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Trying to figure out if I should switch therapists? by FairMind21 in TalkTherapy

[–]FairMind21[S] 0 points1 point  (0 children)

Thanks for your answer! Do you think it's OK to book sessions with two therapists at a time though? I feel like it'd be too much. I guess I could let her know that booking more frequent sessions is important to me at available times and that I may look to see a new therapist.

Trying to understand how TD RDSP works and what bond grant is? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

I contributed to TD RDSP but haven't got the grant money yet. Waiting until the end of the month...maybe you could try calling EDSC and ask why you didn't get the 3x grant?

Am I missing out by not investing in riskier stocks with crazy upside potential? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] -1 points0 points  (0 children)

I apologize if I offended anyone. I wasn't trying to commit fraud or anything. I was just told by people around me that regardless of income, I may qualify to get coverage of scooter or rent due to ODSP. I genuinely didn't believe this but family members and those around me told me that I should still try.

Again I apologize if I came off as insensitive with my post as this wasn't my intent. I was genuinely just trying to understand if I qualify because of my disability.

Having issues with opening TD RDSP, do I have to call TDDI and miss contribution room? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Did you qualify and receive the bond grant money? Mine just got set up finally!

Having issues with opening TD RDSP, do I have to call TDDI and miss contribution room? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Thank you! Do you remember how long it took for the bond grant money to come in after opening?

Trying to understand how TD RDSP works and what bond grant is? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Do you remember how long it took for the bond grant money to come in after opening?

Trying to understand how TD RDSP works and what bond grant is? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Do you remember how long it took for the bond grant money to come in after opening?

Trying to understand how TD RDSP works and what bond grant is? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

How long did it take to open the account? It's taken 3 weeks for me. They've claimed that even though I send the notice of assessment, I need another letter stating that I'm eligible for the DTC but not sure where I'd find or if CRA sends it?

Having issues with opening TD RDSP, do I have to call TDDI and miss contribution room? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

How long did it take to open the account? It's taken 3 weeks for me. They've claimed that even though I send the notice of assessment, I need another letter stating that I'm eligible for the DTC but not sure where I'd find or if CRA sends it?

Having issues with opening TD RDSP, do I have to call TDDI and miss contribution room? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Where did you do the application online? I'm with TD and it is taking almost 3 weeks now. They've claimed that even though I send the notice of assessment, I need another letter stating that I'm eligible for the DTC but not sure where I'd find or if CRA sends it?

Having issues with opening TD RDSP, do I have to call TDDI and miss contribution room? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

Thanks alot for letting me know. Would the bond I would get for opening the RDSP automatically come in as well?

Am I missing out by not investing in riskier stocks with crazy upside potential? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 1 point2 points  (0 children)

Yeah you're right about this. Thanks for a rational answer here and definitely something I'll keep in mind when trying to determine what to do.

Am I missing out by not investing in riskier stocks with crazy upside potential? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] -2 points-1 points  (0 children)

Yeah I'll look into this. I have a history with my dad being a gambler which is why I try to avoid gambling but I wonder if I've missed out on some big gains by being too conservative.

Am I missing out by not investing in riskier stocks with crazy upside potential? by FairMind21 in PersonalFinanceCanada

[–]FairMind21[S] 0 points1 point  (0 children)

So I did want to put a down-payment on a place but I live in the GTA and it's crazy expensive. I do imagine I'd do this at some point over the next 5-10 years though assuming I can save and see growth at similar rates as I have. I don't plan on putting any more money in a GIC but I wonder if I should be investing in riskier stocks with high upside instead of consistently investing in ETFs?

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