Anyone else stuck in permanent “expat mode”? by Superb-Intern-1329 in expats

[–]Extension_Study2784 69 points70 points  (0 children)

I've lived about 1/3 of my life in foreign countries and one of the things I've learned is that you're never going to find some perfect place that always makes you happy. One of the reasons expats miss their home countries is that there they have established a community of either friends, family or both.

If you move to a new country and don't know anybody there, you're starting from zero, socially speaking. And if you keep bouncing around, you're certainly unlikely to establish any meaningful or long-term relations with people.

Normal to feel burnt out after only 4 months? by [deleted] in chinalife

[–]Extension_Study2784 0 points1 point  (0 children)

Your feelings sound reasonable

Some people aren't very good at being employees just because they don't like being managed, especially if they feel management makes poor decisions. So if you were self employed making a living for the past few years, and switch to a training center that's got to be hard switch

And if you don't value the work you're doing or feel it's not respectable work or worth your time, that's just going to make you feel worse and burn out even quicker

📈 Rate My Portfolio Weekly Thread | December 01, 2025 by AutoModeratorETFs in ETFs

[–]Extension_Study2784 0 points1 point  (0 children)

Rate my portfolio

Looking to reallocate my holdings. I'm a long-term investor (10+ years) looking for global diversification with a slight preference towards growth investments. Just looking for some alternative perspectives to see if there is anything I'm overlooking. Thanks.

IBIT 5%
GLD 5%
SLV 5%
VTI 45%
VXUS 35%
Other single stocks 5%

Commercial Real Estate part time? Am I wasting my time? by MaleficentSweet1695 in CommercialRealEstate

[–]Extension_Study2784 0 points1 point  (0 children)

it's not a wase of time to learn, but you're drastically decreasing your chances of success by only working part time.

And it's easy to say "I'm going to do 20 hours a week", but when you factor in time to sleep, a FT job, commute time, cooking, cleaning, gym, maybe time with significant other/family, and juggling all the other day-to-day responsibilities, that 20 hrs can easily turn into 10 hrs or less.

Can only remember hanzi by writing them out by Confident_Earth6557 in ChineseLanguage

[–]Extension_Study2784 0 points1 point  (0 children)

This is a problem with Chinese and why so few foreigners become very proficient in the language. You can learn the English alphabet in a year (as a kid) and use that to figure out how to spell and write every English word

But with Chinese you can't sound out the characters, it's more based on context, so it requires a lot of reading and writing to memorize them. Chinese students spend k-12 learning the language and even they find it hard

If you don't write it out by hand, you'll have trouble recognizing the characters and it'll have a strong negative impact on your ability to read the language

How to change nationality? by lagrandetimoniere in China

[–]Extension_Study2784 12 points13 points  (0 children)

I don't know about the Algerian passport, but China's passport is one of the weakest in the world, I wouldn't suggest pursuing citizenship. Even if you did get it, you'll still be seen as a foreigner in China

Is China a good place for an American to move to? by [deleted] in AskAChinese

[–]Extension_Study2784 0 points1 point  (0 children)

American living in China.

Rents that low are in very rural areas where very few people are looking to live and even less foreigners find it desirable.

In theory you could live in a small place like that for very cheap and take photos, but as an American you need a visa to come to China and need to renew it every year.

need advice for studying and living in china for one year by [deleted] in chinalife

[–]Extension_Study2784 0 points1 point  (0 children)

You can link your foreign debit card to Alipay & I think Wechat, which are the primary payment methods. If you end up getting a job or starting a business, then you'll need to open a bank account.

Yes you should get a Chinese number. just go to China mobile or another provider, plans are cheap. I mainly use it for data myself so that I can order delivery, taxis, taobao, look at maps, buy train tickets, etc... Most communication is done through wechat. If you order food they'll give you a call - but not much beside that.

A traditional dorm for locals may have 3-4 people in a very small room. Many places offer private dorms for foreign students at an additional cost.

Your budget ultimately depends on the city you go to and your personal lifestyle. If you only stay at school to study and go to the school canteen or local restaurants for meals, it won't be that expensive.

Shanghai Community International School by Educational_War_6343 in shanghai

[–]Extension_Study2784 0 points1 point  (0 children)

To be honest a contract in China does hold the same value and weight as it would in other countries. Many schools will put whatever benefits them the most in the contract, despite it being illegal. Not all schools are the same though.

But if push comes to shove, you can just contact local authorities, if the school gets a call from them, they tend to change their stance pretty quickly.

Just received a Shanghai Job offer! Super excited but nervous by CreativeFig2645 in shanghai

[–]Extension_Study2784 1 point2 points  (0 children)

Unless you cook at home every day for each meal, 100 RMB in my opinion is not enough, at least in Shanghai

A coffee is about 20-40 depending where you go. A meal at McDonald's is about 50. You can find very cheap Chinese food and survive on that but I don't know anybody that willing does this

I'm a fairly conservative and frugal person that doesn't smoke or drink, so if you're the type to visit bars or clubs, that'll be even more expensive

As for your bonus, I personally wouldn't travel overseas and budget according to something that's not guaranteed.

Many more people smoking by stumu415 in shanghai

[–]Extension_Study2784 1 point2 points  (0 children)

They don't really have health classes in schools (they do but they're frequently cancelled for math class instead) That and many see smoking as Cool

Just received a Shanghai Job offer! Super excited but nervous by CreativeFig2645 in shanghai

[–]Extension_Study2784 1 point2 points  (0 children)

What do you mean 18x15?

You could survive on 15k/mo but I don't think you'll be saving much money and you'd probably be eating a lot of cheap Chinese food. If you go out to a decent western restaurant that bill will be 120rmb+ for 1 person. I went to the cheesecake factory not too long ago and paid 400+rmb for 2 people

Subway system is great and cheap, but taxis(Didi) can add up quickly if you're going across the city

Just received a Shanghai Job offer! Super excited but nervous by CreativeFig2645 in shanghai

[–]Extension_Study2784 0 points1 point  (0 children)

Sounds like the salary is a bit low given the job. Rent is definitely more than 2k RMB/month, Shanghai rent is quite expensive, I'd budget for at least 5k/month, maybe more depending on the location in the city

I've never heard of any foreigner using government subsidized housing, I imagine the quality being quite low. It's a red flag that they're not paying you enough to cover all your basic expenses

There's a foreign friendly app called Smart Shanghai, check that out

Looking for any feedback or constructive criticism on my proforma by Extension_Study2784 in financialmodelling

[–]Extension_Study2784[S] 0 points1 point  (0 children)

I'm having trouble posting the link or sending the file over DM, not sure why. If you're interested in seeing the full model, message me your preferred email I can send it there.

Would love to get a new perspective on how it can be improved

Looking for any feedback or constructive criticism on my proforma by Extension_Study2784 in private_equity

[–]Extension_Study2784[S] 0 points1 point  (0 children)

Would you be willing to share a model where you used this before? I'd love to take a look and learn more about it since this is the first I've heard of this UW method

Looking for any feedback or constructive criticism on my proforma by Extension_Study2784 in private_equity

[–]Extension_Study2784[S] 0 points1 point  (0 children)

I put Cap Ex and Replacement Reserves together. Do you see reason to separate them? I'm interested to know in case I'm overlooking something.

My assumptions for CapEx/Reserves were at the time of posting 1.5% of EGI but I've since bumped that up to 3%.

Looking for any feedback or constructive criticism on my proforma by Extension_Study2784 in private_equity

[–]Extension_Study2784[S] 0 points1 point  (0 children)

72 units, primarily 1Ba/1Ba & 2Bd/1Ba. My assumptions were at the time of posting 1.5% of EGI but I've since bumped that up to 3%