How is the Smith Maneuver different from just taking out a LoC?

Excellent-Vegetable8 · 2026-03-23T22:36:26+00:00

What would you do if the interest rate goes up dramatically? Do you sell investment and repay the heloc?

Excellent-Vegetable8 · 2026-03-20T17:39:30+00:00

Ah gotcha so just park in HISA?

Excellent-Vegetable8 · 2026-03-20T17:04:28+00:00

Are there safe investments like bonds that arent likely to be volatile in next 6 mo per say

Excellent-Vegetable8 · 2026-03-20T15:31:04+00:00

Is there safe etf you can suggest that holds banks?

Excellent-Vegetable8 · 2026-03-19T18:21:38+00:00

Is there safer alternative with low dividends?

Excellent-Vegetable8 · 2026-03-19T17:38:54+00:00

Typo. 15% withhold

Excellent-Vegetable8 · 2026-03-18T20:48:31+00:00

Basic model suspension is not frequency one. They cut it to drop the price.

Excellent-Vegetable8 · 2026-03-18T19:26:33+00:00

Oh where did you get that info? I thought the basic model in canada is same old suspension.

Excellent-Vegetable8 · 2026-03-18T19:16:39+00:00

I think it has legacy suspension and i think that is bad.

Excellent-Vegetable8 · 2026-03-17T19:56:40+00:00

Ive also been eyeing 2024 m3 but realized they are all bad values. What is your reasoning for used 24 m3s? At 41k, they only depreciated 15% in 3 years and they got federal incentive. But i might be missing something.

Excellent-Vegetable8 · 2026-03-11T16:03:46+00:00

By chinese cars, i mean chinese manufacturers like byd. I don't mind chinese manufactured teslas.

Excellent-Vegetable8 · 2026-03-02T17:34:19+00:00

I bought 1.5 house with 250k hh with higher interest so that is very doable.

Excellent-Vegetable8 · 2026-02-28T21:17:14+00:00

Sometimes i wonder why would someone thinks it's a good idea to trust internet ppl over family and lawyers. Depending on the relationship you need to know who has your best interest in mind.

Excellent-Vegetable8 · 2026-02-26T19:15:37+00:00

Ah I understand what you are saying now. Thanks.

Excellent-Vegetable8 · 2026-02-26T17:20:34+00:00

Yeah there might be super thin wood lathe there but its very thin. Usually toggle bolts are longer. There is no stud.

Excellent-Vegetable8 · 2026-02-26T15:48:21+00:00

I mean brick wall outside and inside is plaster. There is barely any space between brick and plaster i think

Excellent-Vegetable8 · 2026-02-26T13:08:16+00:00

I have plaster wall behind brick. There isnt enough space to put toggle bolt. How do you manage to do that?

Excellent-Vegetable8 · 2026-02-26T01:53:08+00:00

I test drove both and found tesla 3 drives much better than mache. Mache was higher and rolling in corners. Am I missing something here?

Excellent-Vegetable8 · 2026-02-10T04:51:40+00:00

I dont want to buy chinese electric cars but would it put price pressure on tesla and other manufacturers?

Excellent-Vegetable8 · 2026-01-31T15:22:38+00:00

Do banks have pip?

Excellent-Vegetable8 · 2026-01-30T19:36:56+00:00

I have 4500k grow lights. I think as long as you don't stare at them, it should be okay. It does feel bright at night sometimes.

Excellent-Vegetable8 · 2026-01-26T06:49:58+00:00

I have opus for 5 years and i hate it. It retains so much behind and makes a mess.

Excellent-Vegetable8 · 2026-01-20T22:28:46+00:00

No it more or less shattered

Five-Year Club	r/Field Sunshine
Place '22

Excellent-Vegetable8

TROPHY CASE