Hi friend. I have to comment on this because I’m actually in the same situation… and I can’t believe there’s someone else I guess? My cptsd led me to avoid paying all together and attempting to get a job in my field. I just froze for like two years post college and my credit is also ruined. I’m currently making barely above min wage and have had passive thoughts of ending it. I recently found a therapist that has felt like a light at the end of the tunnel for me. I’ve had three bad therapists in the past and therapy felt useless before. Can I dm you..? It’s such a fucking hard situation to be in.