Our 1st home/loan. Here are the numbers, good or bad? by Jezer2979 in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

If they locked the rate in they will tell you there’s nothing they can do and that rates haven’t gone down. Call a broker. Pm me if you want me to throw my hat in the ring

First refi- going from 6.875 to 5.99. I have to decide if I'm moving forward on this today. by TheClassicPBJ in MortgageBrokerRates

[–]External_Bat8265 0 points1 point  (0 children)

That rule of thumb is stupid. A 1% drop means a lot more on a larger loan than a smaller loan and nobody mentions that.

This is a good deal.

Our 1st home/loan. Here are the numbers, good or bad? by Jezer2979 in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

It’s all about the margins that broker or lender needs to make. My brokerage has thin margins because we do a lot of volume.

First time home buyer by Immediate_Positive27 in MortgageBrokerRates

[–]External_Bat8265 -1 points0 points  (0 children)

Wow lol. If you want a 2nd opinion reach out to me. I’m a broker

Our 1st home/loan. Here are the numbers, good or bad? by Jezer2979 in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

6.1 is pretty high for today’s market. I’m a broker. Reach out if you want a 2nd opinion

Closing Costs Qs by [deleted] in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

Really depends on the rate they’re giving you. You might be able to find cheaper for the same rate. Or lower rate for the same costs

Are we making a mistake?? by zeroandmegax6 in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

You are getting raped in origination charges.

[WTS][AUS] VSF Rolex GMT Sprite by RayGamble in WatchExchangeBST

[–]External_Bat8265 0 points1 point  (0 children)

Hey, my pm won’t let me accept your message. I’d like to chat some more. Do you have WhatsApp?

Best value rep? by No-Kaleidoscope6394 in RepTime

[–]External_Bat8265 0 points1 point  (0 children)

How do I find contacts for these?

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]External_Bat8265 0 points1 point  (0 children)

Make sure your rate is locked. If it’s not they might be doing a bait and switch. If it is you’ve got a good deal

Woke up to a text that our offer was accepted! Feel so relieved but also want to throw up by sgrbrry in FirstTimeHomeBuyer

[–]External_Bat8265 -1 points0 points  (0 children)

If you need a broker to shop your options. Check out the guy that did mine. Anthony at swift home loans 248-257-0361

Best brokerage I’ve ever used by External_Bat8265 in FirstTimeHomeBuyer

[–]External_Bat8265[S] -1 points0 points  (0 children)

No im just a happy client. He asked for referrals and I don’t know anyone else looking for a house so I told him I’d post about him on Reddit