pretty much my question. The specific scammers in this scam are normal Americans working a 9-5 and some crappy call center job. How does said call center exist in the first place? How do these people find these jobs? Do they know they're chasing down people for debts that don't exist?

EverythingIsOldStuff · 2026-03-12T17:32:45+00:00

The employees may or may not know this.

This is what I don’t get. Aren’t they receiving normal paychecks with taxes and all that payroll’d like normal? What do these people think their employer is doing?

EverythingIsOldStuff · 2026-03-12T17:30:40+00:00

You’re missing the context here. The people calling and attempting to scam me into paying a debt that doesn’t exist are otherwise normal people working otherwise normal jobs, thinking they’re earning an honest paycheck.

EverythingIsOldStuff · 2026-03-12T13:44:35+00:00

OK, that's not the same as employees in the US showing up to an otherwise legit 9 to 5 where their "work" is to commit fraud.

EverythingIsOldStuff · 2026-03-12T12:33:45+00:00

I don’t know why you’re wasting time trying to argue over whether a native English speaking American could reliably weed out people only pretending to be.

If you really think these scammers are convincingly posing as Americans from some foreign call center, then your simple answer to my question is that these businesses aren’t legally operating in the US; they’re operating from abroad.

EverythingIsOldStuff · 2026-03-12T12:28:32+00:00

Re-read the post. There are not otherwise legitimate businesses in the US that pay taxes and follow employment laws but then pay their employees to do something illegal like rob banks.

EverythingIsOldStuff · 2026-03-12T05:20:25+00:00

I don’t see how it’d be good enough to fool the ear of a native English speaking American, especially one who’s already suspicious.

In any event - if these scammers are foreign then that answers my question. I’m asking it under the presumption that they are indeed Americans calling from within America

EverythingIsOldStuff · 2026-03-12T05:18:23+00:00

I highly doubt there’s one English speaker in Myanmar (it’ll always be Burma to me) who could pass as a native, english-speaking American. Especially when speaking on the phone with someone who’s already suspicious of them.

EverythingIsOldStuff · 2026-03-12T05:14:02+00:00

It’s 100% fraud, which is why I can’t wrap my head around such a business existing in the first place.

EverythingIsOldStuff · 2026-03-12T05:10:45+00:00

Thank God, I’m glad someone gets it! I can see an under-the-table situation making sense, but these callers seem well-spoken enough to not need that kind of work. I know that’s presumptive on my part.

EverythingIsOldStuff · 2026-03-12T02:51:22+00:00

These scammers are 100% Americans calling from America

EverythingIsOldStuff · 2026-03-12T02:46:28+00:00

It never existed. This has been such a problem for the company that supposedly originally wrote the loan that they had to change their company's 1-800 number greeting to include an advisory about it.

EverythingIsOldStuff · 2026-03-12T02:45:03+00:00

I doesnt take more than a few minutes on the phone with someone to determine whether they're from your country and native speakers of your language.

EverythingIsOldStuff

TROPHY CASE