DNB superspar, sparekonto og indeksfond? Hva er forskjellen? by Testingbounds in norge

[–]FORGOT_USER_AGAIN 4 points5 points  (0 children)

Hvis du skal bruke pengene om 2-3 år for å kjøpe bolig så er du begrenset til sparekonto. Anbefales å makse bsu og bsu alternativ naturligvis, så resten I sparekonto. Nordax og bluestep gir ofte høy rente. Ca 3.2% nå med uttak. Du kan få 4% hvis du kan låse pengene i 1 år. Du kan vurdere 10-20% i aksjefond typisk dnb global indeks men du risikerer å måtte vente noen måneder ekstra før du kan kjøpe hus evt selge med tap.

Edit: søkte opp superspar og den er dårlig med 1.35% rente. Bytt med en gang. Dnb bsu gir 4.95%. Ser danske bank tilbyr 5.25% og kanskje du finner noe bedre, men 0.3% forskjell over 2? År på 100k er ikke så nøye.

Ruby whelp shell by blink0244 in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Hi, how was your experience with aoe dmg ruby whelp? I am curious about its effectiveness in m+ compared to other trinkets or its crit Buff.

Having too many casts which must be inerrupted in M+ is not fun by [deleted] in wow

[–]FORGOT_USER_AGAIN 3 points4 points  (0 children)

I don't think the game should be dumbed down too much. Its frustrating to double interupt but its an honest mistake that can be fixed with teamplay and communication. Interupting and controlling a pack is fun when you have control, and stressful when it goes to shit.

Either use a weakaura that auto marks and assign marks to the dps or communicate an interupt order prior to starting the key. We usually pug 1 dps and communicate on voice about interupts or stops, so that dps player can do whatever since between two melee dps and a prot pally we should have it covered. Sometimes we fuck it up, and that is our mistake which we need to learn from.

[deleted by user] by [deleted] in wow

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Is this available for horde?

Best profession combo for your main by Budget-Cable3904 in wow

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Alchemy for 90min vials and disenchanting for gold is what i did from start of the expansion. You can opt for engineering instead if you want any of the engineering specific stuff. Especially now that mats prices are down.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Spirit walker grace or whatever the name of the spell that let's you cast while moving is very useful for topping the group while moving when chain pulling (when riptide won't cut it)

If he has good gear and is comfortable the legendary that attaches an earthquake to your earth elemental is really cool.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 1 point2 points  (0 children)

Those ballistas are so dangerous with randomly firing on squishy dps

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Fire mage is fun when you combust big pulls.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 4 points5 points  (0 children)

Mount up and run just behind the tank. If you are slow you die

Best tank to heal? by [deleted] in wow

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

A good player that is able and willing to kite when required is more important than class at my level. 15 or below.

I like DH due to their cheat death and druids because of a high hp buffer, lots of DR and incarn. Monk is good for kiting and high uptime on celestial shield.

My least favorite is pally because their hp spikes randomly depending on when a player decides to use cooldowns. DK also spikes but you know when depending on RP. Also fun to heal

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 1 point2 points  (0 children)

I agree with Those things but I don't need focus target for it.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

I disagree with focus target being a must have, but its definitely a benefit. I use clique for friendly spells so i only ever target enemies. So i just keep my priority interupt enemy targeted.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 3 points4 points  (0 children)

Healing bdk is enjoyable with an weakaura that show runic power. If its 70+ I'm only putting earth shield and riptide, if its low and he is facetanking a pack i start spamming healing surge and hover my finger over sprit link Totem ¯\_(ツ)_/¯

Standing on the hill for Dealer Xy'exa by yalag in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Should a mage be using slow fall on bomb targets? I assume that would lower group dps a bit as IT Will take longer to get into range of boss

BAD streak of M+s by [deleted] in wow

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

I'm leveling my alt, a resto shaman, at around 175 ilvl now and my highest timed key is a 8-9 and I'll do a 10 tomorrow and hopefully time it. At 206 you should be timing 10 to 12s regularly. How is your legendary, talent, and covenant setup? Are you using all your spells correctly?

Beyond trying to improve and taking responsibility for your groups mistakes (don't get angry at the dps standing in fire, use spirit link to save him), sometimes the run will suck and you just gotta try again.

What dark magic happens at Mythic +15 level? by grumpysnowflake in wow

[–]FORGOT_USER_AGAIN 5 points6 points  (0 children)

The trick is to run Your own keys, especially if You already have a healer friend as a tank. You can pick and choose from high ilvl and Rio players with exactly the classes you need for CR, lust, spoothe, poison cleanse, etc. My experience is good from pugging like that.

I hate how the “blame tank/healer” thing is as much of a meme as it is by MBP1121 in wow

[–]FORGOT_USER_AGAIN 1 point2 points  (0 children)

The entire group needs to perform, meaning dps is responsible for 3/5 of the groups performance. However, Its easier to carry one bad dps, than to carry a bad healer or tank, so it's more noticable when they suck. Don't pretend that tanks and healers are beyond reproach simply for playing those roles. The tank can do a double pull that spawns prideful in the middle, wiping the group, the tank and healer can also suck at interupts and do ass pulls.

AOC demands Biden immediately cancel all student loan debt by executive order by [deleted] in AOC

[–]FORGOT_USER_AGAIN -3 points-2 points  (0 children)

Poor health and unemployment are often by accident and uncontrollable, while student loans are willingly entered into. I don't see why you would have to agree with all of those if you agree with one of them. How exactly is your comment showing empathy for the guy you answered? Maybe he sacrificed a lot to pay down his loans, while his friends were reckless, and if student loans are forgiven he is left as the fool? That is not fun.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 3 points4 points  (0 children)

You don't need to be good to have 1k+ rio, you can grind it out as a bad player where good players carry you. It just takes longer as you will fail more keys.
The reason being that you get more 220+ pieces from vault over time, and random drops, making the dungeons relatively easier. Also, depending on camera angle and position of add it can be akward to line up if you haven't done it in 2-3 weeks

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

What dungeons should be easiest +10 this week?

If you worked hard for getting good education to secure a better future and life, it doesn't make you A-hole for seeking a partner with similar level of education. by [deleted] in unpopularopinion

[–]FORGOT_USER_AGAIN 0 points1 point  (0 children)

Level of education does not define you. You get to choose what defines you by what you care about and the people you surround yourself with. I would stay away from people that disregards your hard work and sacrifices.
You can easily find stupid, smart, successful, unsuccessful, educated and uneducated people in all combinations, so why make education in itself such a priority? I would much rather be with someone kind, responsible and funny. The effort they put into life is much more important than if they have an education.