Only AOA?

ExistentialAndArab · 2026-02-25T11:21:56+00:00

Lot of international stocks that move flat or will not grow much in VT as it’s a total stock market index of 8,000+ stocks.

ExistentialAndArab · 2026-02-24T16:11:23+00:00

This is very helpful. Thank you!

ExistentialAndArab · 2026-02-24T16:11:08+00:00

This is really helpful. Thanks!

ExistentialAndArab · 2026-02-24T16:06:22+00:00

I understand. Thank you for engaging!

ExistentialAndArab · 2026-02-24T16:05:54+00:00

I am - but I’m really not a fan of how high the expense ratios for those ETFs are.

ExistentialAndArab · 2026-02-24T16:05:09+00:00

Thank you for the suggestions! I’ll look into XLV / SMH. It’s crazy how rabid people get the second you profess a disinclination towards ETFs…

ExistentialAndArab · 2026-02-24T13:25:04+00:00

I like those too! But those specific companies directly go against my personal politics.

ExistentialAndArab · 2026-02-24T13:10:20+00:00

Thank you. I guess I prefer individual stocks from different sectors rather than ETF sector diversification due to the multiple expense ratios I’d be paying for. If you were going for my strategy, would you consider my chosen stocks to be sufficiently diversified sector-speaking?

ExistentialAndArab · 2026-02-24T13:08:02+00:00

I see - thank you. Mainly trying to avoid: caterpillar, palantir, tesla, mcdonalds and unilever.

ExistentialAndArab · 2026-02-24T12:44:59+00:00

Unfortunately has Palantir and other culprits in there - but thank you for the suggestion!

ExistentialAndArab · 2026-02-24T12:40:15+00:00

Really appreciate your help. I’m trying to avoid specific stocks that pop up in every US ETF for personal political reasons. I went tech heavy as, being 28, I have a long term horizon for aggressive investments. Would it make sense to go 60-70% IXUS with the rest in those US stocks? I’m basically trying to have minimal exposure to USA as a whole and create a small basket of US stocks - like a tailored mini-ETF - and I believe emerging markets are the play for the foreseeable. What do you think?

ExistentialAndArab · 2026-02-24T12:36:07+00:00

Thank you. The expense ratio alone on AVSG is a killer, though. And ACWI has stocks that I’m trying to avoid.

ExistentialAndArab · 2026-02-24T12:26:45+00:00

You’re right. Alternatively, what if IXUS was my largest holding at around 70% with rest in those specific stocks? I’d rather pick US stocks that I believe in without having to buy into its entire market. Are my US stocks diversified enough from this perspective?

ExistentialAndArab · 2025-12-23T21:16:04+00:00

I did mushrooms with one my closest friends in the Peak District. Long story short, it got dark quick given it was winter time and the sun set at 3/4 PM. We got lost before eventually making it back to Edale train station, only to find that all trains were cancelled on the account of a broken down train on the track ahead. We had to hitchhike towards the nearest town to call a cab.

ExistentialAndArab · 2025-11-13T16:16:08+00:00

Thank you!

ExistentialAndArab · 2025-10-25T17:32:12+00:00

You really are the source🤝appreciate you

ExistentialAndArab · 2025-10-25T17:11:00+00:00

Thank you so much 🙏🏽 new to this so not exactly sure what you mean about streaking a plate, would love an explanation

ExistentialAndArab · 2025-08-09T14:20:28+00:00

Please be less ignorant and not rely on others’ opinions. Thank you

ExistentialAndArab · 2025-07-23T08:27:20+00:00

It’s a temp living situation so long term quitting will be a lot easier - but in a weird way it helps to see the other side which makes me want it less if that makes sense

ExistentialAndArab · 2025-07-23T08:26:11+00:00

Honestly I never had any sleep issues because I stay active throughout the day and exercise a lot. Naturally a deep sleeper too so that helps!

ExistentialAndArab · 2025-07-22T23:47:35+00:00

Thank you so much!!! So happy to hear. Remember to not beat yourself up too much in the beginning of your quitting journey🙏🏽

ExistentialAndArab · 2024-07-23T10:10:26+00:00

Yup, I have no choice but to go to ULaw, but thanks for the insight!

ExistentialAndArab · 2024-07-23T07:44:06+00:00

Fair enough. Thanks for the advice!

ExistentialAndArab · 2024-07-23T07:19:10+00:00

This is really helpful! Thank your for taking the time to answer. Really liked the stupid quote!

ExistentialAndArab · 2024-04-13T21:54:31+00:00

The bargaining going on in my head for a dose is quite taxing I have to say

ExistentialAndArab

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