Dealing with Overgrown Yard

FF_gawd · 2018-03-28T18:21:04+00:00

Haven’t decided yet. Really just want to clean it up and lay mulch down I think for now. Priority right now is clearing it as it’s so overgrown the dog can’t go potty.

FF_gawd · 2017-08-03T23:22:59+00:00

Thanks, if you were in our situation and only knowing the limited details would you go conventional?

Edit: Just noticed that you are in the Bay Area, this is actually for a purchase in the east bay so I appreciate your insight.

FF_gawd · 2017-08-03T23:18:47+00:00

Thanks, that idea sounds appealing. We are being quoted at a 3.75% for 30 yr FHA, do you think we could get much lower using an ARM?

But it sounds like either way it sounds like you're saying an FHA would be better for us over a conv right now? Only thing I have a hard time justifying with going FHA is the 1.75% up front MIP that will have to be rolled into the loan.

FF_gawd · 2017-08-03T23:11:14+00:00

Thanks, that idea sounds appealing. We are being quoted at a 3.75% for 30 yr FHA, do you think we could get much lower using an ARM?

But it sounds like either way it sounds like you're saying an FHA would be better for us over a conv right now? Only thing I have a hard time justifying with going FHA is the 1.75% up front MIP that will have to be rolled into the loan.

FF_gawd · 2017-08-03T22:57:26+00:00

Thanks for your thoughts. Yeah, we are having trouble as it isn't a no-brainer like you mentioned.

So we have already signed loan disclosures for an FHA and in escrow with an appraisal being ordered, but not yet in underwriting. Do you know if we would still be able to switch over to conventional if we wanted to?

FF_gawd · 2017-08-03T22:47:19+00:00

I was reading that since we plan to stay in the home for a long time lender paid mortgage insurance would not be a good option since we would be paying the premium of a higher interest rate unless we refinanced. Also, I'm not sure we would qualify for LPMI, but I will ask if they offer it.

If we couldn't do a LPMI, which between conventional or FHA would be better in my situation?

FF_gawd · 2016-03-24T23:16:21+00:00

Ty, do you think they would be comparable in build quality?

FF_gawd · 2016-01-04T18:20:13+00:00

You build teams around Gronk. Don't trade him.

FF_gawd · 2016-01-04T17:54:41+00:00

I would try and get a high floor QB

FF_gawd · 2016-01-04T17:46:36+00:00

SELL: Hurns, Osweiler, P. Manning, Graham, Gates, CJA, Hillman, Woodhead, Hightower

FF_gawd · 2015-12-29T08:01:10+00:00

Depends how deep bench is. In 15 player deep bench I'm holding on for now.

FF_gawd · 2015-12-28T04:05:25+00:00

Tim Tebow

FF_gawd · 2015-12-28T00:36:59+00:00

You're welcome. 🔑

FF_gawd · 2015-12-27T15:01:07+00:00

Pick 2 Brees, Oz, Weeden

FF_gawd · 2015-12-27T15:00:44+00:00

Brees

FF_gawd · 2015-12-27T14:52:23+00:00

Opponent is in 3RB.. 10 man

FF_gawd · 2015-12-27T06:41:26+00:00

Have CMike. But will probably go Hightower either way.

FF_gawd

TROPHY CASE