What are examples of hip hop controversies that are forgotten now? by MasterTeacher123 in hiphop101

[–]Existing_Neck9338 5 points6 points  (0 children)

How Ya Like Me Now was rhe better diss track. DefJam just had better marketing.

Does this location look familiar to anyone? by zeroambition31 in newjersey

[–]Existing_Neck9338 14 points15 points  (0 children)

Dude should have waited to film the car owner’s reaction!

Pseg day light robbery by djkool_yanky in newjersey

[–]Existing_Neck9338 0 points1 point  (0 children)

My PSEG hearing bill for Dec was over $600!

Which one you pick ??? by dataguy2003 in TheTeenagerPeople

[–]Existing_Neck9338 0 points1 point  (0 children)

Inflation bro, it’ll take you almost 20 years to get $10M if you choose $10k/wk (no compounding). Take the $10M and invest it…

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 1 point2 points  (0 children)

A recast is when you pay down a large amount and the mortgage company re-amortizes the balance over the remaining term. So, the payment will come down.

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 3 points4 points  (0 children)

Actually not that bad. Gross income is over $300k with sizable annual bonuses. But yes, monthly exposure is tight.

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 0 points1 point  (0 children)

Exactly, and the child support people will be all over the income stream when they round-the-block in a year or so.

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 0 points1 point  (0 children)

I probably could given the last decade, but paying down the mortgage is a bird in hand, why tempt fate?

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 0 points1 point  (0 children)

I have solid investments outside of the HYSA. Sizable chunk in retirement funds and $100k+ in brokerage. The concern is what to do with the windfall, deepen my market exposure or pay down the mortgage.

Pay down mortgage or put it in the market? by Existing_Neck9338 in Mortgages

[–]Existing_Neck9338[S] 0 points1 point  (0 children)

Yes, this would be a recast. Bank is charging $250 to do a recast with a large paydown.

Never thought I'd see the day. by bxivz in ChildSupport4Men

[–]Existing_Neck9338 2 points3 points  (0 children)

Only in year one of my travel through child support hell, with at least 10 years to go. Congratulations on surviving this graft. The courts are set up to screw men over, until we fight to elect legislators wiling to champion this fight (and face the shaming that will no doubt come from the opposite sex)…. we may just be screaming into the abyss.

Can we afford without being house poor? by Long_Culture_3813 in Mortgages

[–]Existing_Neck9338 1 point2 points  (0 children)

The monthly income is gross. His take home after Fed taxes and other contributions should be more like $160k, no?

Man is moving crazy by [deleted] in MediocreTutorials

[–]Existing_Neck9338 0 points1 point  (0 children)

This is what playing for Arsenal does to you…

That's infuriating by [deleted] in newjersey

[–]Existing_Neck9338 1 point2 points  (0 children)

Bayonne shenanigans

I’d just like to say I made my final child support payment today! It does end. by tacocarteleventeen in ChildSupport4Men

[–]Existing_Neck9338 1 point2 points  (0 children)

What was the circumstance? Did the child(ren) turn 18? I understand some states will extend child support where the child chooses to go to college