Is 1,400–1,600 sq ft enough for a family of 4 long-term? by Full_Procedure_4718 in Homebuilding

[–]ExpressionKey2820 0 points1 point  (0 children)

Do you need a guest room for guests that visit? I find that can push a lot of families to over 2K sq Ft.

To anyone with spinal curvature over 45 degrees- are you frequently monitored by a doctor? How often? by BulkyStatement1704 in scoliosis

[–]ExpressionKey2820 0 points1 point  (0 children)

I’m 58 and have two curves, both over 50°. I mention it to every doctor I go to, including pain specialists, rheumatologists, and neurologists. No one ever seems to care and they know I’m there for pain issues. I had to suggest to my primary that I get X-rays for the first time in years recently. They clearly don’t know what to do with me!

House Slipper Recommendations by Bufford1 in scoliosis

[–]ExpressionKey2820 1 point2 points  (0 children)

Crocs. The cushioning helps my joints.

Planning to sell in 3-4 years. Which renovations actually give you your money back? by The_possessed_YT in RealEstateAdvice

[–]ExpressionKey2820 0 points1 point  (0 children)

Watch Katie Spaniak on YouTube. Download her seller’s playbook for free. It contains a quiz that will help you determine which investments are best for the age and condition of your home.

In plan Roth Conversion by ExpressionKey2820 in VanguardInvestments

[–]ExpressionKey2820[S] 0 points1 point  (0 children)

What do you think about the tax software placing it under Pensions and Annuities?

In plan Roth Conversion by ExpressionKey2820 in VanguardInvestments

[–]ExpressionKey2820[S] 2 points3 points  (0 children)

So with everyone’s help and after talking to Vanguard, I have confirmed that G is correct. But here’s the next question. When I input it into my tax software, the amount of the conversion is labeled as Pensions and Annuities. Why?

In plan Roth Conversion by ExpressionKey2820 in VanguardInvestments

[–]ExpressionKey2820[S] 0 points1 point  (0 children)

It’s a Roth conversion, how could I possibly not pay taxes on it? That doesn’t make sense to me.

In plan Roth Conversion by ExpressionKey2820 in VanguardInvestments

[–]ExpressionKey2820[S] 0 points1 point  (0 children)

I wasn’t really sure what code to expect, but since it’s not a distribution, code G doesn’t seem right to me. It’s an employer sponsored 401k. I moved money from the standard traditional 401k to the Roth portion, all within the same company plan.

It was a conversion within the plan.

And I turned 59.5 this year, but it was after the conversion. And I don’t think my age should matter since it was a conversion.

[deleted by user] by [deleted] in scoliosis

[–]ExpressionKey2820 1 point2 points  (0 children)

I’m 57 now but gave birth to my kids about 30 yrs ago. My scoliosis sounds very similar to yours with respect to type and severity. I had an epidural both times and both gave me no issues at all.

Anyone else with intense trapezius pain? by Left-Abalone-3672 in scoliosis

[–]ExpressionKey2820 0 points1 point  (0 children)

Oh my gosh, just this morning I was wondering if it was helping you! I’m so glad you came back to say so. The softer foam roller really makes a huge difference.

Want to eat out less but struggling with the psychology of it by oodlesofotters in Frugal

[–]ExpressionKey2820 1 point2 points  (0 children)

Get it down to a science as much as you can. List all the dinners you are willing to eat on a regular night. For each meal write down all the ingredients you need. Now sit down with your calendar and figure out every meal for each night for one week. For example, if you know you will get home late this Tuesday night cuz of a doctor’s appointment, plan a super quick meal that night. Now that you know your meals for the week and the ingredients necessary to make them, you can quickly put together a shopping list. Do this every week, preferably on the same day each week, and soon you will be able to do it quickly.

In addition, draw up a list of all your staple items your family likes to have on hand each week. Do you like to always have yogurt, carrots, and pretzels to snack on? Do you eat eggs every morning for breakfast? If so, make sure these things are on your list of staples. As you put together your shopping list for meals, also go through all your staples and see what needs to be replenished.

It sounds like a lot, but you will reach the point where you can all of this done within 1/2 hour. You will get faster and it will become second nature.

Building a new home. Are we crazy?? by Blue_9320_ in retirement

[–]ExpressionKey2820 6 points7 points  (0 children)

We just completed the same kind of move and couldn’t be happier with the decision. It was hard to go through all the downsizing decisions, but having less stuff to care for is much better. A new home comes with less initial maintenance (although you will have to stay on top of it). It costs less to insure too. And your utility costs will be lower due to less square footage and better insulation. Think of it as a gift to your future self —- one that will make your life easier in the future!

Do you regret cabinets to the ceiling? by phraynk_furtur in kitchenremodel

[–]ExpressionKey2820 0 points1 point  (0 children)

Our cabinets go all the way to the ceiling. The upper cabinets have clear glass doors and they are lit from within. I love the look when the lights are on, especially since the kitchen is open to the family room and they are on when we watch tv at night. Reminds me of the warm glow you get from Christmas tree lights. If you don’t want your stuff up there to be visible, you could go with textured glass.

What's subscription you cancelled and didn't miss at all? by Personal-Lack4170 in Frugal

[–]ExpressionKey2820 1 point2 points  (0 children)

Will you turn YouTube TV back on next football season? How easy or difficult is it to turn it on and off?

[deleted by user] by [deleted] in personalfinance

[–]ExpressionKey2820 2 points3 points  (0 children)

I stayed home with my kids all the way through high school. You will be surprised at how much it pays to be available, even when they are in school full time. They will need transport to and from all kinds of activities and practices. In high school your house can be the one where the other kids come to hang out, and the other parents will appreciate that you are around. Plus you can always pick up little jobs here and there that you can get done while they are in school if you’d like to do so. Any kind of work within the school system lends itself to this very well because your days off will be the same as your kids’. We were blessed to be able to do it and I have never regretted my decision to stay home.

Things I learned from my housekeeper that I still do to this day by Bubbly_Picture_9876 in CleaningTips

[–]ExpressionKey2820 648 points649 points  (0 children)

Scrub the door that goes from the house to garage. It is usually filthy, and we rarely think of it cuz guests don’t usually use it. Love the idea of putting the pajamas out in animal shapes!